Federal student loans made to students directly: No payments while enrolled in at least half time status. If a student drops below half time status, the account will go into its 6 month grace period. If the student re-enrolls in at least half time status, the loans will be deferred, but when they drop below half time again they will no longer have their grace period. Amounts are quite limited as well.
Federal student loans made to parents: Much higher limit, but payments start immediately.
Private student loans made to students or parents: Higher limits and no payments until after graduation, although interest will start to accrue immediately. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education.
I am a senior in college and I am a college student. I need to find a bank where they do not require a Co-signer to take out a Private Student Loan? I...
I applied for financial aid and the school is giving me a total of $11,000 the tuition with the aid will cost $30,000 a yr. So therefore I need to tak...
What do yu need to get a loan anyways?
I realize that private loans are not usually the best idea for community college, but it would actually help me consolidate and lower the interest rat...
I'm a highs school student and am looking at all the information on loans. Colleges on me to pay, mom can't, and I was wondering about loans. I am alm...
The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due ...
I am looking for an education loan dispensed to me and has no origination fee. I need to spend the loan on my rent and other life expenses beside tui...
Hello how do I say and spell education loan in spanish? Thank you guys
I heard that Banks will charge interest from the same month of the loan(Education Loan) sanctioned and the borrower has to pay it from the same month....
Hey, I am Eighteen, British and I want to study at the New York Film Academy the cost is $80,000 with accomodation. Unfortunately the NYFA is a privat...
i m planning to do a course in animation from MAAC Delhi. Can any one tell the procedure to get an education loan?? What are the formalities involved...
What education loan would send the check directly to the student and would be payed back by the military if the student signed up for active duty with...
I currently have two student loans in default. I already made arangements to pay my deferred loans and I have been paying them on time for the past th...
I owe my student loan $461. Do you think they will take my income tax?
I need to help my brother get his student loans out of default. How can I get a complete list of all of his loans? To start paying on them we need t...
Ok, I am going to be a sophomore in college this year at the University of Tennessee. Tuition, along with room and board, and a meal plan, is going to...
I want to apply for a Master's Program at Copenhagen University... but have no money! Where exactly do I start? I know very little about student loans...
I'm planning on going to law school after I graduate from a 4-year college. I'm just wondering if I'll have to start paying back my student loans afte...
Okay so i was offered a Direct loan for a college I am attending, I accepted the offer but what I don't understand is, what happens if I decide not to...
I'm planning to go to graduate school internationally. I've taken out loans for my undergraduate education in the USA. I know the rules for Direct Sub...
I am pursuing a graduate degree and the student loan landscape has changed quite a bit since undergrad. I had nelnet loans for undergrad and a small ...
My mother makes too much for me to get reall help from financial aid and i am not 24. So I need money direct loans where I don't need to have a co-sig...
I am planning to go to medical school during the fall of 2012, but I have no idea how I will be able to get funds to pay for my housing and car expens...
For example, I had accepted $44,000 in Federal Direct loans but I only use $38,000 of to pay my tuition. What happens to the rest of the money? Do t...
I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know o...
I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The onl...
I have a subsidized student loan in the amount of $11,460.55, does anyone know the names of specific companies that have the best consolidation rates ...
Also, Do debt consolidation companies include federal educational loans into the consolidation? If you have a federal student loan, and the loan co...
For anyone who has done (or decided not to do) a student loan consolidation, what are the pros and cons of doing it? Do you wish you didn't do it? A...
These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the interest rate at the time was only 2%. I...
i am putting myself through college I have already taken our about 26,000 dollars in college loans and i am coming up on my 3rd year i have averaged o...
I am wanting to go to school I want fget Fin aid I know cuz I make to much.I don't mind paying it back should I go throu the school or with a bank or ...
I have to get three loans to go to the college i want and i got a staf. and and unstaf. loan through the school. i was wondering wheres good places to...
So im 17 years old and my whole life ive wanted to go to a good college... After all the years of making my self do well in school i just applied last...
Hypothetical Question: If I was in my 2nd year of college and am considering withdrawing from the school because I was getting married and am havin...
I am currently a junior in college and I am going to need to apply for a loan. I already have a federal loan, but I need some additional funds. There ...
What are the current rates, and with the fed cutting rates, what are the chances the student loan rates will decrease as well? And if so, when?
Student interest loan rates run 7-9%. Why? They are backed by the government, the banks pay next to nothing to get the money, you can't escape the loa...
Specifically, the best place to find a ranking of banks with their rates and terms that I can compare. I used to use bankrate.com, but their list has ...
Why should students have their rate changed overnight on current loans? Why should Tax Cuts for the extreme wealthy be the most important issue? They ...
I have a subsidized student loan in the amount of $11,460.55, does anyone know the names of specific companies that have the best consolidation rates ...
I'm applying for a Chase Private Student loan. I know I have the option of paying interest rates while I'm still in school to decrease the amount I'll...
I am graduating this year and was wondering how to go about applying for a graduate loan (UK only). Am I able to apply as soon as I've finished my fin...
Hello, I am an international student and will receive my bachelors degree from a US school in december. I want to go to graduate school in the US a...
I have undergraduate student loans and have been paying on them for the last two years. Recently, I was accepted into graduate school and offered much...
A loan for graduate school, not through the government. Any advice would help.
If I default on federal undergrad loans, will I still be able to get a Graduate stafford loan?
I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go t...
I recently enlisted in the military (reserve) and I don't qualify for the GI Bill or kicker, but it did say I have the SLRP (Student Loan Repayment Pr...
I'm just finishing up grad school and my employer will give me a bonus every year that I would like to put towards my loan repayment. Is there typical...
I completed my associates degree at a community college during the fall semester and will be transferring to a university this next fall. I will have ...
Is there any other options the air force has for this matter? Thanks. Don't know if this would make any difference, but I would be trying for OTS a...
I'm filling out the papers for the income based repayment for my student loans. I have loans with 2 different lenders. Do I need to send the paperwork...
I'm going back to school and I need loans. If I stay under the 40k. Will the Army pay? I want to use my full amount.
what are bad credit student loan no cosigner ? is this helpful to to getting loans if people is bad credit history or poor credit history?
I am trying to enroll in school but I need to obtain a private student loan to afford it. I have bad credit and am having trouble getting approved by ...
I need a student loan and I have bad credit. My company will pay back as soon as I get grades, but I need an initial approx. 3000K loan to start. What...
my summer school? So if you could give the name of the banks, website or whatever it would be very helpful to me. I been seeing websites talk about ba...
I cant get student finanical aid, how can i get a student loan with bad credit without a cosigner
I want to go to makeup school and it doesn't qualify for government student loan. I have bad credit and no cosigner. The total tuition is 5k. I have t...