Private College Student Loan - Education Loan Knowledge Base

Education Loan Knowledge Base

Education loan? I am looking for an education loan dispensed to me and has no origination fee. I need to spend the loan on my rent and other life expenses beside tuition, thats why I want the loan to be dipensed to me. I looked up education one loans by chase but the origination fee was 3-10%. This is highway robbery. Is there any loans out there with no origination fee?

education loan? Hello how do I say and spell education loan in spanish? Thank you guys

How the interest of the education loan is paid? I heard that Banks will charge interest from the same month of the loan(Education Loan) sanctioned and the borrower has to pay it from the same month. Is that true?

Education Loan? Hey, I am Eighteen, British and I want to study at the New York Film Academy the cost is $80,000 with accomodation. Unfortunately the NYFA is a privately run operation and thus not credited strictly as a University. Despite the fact greats such as Steven Spielberg and Pierce Brosnan have sent their sons to the NYFA....Is there any type of loan available to me in which I could pay once I am working??? At this stage any information would be more than appreciated

What is the procedure to get an education loan? i m planning to do a course in animation from MAAC Delhi. Can any one tell the procedure to get an education loan?? What are the formalities involved in it?

What education loan would send the check directly to the student and would be payed back by the military if? What education loan would send the check directly to the student and would be payed back by the military if the student signed up for active duty with loan repayment and how long would it take the student to get the check

What are the formalities for getting education loan for learning MBA? Hai I've completed B.A English and now desired to do MBA in any one of the colleges in Chennai.I think that I'm not so intelligent to get a seat for MBA on merit basis and i don't have sufficient money for getting enrolled in a management college.So could anyone inform about the formalities and documents required for getting an instant education loan in a trusted bank.

Why federal education loan is getting very expensive? The interest rate of the federal education loan is extremely high, over 8%. How is it possible to get college education nowadays? I thought Americans are pro-education, so shouldn't the interest rate be lower? At the end, I guess, everything is created for the rich.

What is the exemption in Income Tax for repayment of Education Loan taken for Higher Studies of my son? I have repaid Education Loan taken from a Bank for higher eduction of my son. How much tax exemption can I get this year and under which section ?

Which banks will be able to offer a large student education loan? One year of tuition for my school is 50,0000 dollars. I am sixteen and have recently been accepted into a private boarding school. Which banks would allow a student education loan such as that? I imagine my mother would sign for the loan and then a close relative would cosign.

At the age of 34yrs Iam planning to persue an MBA from Warwick. Would I be able to pay off the education loan? At the age of 34yrs and 11 yrs of work exp. Iam planning to persue an MBA from Warwick. Would I be able to pay off the education loan easily? Should I go for the course or not is my worry!

I want to buy a computer through education loan ? iam studying b.tech 1-year of Electical and Communication Engineering (ece). Please tell another way to find loan if it is not possible by education loan.

How can i get Education loan in United State ? Is any one can tell me how can i get the education loan in United State for my higher education ?

Can i get education Loan for my higher studies ? i want to do MBA in a good b- school but i am in short of financial resources to pursue my dream. can i get education loan from any bank & what are there terms & conditions for providing education loan ?

What are the formalities to get an education loan? Hai I've completed my U.G(B.A English) and desired to go for a MBA with the assistance of an education loan.Could anyone guide me

Can you add to an existing education loan? I am looking to go back to school for an advanced degree. I have an existing education loan that I have been paying off. I opened the loan about 6 years ago at a really low interest rate. I probably have about $2500 left to pay. Is it possible to add funds to the existing loan at the same interest rate, or would I have to get a new loan?

Can I claim Repayment of Education Loan in India for Tax Benefit in USA? My wife and I both are working in USA. I did my Masters here. I recently (in 2009) repaid my education loan back home in India. Can I claim that as a Tax Benefit while filing for Taxes in USA for 2009? Please answer as it seems like I will be ending up paying more this time (approx 4000$) instead of getting a rebate and I am trying to minimize that amount.

