Private College Student Loan Knowledge Base
What banks offer Private Student Loans for College Students without a Co-signer? I am a senior in college and I am a college student. I need to find a bank where they do not require a Co-signer to take out a Private Student Loan? I have no credit because I'm still a student however am about to graduate college but just need a little help.. Please, anyone who knows of a Bank other than Bank of America and Chase please help me out. Thank you so much for you time and consideration. Cheers
I need to get a private student loan for a college what do I do? I applied for financial aid and the school is giving me a total of $11,000 the tuition with the aid will cost $30,000 a yr. So therefore I need to take out a private loan. My parents are going to cosign with me. My father makes roughly $80,000 a year and has a credit score of around 740. What are the chances of getting approved for this loan? If so who are the best lenders to go with?
What options are there for a college student who does not qualify for their own private student loans? The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due to massive unemployment. Scholarships are a possibility but limited in the graphic arts field. The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due to massive unemployment. Scholarships are a possibility but limited in the graphic arts field. FAFSA has been completed each year. This is for a transfer to a private college (private=more tuition), so the FAFSA has helped but not entirely.
Is there any other way for paying for college, beside a private student loan? I have an academic scholarship from the college and also apply to fafsa but that only covers about 45% of my college bill. (the college bill is still very high, that no part time job could cover) My scholarship is covering most of it. I am getting state help, however i do not qualify for fafsa pell grant. Not going to college this coming year is not an option? Is there any scholarship programs out there that you can apply to this late??
How to get a private student loan? i am a college student that now needs private loans however most private loans make me have to have a co-signer. however in my case a co signer is unavailable. so what are some private loans that would available in my situation?
Line of Credit or private Student Loan ? Which is better for college tuition fees? Between taking personal line of credit or student loan, which is a better option? (I know both are debt instruments) Typically private student loan tend to offer a higher interest rate than personal line of credit. And it is easier to get personal line of credit than a student loan. Are there any catches in both the option? Any do's and don'ts ? Looking for additional inputs on this topic.
Will a private student loan ruin my parents credit? So I really need a private student loan for college, but I would need my parents to co -sign for me. They won't because they say it will ruin their credit. But I don't see how! On the sally may web site it says that i have to pay it back after I graduate or it will effect mine and my parents credit then. Also my mom is trying to get a new car this year. If she took my loan out will it effect her getting her car? How will it effect their credit now? Would it look Bad on their credit report?
Private student loan for college? for a student loan from a bank such as CitiBank, Bank of America, & Chase, can you borrow 30,000-50,000 at once? do you have to pay monthly or annually? how long do you have to pay off the loan?
Are private student loans possible if you're enrolled in a 2 year program at a community college? I am attending Bunker Hill Community College in the fall and since there is no housing provided by the college I am getting an apartment. I know that private student loans may be used for expenses such as rent and transportation but have not been able to find any information regarding the eligibility of a Community College student. I will not be able to do this without a loan, I have no other funding options. ADVISE ME! thanks, eezy
can i change my anticipated graduation date on my current private student loan? can i change my anticipated graduation date on my current private student loan if i transfer from my current 2-year community college to a 4-year college? can my student loan even be transfered to another college? my student loan isn't federal but private, so i don't think it's necessary to inform the school's financial aid office about the matter. is that right?
When I take out a private loan for college, is it for one semester or two? I have a bill for roughly $7200 past due for the first semester and I need to take out a loan asap, I also have a bill of equal amount for spring semester. The only perk is that I'm transferring spring semester (hopefully) from umass dartmouth to umass amherst. so pricing is roughly the same, but are loans given per semester or per year (private student loans)? (specifically, MEFA)
Need a Private Student Loan without a cosigner? I am a current college student that is looking for a private student loan or any loan that is sent directly to me to take care of my apartment living. I filed my FAFSA and had the money sent to the school to take care of my tuition but need extra money for my apartment. I can't wait for my refund check to come in because they said it won't come till sep-oct. I'm looking for something that looks at a year instead of two year consistent work history because i left my old employer when i transfered school. My credit is good so i'm not worried about a credit check and would like something without a cosigner.
