Federal student loans made to students directly: No payments while enrolled in at least half time status. If a student drops below half time status, the account will go into its 6 month grace period. If the student re-enrolls in at least half time status, the loans will be deferred, but when they drop below half time again they will no longer have their grace period. Amounts are quite limited as well.
Federal student loans made to parents: Much higher limit, but payments start immediately.
Private student loans made to students or parents: Higher limits and no payments until after graduation, although interest will start to accrue immediately. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education.
I applied for financial aid and the school is giving me a total of $11,000 the tuition with the aid will cost $30,000 a yr. So therefore I need to tak...
What do yu need to get a loan anyways?
The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due ...
I have an academic scholarship from the college and also apply to fafsa but that only covers about 45% of my college bill. (the college bill is still ...
I'm looking for a private student loan that is for bad credit and doesn't need a co-signer and that I could defer my payments until 6 months after I g...
I receive very little amount of financial aid from fafsa. I need to find good trustworthy websites and banks that provide great private student loans ...
I am looking for an education loan dispensed to me and has no origination fee. I need to spend the loan on my rent and other life expenses beside tui...
Hello how do I say and spell education loan in spanish? Thank you guys
I heard that Banks will charge interest from the same month of the loan(Education Loan) sanctioned and the borrower has to pay it from the same month....
Hey, I am Eighteen, British and I want to study at the New York Film Academy the cost is $80,000 with accomodation. Unfortunately the NYFA is a privat...
i m planning to do a course in animation from MAAC Delhi. Can any one tell the procedure to get an education loan?? What are the formalities involved...
What education loan would send the check directly to the student and would be payed back by the military if the student signed up for active duty with...
I currently have two student loans in default. I already made arangements to pay my deferred loans and I have been paying them on time for the past th...
I owe my student loan $461. Do you think they will take my income tax?
I need to help my brother get his student loans out of default. How can I get a complete list of all of his loans? To start paying on them we need t...
Ok, I am going to be a sophomore in college this year at the University of Tennessee. Tuition, along with room and board, and a meal plan, is going to...
I want to apply for a Master's Program at Copenhagen University... but have no money! Where exactly do I start? I know very little about student loans...
I'm planning on going to law school after I graduate from a 4-year college. I'm just wondering if I'll have to start paying back my student loans afte...
I'm planning to go to graduate school internationally. I've taken out loans for my undergraduate education in the USA. I know the rules for Direct Sub...
My mother makes too much for me to get reall help from financial aid and i am not 24. So I need money direct loans where I don't need to have a co-sig...
Also, what'd be the difference between a direct loan and any other loan?
If my payment on my student Direct Loan exceeds the agreed upon monthly payment does the extra amount come off the principal or interest or both.My in...
I have a Federal Direct Loan from college and I'm graduating with my BA in psychology in August, but may have to wait a year before I get into graduat...
I am getting ready to take out a Direct Subsidized Loan for college. I read that I can only use the money for school expenses like room and board. I...
I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know o...
I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The onl...
I have a subsidized student loan in the amount of $11,460.55, does anyone know the names of specific companies that have the best consolidation rates ...
Also, Do debt consolidation companies include federal educational loans into the consolidation? If you have a federal student loan, and the loan co...
These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the interest rate at the time was only 2%. I...
Wanted to know if anyone is happy with the service they provide. Or are they like Salliemae where they rip you off and charge astronomical interest ra...
i am putting myself through college I have already taken our about 26,000 dollars in college loans and i am coming up on my 3rd year i have averaged o...
I have to get three loans to go to the college i want and i got a staf. and and unstaf. loan through the school. i was wondering wheres good places to...
I am wanting to go to school I want fget Fin aid I know cuz I make to much.I don't mind paying it back should I go throu the school or with a bank or ...
So im 17 years old and my whole life ive wanted to go to a good college... After all the years of making my self do well in school i just applied last...
Hypothetical Question: If I was in my 2nd year of college and am considering withdrawing from the school because I was getting married and am havin...
I am currently a junior in college and I am going to need to apply for a loan. I already have a federal loan, but I need some additional funds. There ...
What are the current rates, and with the fed cutting rates, what are the chances the student loan rates will decrease as well? And if so, when?
Specifically, the best place to find a ranking of banks with their rates and terms that I can compare. I used to use bankrate.com, but their list has ...
I have a subsidized student loan in the amount of $11,460.55, does anyone know the names of specific companies that have the best consolidation rates ...
I'm applying for a Chase Private Student loan. I know I have the option of paying interest rates while I'm still in school to decrease the amount I'll...
I have a balance of $60,000. I have been deferring them since i graduated 9 years ago. Haven't made a payment YET! My interest rate is ridiculous at 8...
At this point in time, I can get a mortgage at a fixed 6.75% interest rate. Why is the national average for a new Student loan higher than that? Wha...
I am graduating this year and was wondering how to go about applying for a graduate loan (UK only). Am I able to apply as soon as I've finished my fin...
A loan for graduate school, not through the government. Any advice would help.
I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go t...
I am graduating from college this year but am planning on doing a 1-year graduate program. I had my own car that my parents bought me but it was tota...
If I were to be accepted into a graduate MBA program and take out student loans to help me pay, do I have to continue making my normal student loan pa...
I am planning to apply as an out-of-state student to a good university but I don't know where to apply for a college loan that will cover my 2-year tu...
I'm just finishing up grad school and my employer will give me a bonus every year that I would like to put towards my loan repayment. Is there typical...
Is there any other options the air force has for this matter? Thanks. Don't know if this would make any difference, but I would be trying for OTS a...
I just joined the army and got Student Loan Repayment on the contract. It is feasible to take out the loans after I ship out and still have the army p...
I have a lot of student loans from college and grad school. I have seen ads for student loan repayment upon joining the Army Reserve. Are these only f...
Specifically I need a format and wording to use. I was informed in writing that my wages would be garnished for failure to repay student loans. I am f...
Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. How...
what are bad credit student loan no cosigner ? is this helpful to to getting loans if people is bad credit history or poor credit history?
I need a student loan and I have bad credit. My company will pay back as soon as I get grades, but I need an initial approx. 3000K loan to start. What...
what are bad credit student loan no cosigner ? is this helpful to to getting loans if people is bad credit history or poor credit history?
my summer school? So if you could give the name of the banks, website or whatever it would be very helpful to me. I been seeing websites talk about ba...
need to be approved in 5 days
Is there any way to get a student loan if you have bad credit in New-Brunswick? I want to go to college but I would not be approved for a government ...