I want to take a education loan for my MBA in TAPMI?I have no Property to give as security?What to do? Hi.I am planning to do my MBA from TAPMI.Looking to seek an education loan of around 8-9 lakhs for 2year period.I have no property to show as security.I am working for a company,so can my Account or Income tax file work as security.If not,what are other options???

Is there any way to get the payoff balance on my department of Education loan reduced? I am looking to pay off my US department of Education loan. It has a total of 2080.00. It is not in collections but I am in default by 12 days. Is there anyway or anything I can do to get it reduced so I can pay it off? I do not want to make payments. Just one payment is all I want. It's a Direct Loan made through the William D. Ford Federal Direct Loan (Direct Loan) Program

Does 6 Month course eligible for getting Education Loan in india? I have planned to have 6 month Deck Crew - Marine course in IMA. The fee structure will be 1,30,000 Rs. The eligibility for this course is 6 Months. But i wanted to know whether this 6 month course eligible for Getting education loan? Can you help me to know it. It would be very helpful. Can you suggest some of Banks.

Can a detained student get education loan? If I am detained at 6th sem, B.E., Computer Science & Engineering, can i get education loan for 7th sem? For my 7th sem fee and to buy a laptop? detained means failed, not allowed to enter into next semester without clearing some subjects.

Can I get Education Loan for studying abroad? I am willing to do MSc Software Engineering in London. For that can I get Education Loan for studying? Which of the banks are giving Education Loan for studying abroad? If possible means how much money could I get? What are the qualification does I need for eligible for that? Shall I want to show any security? Shall I give any security deposit for that? Give me the suggestions. Thanks.

My cousin has just completed his engineering course. Is there a way he can take up education loan now? My cousin has just completed his engineering course. His dad some how managed to pay the college fees by borrowing money from friends, etc. Is there an option that he can avail an education loan now to repay for the money borrowed from friends?

When I pay off my government education loan am I eligible for another government education loan? When I pay off my government education loan am I eligible for another government education loan? Possibly for a second degree or continuing education, Thanks

Is there any bank that provide education loan for SAP coarse? Am planning to get training from Genovate / seimens for SAP-ABAP in bangalore. Plz help me out with Banks that provide Education loans since the fees is too high.

How can withdraw PF for my PF account without the 30% tax deduction, want to deposit all in education loan 80E I would like to withdraw my PF amount with my current employer without any tax deduction and would like to deposit it into the interest payment of my education loan under Section 80E --- is that possible ?

what is the condition of SBI Education loan? I am student of First Year Engineering. I had already taken the loan in first year from SBI. if i get A.T.K.T in first year then i will be applicable for the getting education loan in second year.

Income tax Rebate on interest paid on education loan is applicable to higher education in india or abroad also? Income tax rebate on higher education loan is applicable or on interest paid on education loan ? Is it applicable only in India or abroad also.

can i got education loan i have completed matric in 1991 in india? i had completed my matriculation in 1991.and i cant continue my further studies.now i wants to do my further studies . but my financial condition is so poor. i am 38 years old. can i got education loan to do study in abroad or in india?

Is any one got Interest subsidy for education loan taken from State Bank of India for the year 2009? My daughter took education loan from State Bank of India.Central government of India announced Interest subsidy for whose income is below 4.5 lacs. We submitted Income certificate to Bank authority.But she did not got Interest subsidy until this day.

Can I get any benefits of my father being a previous staff member(retired) of SBI, in my education loan? Is there any clause that the child of Staff member of SBI would have to pay less interest than usual one in education loan? I mean if my father is co-applicant of my education loan and I am dependent on his pension?? Thanks. Is there any clause that the child of Staff member of SBI( presently VRS retired) would have to pay less interest than usual one in education loan? I mean if my father is co-applicant of my education loan and I am dependent on his pension?? Thanks.

how can i pay only interest on my education loan? Hi, I have taken an education loan. I am repaying it through EMI. this EMI includes both principal and interest amount. Can I pay some amount, which will be paid only towards my interest not towards principal.