How can I figure my student loan interest deduction on my private student loans? It was not included-1098!? Received a 1098 from Sallie Mae for my student loan interest deduction. It did not include the interest paid on my private student loans. The Sallie Mae website provided information that all of my student loans may not be eligible for the interest deduction. My interest was over $4,000.00. During a divorce ,while in college, I took student loans for living expenses, transportation, books, supplies and tuition. How do I determine the total deduction allowed? The 1098 reflects that $632.00 was reported to IRS. How do I determine if I qualify for the maximum deduction of $2500.00?
Private Student Loan w/ Cosigner? I have not established enough credit thus far in my life. I am a college student in a private college. Tuition is $7500 per semester and I am looking to take summer and winter intermission classes which will probably cost me another $4000. I am looking to take a private student loan to finance this. I have a cosigner my uncle who has an income on paper and has credit. Where should I borrow the money and how much will they give me with deferred payments?
Private student loans for college? Where can I find a private student loan for college with reasonable interest rates? Also, I have to get a loan that does NOT REQUIRE a co-signer. I know that this is a long shot since I do not have a good line of credit built yet, but I am still open to suggestions.
How can I get a car with a student loan if I live in new york and I need a car to get to and from school? Alright here is the deal I am commuting to school about 30 miles away from my home. There is no public transportation to my school and therefore I need a car. I pretty much have every school expense paid for except for the actual transportation costs to get to and from school I have enough money for fuel, insurance, and any repairs that are thrown my way, as well as basic maintenance costs here is the issue, I can’t afford a car. I was looking to get a private student loan with a parental cosign and deferred payment for the cost of a decent car (about $13,000). I can't afford a monthly payment so I needed to know what kind of college loan should I get or do I need I am sure I can get a private college loan because transportation is a legitimate college cost. Thanks
How Do You Get The Money From A Private Student Loan? I'm about to start college, Federal Student Aid Paid For almost all my school expenses. I still need money to live on for the years I will be a full time student. I wanna know how you receive the money for a private student loan?
i need to get a student/private loan to attend college. i have decent credit but NO on can co sign for me ? and most federal loans i try they need my parents information(fasfa) and my parents will not give me any. what can i do? does anyone know any good student loan sites? i tried with sally mae financial and was denied to lack of credit. i dont have much but what i have is good. i do work a great full time job and make good money i was looking for a way to start school now and not wait forever and have to juggle family and school. i do work a great full time job and make good money i was looking for a way to start school now and not wait forever and have to juggle family and school. i also just got my credit score and its a 662 not too bad why cant i get a loan?
What are the better private student loans offered? I am a 2nd year college student looking for a private loan but I have no idea where to start looking. Thanks for the responses... If any one has taken out a private student loan, I would like to here from you.
How to get a private student loan without a co-signer? I need a private student loan, can't find a co-signer with good credit score to help me out. My college does not participate for summer loans I heard. Is there any way, any org. or website where I can still get a loan for college? Thank you so much for your answers.
Does a college student have to send in a FAFSA application? I'm in college and need financial aid to afford it. But I am not sure whether I have to send in a FAFSA application or can I just take out a private student loan to pay for my college. The money I get from the FAFSA doesn't cover all of my college expenses anyways, and I need to apply for an additional loan through a private loaner regardless. So is it okay for me to only apply for a private loan and to not even bother with a FAFSA? If anybody has any information on this topic please post an answer. Thank you.
I need a good private Student loan that will help me :]? Hello I was just curious is anyone had a good place where I could get a loan? I am a full time college student with a job that doesn't even give me enough hours to pay for car insurance. I am currently looking for other jobs and I have been everyday. I would perfer loan lenders that are in the United States. Thanks :]
can't get a private loan for college? i am going into my 3rd year of college and need to find a private student loan but i keep getting turn down. i have tried with my dad as a cosigner but his credit is too bad and my mom's is much better. i need to burrow $20,000.
What are the best private student loan consolidation companies? I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today's economic condition and the difficulty of college graduates finding jobs, I don't know how they can expect people like myself to pay $500 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment? Thank you!
