Private College Student Loan

I'm looking for a private education loan that is not a teri loan?

What's the best way to get a foreign enrolled loan for an institution that is NOT teri-approved? I want to fully enroll at an art institute in Italy, but I can't seem to find any funding options. Most or all foreign enrolled loans must be approved by TERI, The Education Resources Institute, Inc., which is the most experienced and largest nonprofit sponsor of private loans for education. To get a loan, the school or institution must be TERI-approved. I'm starting to think that there is absolutely no way that I would be able to go to school in Italy. Someone please tell me that I'm wrong!

Education Loan for Indian student in USA? Please share with me where n how should I apply for an education loan of around $20K. I have no problem in getting a co-signer. Also, I will like to mention I am looking forward to an MBA in a TERI approved School. Any help or suggestions are welcome. I want to know which banks/ private loaner are providing the loans...which ones are good....if anyone has a direct or indirect experience. You can help me with url of the place which could provide me the loan, and, not just the information on student loan. ...Thank you so much in advance.

Is 5.50% an average Origination Fee for TERI loans? I just finished my application for a TERI Undergraduate Loan. Lender - US Bank. I received some preliminary information including -- "Origination Fee: 5.500% (added to loan amount)" I know interest rates now are high - even for Education Loans. But how does this sound for origination fee? Thank you!

Bank of America and Astrive student loans related because of TERI? Okay, so I borrowed the maximum amount for the current fiscal year through astrive and can't borrow anymore until July 1st through them. They are managed by TERI or whatever. But I need money right now for living expenses etc. So I went and tried to get a loan with Bank Of America with their education maximizer student loan but I noticed it's through TERI too. And It got denied. If Astrive and Bank Of America both manage their loan programs with TERI did my BOA loan probably get denied because TERI is telling them I can't borrow anymore until the Next fiscal year (july 1st)? PS: please don't lecture me on the future burden of taking out private student loans. Im aware, but I financially don't have many options and will have to deal with the payments when they come in the future. Thanks. With all due respect Ellen, I'm well aware of what The differences are between federal and private student loans. I'm just inqurining to see if there's anyone out there that thinks maybe my recent loan app. got denied because TERI is the central destination or something for all apps. to get approved and if there's a limit with TERI then astrive or BOA can't approve the app. until the next fiscal year. If anyone knows for sure I appreciate.....

Does anyone know of any alternative loans for my son's college education? Firsty let me say I have tried sallie mae, teri, etc.(I tried every thing) The problem is my credit is not good so he needs a co signer and we can't get anyone to do it. I have been turned down from every place I tried. He was turned down because he doesn't have any credit. Finacial aid won't pay until he brings his GPA up. Are there any other sites for people with bad credit? I'm sure it will be at a higher intrest rate but at this point we are desperate. Please help if you can.

Can my wages be garnished over my student loan? Hello. My student loan is a private student loan owned by the First Marblehead corp. It was serviced by American Education Services and gaurenteed by TERI. I read that TERI filled bankruptcy 4-7-08 and the FMH corp was looking for a new gaurentur. So with that swaid Im not sure if Teri will be the one paying FMH or if they will have to find a new garentur. I called TERI and they do not have my loan at this time FMH corp has it - so I assume that means TERI didnt pay out on it yet. My loan has been in default since 3/08. Now I see that the fair credit report says this "ALL states allow wage garnishment for child support, alimony, taxes and federal student loans" My loan was a private student loan so does this mean I am safe from this? My state doesnt allow any other type of wage garnishment other than this. THANKS Thanks Suddenly, But let me point out that Salle Mae uses a FEDERAL garenture and there for is considered a federal student laon even though it is marketed as private. TERI is not a federal garenture so it does not fall under the same law by the fair credit act that all states must abid by for FEDERAL loans.

160k in student loans (private and public) HELP!? I really need help and or suggestions on paying student loans back. I attended Full Sail University in Florida. I had taken out a total of 160k worth of student loans (both Sallie Mae and American Education Services /TERI Private loans). I am one of the very few who have worked my tail end off since graduation. Now, due to the market, not one of my clients is paying. I have been looking for a job for almost 8 months, that would just pay my living expenses (1k rent, 1500 student loans, 500 on utilities and cell, 250 on med and car insurance, 300 on credit cards, and additional on food and gas) and I have been so unsuccessful due to being way overqualified or under-qualified for the larger roles. In the meantime, I try to continue my freelance work for peanuts. I work and have worked 12-20 hours per day, most 7 days per week, for the past few years. I am tired and ready for help. I have a great resume. I do not spend frivolously at all. I do not even shop - no new clothes in 2 yrs. How can I pay these off? They are about to default and it will place liens on my mothers and fathers homes. I need help of any sorts. Any ideas? My parents are blue collar workers. They did the best that they could do in guiding me, but now I am lost. Additional Note: I have consolidated my federal loans, I do not qualify to consolidate my private loans, because I have 2 late payments on my student loans - each late payment takes 100 points off of your credit. I want this to stop....

need help finding high approval student loans? I need a student loan to help for my final year in college. I don't have any co-signer. My credit is decent. I have always been approved by education finance partners my last 3 years, however; I need a loan that sends the funds to me because by the time the funds get disbursed to the school my rent is past due... Education Finance Partners used to send the funds to the student but the no longer do that, and they no longer work with my school. So I need to find a student loan that has a high approval and sends the money directly to you. I have been approved through salie mae to but they send the money to the school... I have tried Rich Uncle, Campus Door and Teri loans with no luck... Any other help or suggestions would be great.

Please help me Proof Read my Cover Letter that I am sending with my resume to multiple jobs.:)? April 6th, 2009 Dean University Hiring Manager Financial Services Dear Dean University: I am extremely interested in a position with in your school for a full time Financial Aid Advisor, and or Admissions Representative. I believe that my knowledge, experience, and employment background is appropriate for these positions, if available. While working for a student loan company, First Marblehead Education Resource/TERI, for four years, I was then laid off due to the Private Student Loan industry down fall. During those years, I have learned how to market the student loans through a student by student conversation, review credit, promissory notes, and detailed documents pertaining to the student loan process. I am very efficient processing loans and I am confident with multi-tasking, my organizational skills, as well as my customer service skills. I feel as though I could apply the combination of my knowledge and experience to the Financial Aid position within Dean University. On a daily average, I closed approximately 50+ loans, reviewed approximately 100 + loans, processed credit resolution in a fast paced environment while receiving in average of 50+ calls daily. My beginning salary was approximately $30,000 and my ending salary was $47,000 per year. Enclosed is a copy of my resume, which more fully details my qualifications and background as well as my previous job duties. I look forward to speaking with you in regards to your Financial Aid opportunity within Dean University. Please feel free to contact me directly via email or by phone. Thank you for your time and consideration. Have a wonderful day. Sincerely, Carrie XXXXXXX

I am trying to find a student loan which is non-certified and paid directly to you.? I had sallie mae and a teri based loan from act education, but for some reason those two places will not approve this year. It might be an income-debt ratio problem. But I need a loan that will approve anyone. This loan must be non-certified as my school , seems to think the cost of attendance is low. Other places do not accept my school, which is is NY (Sullivan County Community College). I have financial aid but need additional monies. Any help is greatly appreciated.