Education loan does not need to be paid until after graduation, bad idea to start paying now? I have an Education Loan for my freshmen year at a University. I am going into my Junior year and I would like to start paying the loan off now, but I'm being told by some of my family that if I don't have to pay it until I graduate from college not to worry about it. I am financially stable enough to start paying it now... so should I wait to pay and why?

My daughter will go to Australia for her higher education How can I get a education loan for her.? My daughter will do the Nursing degree.So we can pay back the loan after she complets her education.I want find out who are the loan providers for education perpose.

Can I get education loan in India without co-obligator ? You always need your parent as a co-obligator for education loan in india. But is there any provision that an adult can get loan without it ?

If a student is poor and his father has no property ;why bankers refuse to sanction education. loan? previously they wanted guarantors to get assured .Now they plainly refuse to give education loan .When in fact they are they who really need the social help.

can i use education loan to buy a mobile phone? i wanted a costly phone so i was thinking if i can use my education loan to buy a phone?is dat possible?i mean will the laon b sanctioned if i say that imt takin loan to buy a mobile?

is there any difference between a student loan and an education loan? is a student loan any different from an education loan?if so, how?

I am taking education loan & in a year i also have to take home loan but i am confused ? I have to take education loan this year & within a year i have to apply for home loan and so i wanted to know that can i take another loan along with education loan ? Please help me :(

Can i get education loan without any security? Can i get education loan without any security?

best education loan for masters in Australia? hi, I want to study my masters in Australia.i want to take education loan but a loan that requires no security.i mean i have no one to give me colateral security nor i have some property to show as a proof for my loan.i would like to have a loan for just my 1 sem fee.i.e upto 4L.can any one suggest a good bank that would help me in this regard.

re education loan if one has to complain to finace minister of india where should one do it? finace minstery has called for any complaints re education loan by psu banks but not known where to complain and how. which maid id ?

what do I need to know before applying for an education student loan? and can such loans be used for my housing (apartment rent) or only direct educational expenses. I am looking at Chase Education Loans. I am a 3rd yr undergrad. I plan to go to grad school directly after undergrad. Do payments begin after undergrad or graduate school? Tyvm.

I Have finished UG & How to get Education loan in USA For indian student already studying in USA for PGraduate Question Details: I Have finished Under Graduates in Biotech & How to get Education loan in USA For indian student already studying in USA for Post Graduate in medicines. I have a Guarantor, but I dont want to use him and take Risk, for my purpose. Pl guide

How is education loan can be availed in chennai for studying abroad.??? im planning 2 go n study abroad ..i would like 2 know rules n process for acquiring education loan in chennai..pls anybdy help me ..

Does Bank interest rate for education loan in India change? Hello, 2 years back I took an education loan of 6 lakhs at a rate of 10.5% from Oriental bank of commerce, India Now when I need to repay it they say that it needs to be repayed at 12.5% as the interest rate for education loan has went up. Is this possible that bank can change interest rate at their will, whereas they promised interest at 10.5% at start. Regards

I want to know about what is the lowest interest on a federal education loan? As a parent...I'm looking for where to apply for a low interest rate on a federal education loan...is there such a thing at this time??

Why should we take Education Loan near to our native place. I want correct instructions of RBI.? Why should we take Education Loan near to our native place. Why Bank's insist for it. I want correct instructions of RBI.

Repubs get education loan part stripped out of Health Reform bill. Is this the end of the Repubican Party? Angry Repubs have lashed out against poor and middle class students last night by making them borrow from banks at a much higher interest rates for education loans, just so the Repubs can say they attacked the Health Care Reform Bill. Is this the final end of the Republicans once and for all?