Chase private student loans / Student loans through college.? I am planning on attending Alvernia University for Physical therapy which takes around 6-7 years. However, obviously I don't have the money to pay for this cash because, it would cost me around 26,000 a year. So, could someone please tell me wether or not you think some kind of institution that gives student loans would approve me for 6-7 years and let me defer the payments until after graduation,please help ?
Can I become the primary of my son's private student loan? I cosigned with my son on three separate private loans from Chase, all deferred until the end of this year. I'm wondering if Chase would allow me to become the primary on his loan with my wife as the other cosigner? I'd like him to not start off with any loans right out of college since he is also hoping to apply to law school, where he'd probably have to apply of another loan with his wife. Thank you in advance.
Does the military pay back private student loans? The best information I can find says that the military offers college loan repayment for "qualified loans." Does this refer to only federal student loans or do private loans qualify as well? Also, has anyone enlisted in Active Duty or Reserve Duty and received tuition repayment?
Can you get a private student loan with no credit check ? Im looking to get a private student loan i am an undergraduate this is my first year ever going to college I am afraid im not going to have enough extra money for books,laptop, gas and food.. I will be a full time student at a county college. I qualify for a certain amount and i feel it will not be enough please someone let me know of a loan other then a federal staffor or parent plus loan that requires no credit check school starts soon!
Are there any college students out there that have received a private student loan or personal loan? Please read: I'm looking for any non US residents who have received a loan to pay for college. I'm looking to apply for a loan with a co-signer, using my ITIN instead of a SSN. I looked into the student loans at Wells Fargo, and they accept an ITIN in place of a SSN, but since it's federal, they ask for proof of residency. Does anyone who has done so know where I can find a loan that I can apply for based on my circumstances? Oh and please don't post on here to make racist comments, they are truly not needed.
Private student loans for community college student? I have used all FAFSA and Federal loans. I need to get a private student loan and I go to Pasadena City College, I need more money for books and room and board. Does anyone know any student loans that I can take out? I have a cosigner and okay credit. I won't do business with Wells Fargo, I need 20000 for a loan. Does anyone know where I can get a private student loan with these stipulations? Chase and Citibank will not lend out to community college students I've already checked, is there anything else?
I need a good loan lender, or private Student loan please Help!!? Hello I was just curious is anyone had a good place where I could get a loan? I am a full time college student with a job that doesn't even give me enough hours to pay for car insurance. I am currently looking for other jobs and I have been everyday. I would perfer loan lenders that are in the United States. Thanks :] 15 minutes ago
Are private student loans available to college students on demand that are deferrable until graduation? Hi everyone, I have gotten myself into a very terrible situation. I am a 28 year old male loser who will be getting my associate's degree after this spring semester is over. The problem is the fact that I am currently living with my sister due to not being able to receive enough student loan money to live on my own due to attending a community college. My high school grades were terrible due to the fact that my parents were going thru a divorce and they wouldn't support me in any way with regards to going to college directly from high school. Long story short, I was stupid and joined the Marine Corps, got out, and have absolutely ZERO skills that I can put to use in the real world. I bought into the recruiters' bulls*** about the military supposedly providing you with valuable transferrable civilian work skills. I am currently living in Colorado Springs, Colorado and, for the sake of my mental well being, need to be able to transfer and move to Austin, TX so that I can attend UT. One of my goals upon getting out of the Marines was to be able to find someone to settle down with and it WILL NOT and HAS NOT happened for me due to living amongst the socially unfriendly and cold women here in Colorado. I desperately want and need to get down to TX where the people and single women are friendly and down to earth. The problem is the fact that I don't currently have the $3K to move down there and it is very hard to save money when most of my GI Bill goes towards bills. So, are there private student loans available to folks in my situation?
