Private College Student Loan

어느 말이 옳은지

Summary: 사립대 평균 학비 연 3만불 돌파 4년제 사립대학 연간 학비 평균이 3만달러를 넘었다 CNN머니는 4년제 대학의 학비가 물가인상률보다 빠른 속도로 오르면서 특히 4년제 사립대학의 학비가 처음으로 3만달러를 넘어 3만 367달러를 기록했다고 24일 보도했다 칼리지보드가 최근 발표한 자료에 따르면 지난 11년간 수업료와 기숙사 비용을 포함한 4년제 대학의 평균 학비가 물가 상승률보다 빠르게 오르고 있다 2006~2007년도 4년제 주립대학의 수업료는 평균 5836달러이며 4년제 사립대학 수업료는 평균 2만2218달러다 Spikes in College Price Tags Not So SharpYearly Increases in Tuition Fees Have Slackened at Public Private Schools Study SaysBy Jay MathewsWashington Post Staff WriterWednesday October 25 2006 Page A04 Amid partisan finger pointing over soaring college costs a national report offered some good news yesterday Average tuition and fees are not rising as fast as they did a few years ago The College Board said the increase in tuition and fees at public four year colleges although still higher than the national inflation rate slowed for the third year in a row Increases at private four year colleges have also cooled off in recent years although the average yearly price of attending a private college is $22 218 far more than the state school average of $5 836 At least two Washington area institutions are emblematic of the trend At the University of Maryland in state tuition and fees for undergraduates were unchanged this year At George Washington University the increase was only 3 9 percent about equal to national inflation GW spokeswoman Tracy Schario said it was our lowest increase in more than two decades But the smaller increases this year at many colleges were made possible by major price increases earlier in the decade Middle class parents have discovered to the pain of their wallets that the general inflation rate and the college inflation rate are out of sync Overall the College Board reported state school prices are up 35 percent from five years ago even after adjusting for inflation This year average tuition and fees increased 6 3 percent at four year public colleges and 5 9 percent at four year private colleges The annual price for two year public colleges went up 4 1 percent to $2 272 The College Board said the national inflation rate for the same period was 3 82 percent At the University of Virginia in state tuition and fees rose 9 1 percent to $8 035 and at George Mason University those costs went up 9 percent to $6 408 American University s tuition and fees rose 5 7 percent to $29 673 and Georgetown University s tuition and fees increased about 6 percent Kalman A Chany author of the Princeton Review book Paying for College Without Going Broke said the data show that it remains difficult for families to pay for college even if this year s increases were not so bad He said parents and students should consider seeking scholarships and subsidized loans to make sure they do everything possible to minimize the sticker price Leaders of the House Committee on Education and the Workforce gave dueling interpretations of the College Board data Rep Howard P Buck McKeon R Calif the committee chairman blamed colleges for raising prices whenever Congress increases student aid Rep George Miller D Calif the committee s ranking member said Congress should cut college loan interest rates and increase the value of federal Pell Grants for low income students In some states this year political candidates have accused state officials of letting tuition get too high a charge that Democratic gubernatorial challenger and Baltimore Mayor Martin O Malley has hurled at Maryland Gov Robert L Ehrlich Jr R The College Board report says that federal grant aid did not keep up with inflation but that total student aid increased 3 7 percent last year even after inflation Even without factoring in inflation the report says the average federal Pell Grant for low income students fell by $120 per participant James A Boyle president of the College Parents of America said Unfortunately schools continue to raise their sticker prices because they can The demand of college bound students currently exceeds the supply as the bulge of the baby boom echo makes its way through American high schools and competes to claim the relatively fixed number of available college seats Boyle said that in the next decade demand will slacken and colleges will have to compete on price That is of little comfort to families today however whose budgets and levels of patience are being stretched to the breaking point he said The College Board report indicates that few students pay full price for college On average full time students at private four year institutions receive about $9 000 in aid each year in the form of grants and tax benefits The aid is about $3 100 a year at public four year schools and $2 200 at public two year colleges Chany said the College Board data show that families should look out for the possibility that some well regarded private colleges would cost no more than similarly prestigious out of state public universities when all the costs are figured in Average out of state tuition and fees at public four year colleges are 71 percent of average private four year tuition and fees the report says But adding room and board the cost of a year for an out of state student at a public four year college is 77 percent of the average tuition fees room and board at a private four year college Chany said students with good but not great grades in high school might also find more aid available at private than at public schools 