I want to avail education loan in my name for my son to study BA Economics in UK/USA. Can I claim IT benefits? Whether IT benefits available if the education loan is for study of BA Economics abroad?

how to write letter to bank manager for extension time for repayment of education loan due to higher studies? how to write requesting letter to bank manager for extension time to repayment of education loan due to higher studies.loan was taken for previous education.Now studies were continuing with out employment for that requesting to extend time for 1 and half year to repay education loan

Can u tell me the diploma holders are eligible for education loan or not ? does anybody knows that which bank is giving education loan to diploma holder for higher study in abroad. I recently gone to SBI and they told me that . . . . just because of diploma , I will not be considered for edu. loan.( even after showing proof of distiction in diploma and 6 bands in IELTS ) I think this is not the way. . . . How can these ******* idiots predict that diploma holder can not study in abroad ???? There should be a fair evaluation. Whats ur opinion ????

How can we avail education loan? Need help in understanding how the education loan facility can be availed for MCA courses?

how do i get the rest of my education loan if my new college does not participate in direct loans from the gov? I am a college student that's transferring to another college in January 2011. I took out a loan for the 2010-2011 school year. The college that I'm transferring to does not participate in governtment loans ( Straford, Parent Plus,etc.) so, how will I be able to utilize the rest of my funds that I've gotten in my loan?

How do I write the Dept. of Education for loan deferment? I have several student loans (from various lenders), some of which are up for payment soon. I am going back to school in the next few months and want to defer my payments... where do obtain the form for in-school deferment and what is the address I send it to? ALSO; will requesting the Dept of Education for deferment cover the different/various student loans i have - or will I have to send a request for every loan individually?

Education loan - what is the best bank to borrow from? I bank with Chase and they seem to have a pretty good rate. I've also checked out Astrive. Both seem reasonable to me. Can anyone share experiences they've had with either or recommend someone better? Please do not give me information on scholarships and government money, I need information on a loan only. Thanks!

Can I put private education loans in my federal consolidation loan? I was just called by Sally Mae; the very rude collection agent was demanding that I make payment immediately for my loan that is 60 days overdue. I am currently doing the paperwork for a William D. Ford Federal Direct Loan to consolidate all of my student loans together. The agent told me that would not take care of this loan because it is a private student loan not a federal. Is this true? What options do I have if any to get all of my loans consolidated together?

Are you likelier to be approved for an education loan if you have reasonably high monetary assets, than low? For example, if I were to apply for a Sallie Mae loan of $5,000, would I be likelier to get approved if I had about $3,500 in my checking account, or $1,500? Thanks a lot.

availing education loan while already another education loan exists? will i be ble to avail for education loan for my higher studies abroad while i already have a loan taken for my college studies.please help.

Should i be investing in a child education plan or take an education loan for my child? I need to know whether i should go for child education plan or no?

Is there any way to get education loan upto 15,00,000 without involving parents in INDIA? Hi, Please reply me as soon as possible as I secured admission in University of East London for an MBA course. But in order to pay the course fee I'll have to go for an education loan. And the problem is that I dont want to involve them. I only can call them to put their sign on the documents. So in this case is there any way to get that loan? Or if any bank, then please let me know?

will i be able to pay back my education loan after completing master in social work in US? Is it worth taking a student loan to pursue master degree in social work in US?

How i am get education loan for master degree? Already i am get bank loan for batchular dgree then i continue master degree.if it posible to get loan for master degree?

How can I get an education loan with less collateral security ? Hi, I need a loan of around 14 lakhs. But I have a collateral security of around 7-8 lakhs. Is there any way I can get an educational loan with this ? Thanks

Do federal education loan lenders check credit score when issuing a loan? Where do you apply for a federal (not private loan?) Can you apply for a loan after you took out one loan for 2,000 several years ago that was taken out in your name by fraud? What then do you do, if you need more loan, like a 40,000 loan to cover your expenses? How do you handle this and get more loan to cover educational expenses?

Which bank in India offers abroad education loan based on agricultural land? I got admission(I20) for MS in USA.I want education loan of 20 lakhs and my dad can only show agricultural land as security. Is it accepted as security for education loan? Please tell me which bank offers? I live in Andhra pradesh.

Education loan with low income of parents? I need an education loan of INR 15-20 lakhs for my post graduate studies in UK. All the banks I approached require the parents income proof. However, my parents have a very low income. Also the flat where I stay belongs to my grandmother and not to my parents. Is there any bank or financial institution which can give me a loan without looking at my parents income? I stay in Mumbai.