I am a college student looking for a private student loan so I can pay for summer school. I'm looking for a I'm looking for a private student loan that is for bad credit and doesn't need a co-signer and that I could defer my payments until 6 months after I graduate. I need it so I can pay for my summer school and I'm looking to borrow $6500 to pay for both sessions. So if anyone know any banks or any places that have bad credit private student loans and could defer the payments until 6 months after I graduate it would be a lot of help if anyone could give me the name of these places because I need the money like right now so my classes won't get drop.
i need help finding the right private student loan? I am a college student looking for a private loan of about $2000-$3000. I do not have little to zero credit and my cosigner doesn't have the best credit. I am looking for a loan that i don't have to start paying back untill i get out of college. Any ideas on a loan that i would be able to get?
Private Student Loans for College? I need to get a private student loan for college. If i take out a loan his year for $7000, can I add to that loan the following years to help pay for my other two years or so of college tuition, or do I have to get a new loan for each year?
Is getting a private student loan good when attending college private school? How would my life be? Would it be really hard life if i get a student loan? i'm planning to attend a private college thats cost a lot every year. Can someone advise me over this. Help. If the tuition is like30,000 each year and i will be attending college for 4 years how much would i have to pay each month for student loans. By the way im going in health care administration.
can I use a private student loan for this? can I use a private student loan to purchase a horse for college? the equestrian program I am in strongly suggest bringing a horse to college with you, so I was wondering if I can.also which one would u suggest?
Okay to worry about paying off student loans? Reaching $60,000 and I still have two more years in college!!!!? I just finished my second year in college. I have loan of $60,000 with interest rate of 10.25% - $50,000 on private loan (Sallie Mae Student Signature Loan) and the rest on federal subsidized loans. They are all under my name on my credit. How did this happen? I go to one of the most expensive private colleges in the country and I wasn't so particularly wise while filling out my FAFSA in my freshmen year. My parents are not in a financially good position to take out loans for me...even federal PLUS loans. I have to get about $13,000 more for my junior year. I see seniors graduating with much less debt than I have right now, and I always worry about paying off all these loans in the future!!!! Has anyone been in a similar situation as me? Am I supposed to worry or is this pretty normal????? Any advice for a poor college student? THANK YOU!
How does the IRS handle Private Student Loans? I am a college student and have $50,000 in private student loan debt. I recieved this money in a one year span and it came directly to me and then into my bank account. I use it for extra tuition fees, books,room & board, food, etc.. How does this effect me filing my taxes? Im still a dependent as Im 21 years old. But will this have any effect on me owing money (I filed for a tax extension by the way)? Thanks for the help!
What Private Student Loan should i get? I need at least $7000 more for college, and my last resort are private loans. I just wanted to know which ones are good. I intend on joining the military after college, so they should pay my loans off.
How much do i apply for in a private student loan? I have applied through FAFSA and my school for a federal grant and loan but am still about $2,000 short. I am thinking of applying for a private student loan. Is that the right thing to do to make up the difference? And if i do that, do i only apply for the amount i need to make up the difference for the semester or should i go ahead and apply for how much i think i will need after my federal grants and loans for all 4 years ill be in college??
If I have ALL of my college payed for. Can i get a student loan to buy a car? I am 17 years old and I live in NC. I am going to Southeastern Seminary College and they do not accept federal financial aid. I have scholarships to pay for everything including tuition and room and board. I have no cosigner. Can i get a Stafford loan to pay for a car, a private student loan for a car, or what? I am desperate and need your help. Thanks for the help God Bless
Private Student loan sent to 2 different schools? My parents are a co-signer on a loan I am taking out next year for college and this fall my little brother will be in private high school. Is there a private loans you can send the funds to 2 different schools?
Is there a private student loan with no limit? I was wondering if anyone knew where i can get a private student loan that will pay for my two years worth in college so i don't have to take out them one after the other? Basically a company that doesn't have a yearly limit.
private student loans for college? Interest rate on one loan that was approved( for student, father cosigner ) was high. Any lender you know of that would give a loan to the student at the lowest rate available? Was approved by My Rich Uncle but do not want it at 16% interest.
can i get student loan if i join a uk private college? hello i am 17 1/2 i want to join a private college cuz they gurantee me that i will get A in my a -level result but the tution fee is 2400 pound per subject and if i want to take 5 then its going to cost me a lot of money is there any way i can get student loan for this college???