사립대 평균 학비 연 3만불 돌파 4년제 사립대학 연간 학비 평균이 3만달러를 넘었다 CNN머니는 4년제 대학의 학비가 물가인상률보다 빠른 속도로 오르면서 특히 4년제 사립대학의 학비가 처음으로 3만달러를 넘어 3만 367달러를 기록했다고 24일 보도했다 칼리지보드가 최근 발표한 자료에 따르면 지난 11년간 수업료와 기숙사 비용을 포함한 4년제 대학의 평균 학비가 물가 상승률보다 빠르게 오르고 있다 2006~2007년도 4년제 주립대학의 수업료는 평균 5836달러이며 4년제 사립대학 수업료는 평균 2만2218달러다 Spikes in College Price Tags Not So SharpYearly Increases in Tuition Fees Have Slackened at Public Private Schools Study SaysBy Jay MathewsWashington Post Staff WriterWednesday October 25 2006 Page A04 Amid partisan finger pointing over soaring college costs a national report offered some good news yesterday Average tuition and fees are not rising as fast as they did a few years ago The College Board said the increase in tuition and fees at public four year colleges although still higher than the national inflation rate slowed for the third year in a row Increases at private four year colleges have also cooled off in recent years although the average yearly price of attending a private college is $22 218 far more than the state school average of $5 836 At least two Washington area institutions are emblematic of the trend At the University of Maryland in state tuition and fees for undergraduates were unchanged this year At George Washington University the increase was only 3 9 percent about equal to national inflation GW spokeswoman Tracy Schario said it was our lowest increase in more than two decades But the smaller increases this year at many colleges were made possible by major price increases earlier in the decade Middle class parents have discovered to the pain of their wallets that the general inflation rate and the college inflation rate are out of sync Overall the College Board reported state school prices are up 35 percent from five years ago even after adjusting for inflation This year average tuition and fees increased 6 3 percent at four year public colleges and 5 9 percent at four year private colleges The annual price for two year public colleges went up 4 1 percent to $2 272 The College Board said the national inflation rate for the same period was 3 82 percent At the University of Virginia in state tuition and fees rose 9 1 percent to $8 035 and at George Mason University those costs went up 9 percent to $6 408 American University s tuition and fees rose 5 7 percent to $29 673 and Georgetown University s tuition and fees increased about 6 percent Kalman A Chany author of the Princeton Review book Paying for College Without Going Broke said the data show that it remains difficult for families to pay for college even if this year s increases were not so bad He said parents and students should consider seeking scholarships and subsidized loans to make sure they do everything possible to minimize the sticker price Leaders of the House Committee on Education and the Workforce gave dueling interpretations of the College Board data Rep Howard P Buck McKeon R Calif the committee chairman blamed colleges for raising prices whenever Congress increases student aid Rep George Miller D Calif the committee s ranking member said Congress should cut college loan interest rates and increase the value of federal Pell Grants for low income students In some states this year political candidates have accused state officials of letting tuition get too high a charge that Democratic gubernatorial challenger and Baltimore Mayor Martin O Malley has hurled at Maryland Gov Robert L Ehrlich Jr R The College Board report says that federal grant aid did not keep up with inflation but that total student aid increased 3 7 percent last year even after inflation Even without factoring in inflation the report says the average federal Pell Grant for low income students fell by $120 per participant James A Boyle president of the College Parents of America said Unfortunately schools continue to raise their sticker prices because they can The demand of college bound students currently exceeds the supply as the bulge of the baby boom echo makes its way through American high schools and competes to claim the relatively fixed number of available college seats Boyle said that in the next decade demand will slacken and colleges will have to compete on price That is of little comfort to families today however whose budgets and levels of patience are being stretched to the breaking point he said The College Board report indicates that few students pay full price for college On average full time students at private four year institutions receive about $9 000 in aid each year in the form of grants and tax benefits The aid is about $3 100 a year at public four year schools and $2 200 at public two year colleges Chany said the College Board data show that families should look out for the possibility that some well regarded private colleges would cost no more than similarly prestigious out of state public universities when all the costs are figured in Average out of state tuition and fees at public four year colleges are 71 percent of average private four year tuition and fees the report says But adding room and board the cost of a year for an out of state student at a public four year college is 77 percent of the average tuition fees room and board at a private four year college Chany said students with good but not great grades in high school might also find more aid available at private than at public schools

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