Howmuch security u should have to get education loan in india from bank ? I want to get education loan for my yougest brother .he is doing engg. from chennai (Dr. Mgr engg. college) Any one pls guide me .

My brother has taken education loan and i am paying interest whether i will get tax exemption .? My brother is pursuing MBA and has taken education loan and i am paying interest whether i will get tax exemption .

can I get education loan for my last two semesters of B.Tech? i am a 4th year b.tech student. my parents had paid my semester fees till now. but because of some personal reasons they had refused to help with my education.my maternal grandfather and uncle are rready to help me to apply for an education loan. can i get loan for my remaining two semesters(around 60,000)?please advice me as as to whether i should consult a bank or private money lender.please suggest any ways to complete my education.

Can i refinance my indian education loan in the US? when i came to the US for a masters degree, i obtained a student loan from an Indian bank. this was a loan secured against my family property. i havent started paying it off yet. i want to know if there is a way i can obtain a loan in the US that pays off the loan in India and frees my assets?

section 88E benifit for take higher education loan from bank? Sir,I am salary persons & take education loan for my son whose admission in M.TECH.(BIO TECHNOLOGY) for 5 years tenure.Now my son passed 3.5 yrs.Yearly fees Rs.75000/= &DD make by OBC.

Study Abroad : what is the rate of interest for education loan to abroad for higher study in usa and what are? Study Abroad : what is the rate of interest for education loan to abroad for higher study in usa and what are the documents required to be produced at the time of applying loan

Can I take an Education Loan from Delhi of amount 15 Lacs without any Tangible Colletaral Security.? Is there any Bank from Delhi which will provide my son an educational Loan of about 15 Lacs without any immovable properties as a security. I need this because my son wants to persue Pilot course. I am a Government Servent in a good Post. So if anone has any Idea then PLEASE answere my question.

Can I receive a private education loan with a 627 credit score? Unfortunately I have no cosigners to help me and I really need the money for school. And please do not post any of those pre fabricated. I'm a business owner and my company can help you loans. I don't have time for that crap, it's annoying and I will not entertain it. I need straight up legitimate answers not something I can google and find the same response verbatim on other questions asked with the same topic.

Can anyone suggest an alternative to Sallie Mae's education loan program? My younger brother is already in the repayment process with Sallie Mae and his loan payments are quite a burden for him financially. Is there a way for him to consolidate with a better interest rate or seek out another lender with a more agreeable payment structure (The payment amount increased by over 20 percent after the first year). Any suggestions or advice on reputable lenders would be greatly appreciated.

How do I go about getting a Dept. of Education loan from 20 years ago taken off my credit report? Not sure why it's still showing up after all this time. I though 7 years was the max time something could stay on your credit report - except for bankrupties, which are 10 years.

what is "interest repayment" and "principal repayment" in education loan? i have been paying emi for my education loan for last ten months. For last 8 months the bank accounted the whole emi as "interest repayment". But for last couple of months the emi is split into two and accounted as "interest repayment" and "principal repayment". Does it mean anything ? Should I be concerened about it? How will it effect my repayment? Its a sbi education loan

The education Loan sanction letter format for UK? I have got offer from Aberdeen university of Scotland for MBA, i have done all formalities for admission but to apply for VISA the Education loan sanction letter which is given by the Canara bank(MG road hub,Bangalore) is not so convincing and lacks certain information in it.I'm affrid that it may coz a prob during my VISA process.So dos any one have granted VISA for the formate of loan sanction letter provided the bank mentioned above.

Can a person get an education loan from a bank to? get a new computer...whether good or bad credit? I thought I heard somewhere that is was possible, but I'm not sure. I guess this category is ok.

i got the seat in MBA under fees reambursment iwant to take education loan becase face the other expenses in? college & maintinance can i elegible to take a education loan Please tell me . i enquered in one of the andhra bank branch manager he says under fees reambursment students are not elligible to take education loan. i have somuch need Money so sugest what i have to do

can we jst make a fake entry of taking education loan from bank? actually we have money bt it is a condition that if u want to go to canada for studies u have to take loan .i jst want to knw k can we jst make a fake entry of taking loan from the bank ?