When applying for a private student loan, do they take into consideration your living expenses? I desperately need more money to pay for my rent, car payment, etc while going to college. I received the max of my two federal loans which paid for my tuition. I just applied for a private loan to help cover additional costs. Do private loan givers take that into consideration when giving out the loans? I REALLY need this money. To guerilla douche... Maybe YOUR friends and parents have enough money to give you, but I've had to solely fund my own everything since I was about 16. So that doesn't exactly work. And I don't spend that much money. I need money to pay my rent, and buy food.
Do i need to build credit to get a Private Student Loan w/o a cosigner? I need to get a private student loan for college because my parents do not want to cosign...but if you have no credit do you have to build up your credit in order to not need a cosigner? My plan is to apply for a student credit card b/c it can build credit and has no annual fees...but how high do I have to build my credit in order to not need a cosigner? Also, please use "english" when answering in financial terms so i can understand dammit, here come the scammers... To "jld522": That just saved me alot of time and effort b/c i don't make enough at my job either. Another thing is the college is in another state and parents don't want to cosign at all. But i'll try that route of researching and working with the financial aid advisors.
With whom should I apply for a private student loan from? I will be attending a private university with a pre-parm major soon, but I am still having issues acquiring the necessary funds to pay for it all. Tuition of private universities are way up there and with all of the scholarships, fed loans, and financial aid that I got, I'm still down by a few thousand plus I need to buy so many things for the "big move". My family and I am planning to turn to private student loans, but being the first person ever to go to college, we have no idea where to go. Applying with a bank of some sort would be the logical answer I suppose, but we want the best rates and etc. Do you have any suggestion? I would greatly appreciate any information regarding this kind of stuff that will help! Please help us! Thank you for your time!
Has anyone taken out private student loans? I took out private student loans during college, and boy was I stupid for doing so. Anyone know where I can consolidate these? Everyone is telling me I can't. Any help on ways to pay private loans back. Federal are no problem as my monthly paments are $20 a month. I have about $60k in private debt and that is killer. I got an education but man it sucks paying this stuff back.
Where can i get a student loan for a new laptop for college? I need a student loan where they send me the money directly. I tried a private student loan but you need a cosigner with good credit, and right now how the economy is, no one in my family qualifies. Are there any other student loans that give me the money directly so i can buy my laptop and i wont need someone with good credit. Thank You
Can I take out a private student loan without a cosigner with no credit? I have no credit right now but I have already had the help of my parents for cosigning private student loans for my first semester, but they don't want to cosign for any more loans. If I start paying off the interest on my current student loans while I go to community college for a semester will I have a good enough credit score to apply for my own loans for the next semester or will it still be too low?
Variable interest on student private loan? I borrowed $20,000 in a private loan for college. My estimated payment currently are $246 for the next 20 years (238 payments) which is almost $60,000 I have to pay back in the end. So they are charging me almost $40,000 dollars to borrow $20,000. Does this sound logical? I am hoping they made a mistake with my payment plan. BTW, I have almost 28,000 in federal loans too so my payments are looking to be like $500 dollars a month. How do they expect people to live with these high student loan payments?
Can I use a federal or private student loan to cover my living expenses? Can I use my private student loan to pay for my apartment's rent/utilities/and my other personal living expenses? My parents have agreed to pay for all of my college expenses, but they said I will have to find a way to pay for my apartment and living expenses. Is this doable? If so, do federal student loans and/or private student loans cover these costs? By the way...the apartment is not affiliated with the university...so the apartment doesn't count as "room & board" does it? Please help me!
can anyone refer me a private student loan program here in philippines? i am a former student in a public university here in philippines and i would like to transfer to a private school so i can continue my desired course cause my former school would not allow me to pursue my course with them. commission on higher education has a student loan program but its not enough for me to cover the tuition fee and other expenses that i will be incurring in my future stay in private college. so im looking up now for a private student loan program where i can borrow the exact amount that ill be needing to finish my courseand ofcourse i prefer the loan which has a lower interest rate and could be repaid after my graduation or atleast after half time stay in that college. please help me.. thanks..
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