How to get a 3500 personal loan (Not Education loan)? How to get a 3500 personal loan as a college student with a low paying job and no credit?

How do I replace my education loan with my employer for a private loan?

What is eligibility for getting Education Loan? How duration it takes for getting loan in hand after applying? Please convey my regards.

what is the age limit for getting education loan? im 25, indian, graduate. i want to continue my higher education. is it possible?

Does anyone know any good unsecured private loan lenders? I need it for an education loan.? My credit report had an error and it dropped my score down. They took the error off but it did not return my score to where it was so now I can't get a private loan without a co-signer and no one will cosign for me.

Kindly help me to find the section of Income Tax of India under which Interest of education Loan is exempted,? Under section 24 of Income tax of India, interest upto 1.50 Lac is deductable from gross salary but what about interest paid for educational loan.

I want to know about the income tax rebate on the education loan? If a student takes a loan for studies, if there is any income tax exemption or rebate in income tax on the interest on loan, if yes how much and under which section, of course this rebate will be when he will be in service after completion of his studies

I hv taken education loan for pursing MBA. In case I got a job whether Bank will recall loan or reschedule it? Since I hvn't availed full loan amount the o/s amt should be rescheduled.

i take education loan of 139000 from this i take 42000 now i want to cancel my remaining amount is it possible my self gaurav. i take a loan of Rs 1,39,000 from state bank of india. from this amount i take Rs 42,000 and now i want to cancel my remainig amount is it possible.

Iam an African Interested to Study at a University in England . I Need Education Loan from any reputabble inst? Any reputable and credible lending Institution based in Uk or Other parts of the world is wellcome to contact me.

What is the share of education loan provided by Private Banks in India?

I red a news at our budget announcement, that our central gov't has cancelled the education loan interest? Anyone knows when will this scheme apply ?

Does anyone know of a good private education loan consolidation program? I am currently with Sallie Mae and my payments are through the roof, any input is greatly welcome.

How can I get education loan for my son? I am homeless with low income. son is in final year of bscIT .? My son is excellent in study and wants to complete MCA. Similarly my other son just entered 11 th standard and is interested in animation. Can anybody guide me how to get financial help for their education?

education loan for diploma course from low ranking university? I need education loan to fund my further education in new zeland. I Got admission in SIT Invercargill. Ranking of the college in webomaterix is 7881 and the course I am joining there is Post Graduate Diploma in Business Enterprises. Govt. banks are refusing the loan as it’s a diploma course and also the ranking is below 6000. I want to know is their and financial institute or bank in india which can give me a loan for this study????

Did you pay your education loan completely ? im goin to a university this year and i have heard that you dont need to pay back the loan that you get from the government...like if you get $10,000 you can pay $8000 back ! i've heard from some people that they have done that ! is this true ??? i live in Canada by the way ! thanks!

i want to now that the intrest of education loan is start from issue loan or after completing education?

I need an education loan( 11 lks). how much FD should i have with the bank to become eligible? I have no landed property. and when should i start paying the interest for it. i am an indian citizen.

Which Bank(s) in the US provide the best education loan deal to the international students? I would like to know about this in terms of interest rate and other paperwork.

I need a bad credit education loan. Does anyone know of a company that will help? I withdrew from one school to go to another and my aid is being held at the first school until the latter part of March. I have to find a way to pay for the school I am currently enrolled in. My daughters father left us and I have horrible credit as a result. I have no co-signer to help with this. If I wait till the next academic year, more than six months will have passed and I will have to make payments on the loans I have.

Is it a good idea to go to US after taking so much education loan. I mean, are there high returns for this? Also let me know what are the prospects of Biomedical Engg. in USA. Do people who migrate from India or other countries to their their MS get good jobs? Kindly advice. My friend wants to know.