Private College Student Loan
Chase Student Loans Knowledge Base
Are Chase Student Loans considered Unsecured Debt or Secured Debt? I applied for "student" loans through Chase/ JP Morgan and I was wondering if those are unsecured or secured. They are not my stafford or plus loans, these were private loans taken out to pay for "other" school expenses. I wondering if they are unsecured debt so they can be eliminated by bankruptcy.
does anyone know the interest rate for Citibank and Chase student loans? i am trying to compare interest rates for student loans. i went to both bank but they did not tell me anything but instead gave me a phone number and told me to call up. I tried looking it up online but it does not say. does anyone know? thank you.
Chase certified student loan affect my federal loans? I'm looking at taking out a private student loan with Chase in the summer and am curious, will it affect my federal loans and grants I get? Or will the school just refund it to me when they get it?
How to know if I was accepted for a loan from Chase Student Loans? So I just applied yesterday online and I checked out my applications and as I went on it, it came up with this "actions" symbol and asked if I wanted to accept the loan or not? I pressed accept and it said I have until September 7th to send in a copy of my drivers license and forms. Does that mean I got it? I didn't get no formal, "congrats! You have been accepted with a loan of $_______". I'm really confused.
How does a Chase Student loan work? Is it a good deal? I'm a 4th year college student at Louisiana State University and this year I am having financial problems resulting in me probably not having a way to pay my rent at my apartment. I've receieved many letters from my bank (Chase) informing me about the Chase Student Loan and how I can get up $40,000 a year or something and I was curious if this was a good deal or if the Chase student loans had a bad interest rate (I don't know what a good one is...) and other details. I have normal credit and am only 21 but I was thinking about going into Chase this week to ask them about the student loan. I'd probably need to take $5,000 out to pay rent this semester and I have 1 or 2 years left until I graduate. I've been receiving Stafford loans and Pell grants thus far because my parents don't make very much that that money covers books, students fees, etc... and I have something called T.O.P.S. which pays my tuition (it's specific to Louisiana). Any information or suggestions is appreciated
Chase private student loans / Student loans through college.? I am planning on attending Alvernia University for Physical therapy which takes around 6-7 years. However, obviously I don't have the money to pay for this cash because, it would cost me around 26,000 a year. So, could someone please tell me wether or not you think some kind of institution that gives student loans would approve me for 6-7 years and let me defer the payments until after graduation,please help ?
Chase cancels their private student loans? Is anyone else feeling pretty helpless, now that Chase canceled the last direct to student loan you can get? They still have their school certified loan, but many people use the direct to student one for books and rent. I know, it really does. I only have a little left to go before I graduate, but the government loans won't cover all my costs. It really does suck.
Which is the best loan company? Astrive, Campus Door or Chase Student Loans? Which is the easiest to get approved? I was approved for the last 3 years with Astrive, but their website has been down and Campus Door and Chase both put my max. loan amount for my school at $10,000 less than Astrive. Please, don't waste your time answering with spam messages with links to websites or email addresses. I'm only looking at these 3 loan companies.
Chase Student loans?? I am getting a student loan through JP Morgan Chase and if anyone has gotten one before, do they send it in the mail or via UPS, FedEx, DHL, etc.? It's for 10000 if that makes a difference.
If im getting a student loan through a bank like Chase do I need to ask for the loan each year or all at once? I'm going to be attending college for four years. My tuition, books and supplies will be covered by grants and scholarships. But cost of living will be covered by a private lender like a Chase Student loan. Do I need to ask for all four years worth of living expenses up front or each year?
Anyone know about Chase Student Loans? I wasn't able to take classes this last winter because I had a large balance still at my school and couldn't register until it was paid off. So, I got a Chase student loan with deferred payments to pay off the balance and cover future semesters. I'm wondering if anyone knows if I do not take Spring and Summer courses, will I have to start payments because it will have been about 8 months since I've been enrolled in classes. Do I just need to be a student at a university or do I need to be enrolled at least half-time? By the way, I'll be calling Chase tomorrow, but until then, does anyone know?
Chase Student Loans...I got a letter saying I was conditionally approved provided I send my class schedule &? ID which I did by fax 2 days ago...Does anyone know if I can still be denied for the loan ($9,000) and how long it takes before the check is received?
what is chase student loans email address? I can't find it? i called and they gave me the email address to send in additional application documents but I forgot and they are closed at this time. i think it was something ....process@jpm.... something like that
How to pay my chase student loan online if i dont have a chase account? i dont have a chase account and i don't have checks to send them in the mail and i tried calling and that didn't work! i dont know if you can pay them online! please help!
Chase student loans?!?!?!? choosing a repayment option and wondering what does it mean by "Full Dereffal", "Immediate Repayment", and Interest Only"? It's for a student loan..and I need to chose one out of those three.
I was conditionally approved for a chase student loan, I have no credit and no cosigner. What are my chances? Do i need a cosigner to get a final approval?
I took out a CHASE student loan and may need more than I borrowed, can the amount change? I asked for a certain amount and I know they "cover all educational expenses minus financial aid you have" but I asked for less than I need and still need more. Can the amount be changed?
How long will it take me to receive my Chase private student loan check? Hello I applied and was approved for a Chase private student loan. I was approved and they received my documents such as promissory note etc. They said it is going through processing. How long will it be until I get my check? Also when I get it how long with I have to wait for it to clear through wells fargo once I deposit it?
Has anyone had any bad experiences getting a Chase Student loan? I applied for one weeks ago and was conditionally approved blahblahblah, but they keep calling and asking me to send paperwork that I've faxed them three times. Are they always this inefficient? Or is it just my rotten luck?
What does conditionally approved mean for Chase Private Student Loan? I was conditionally approved for a Chase Private Student Loan. Does this mean I need a cosigner?
The president said he will forgive student loans? last night during his speech, the president said he will forgive student loans after 10 years. how is this possible and who will pay for it? I am a 2002 graduate from Devry University with a BS in Computer Information Systems. I still owe the government about $33K....would I be able to join a program that forgives my student loan? Right now I am paying back my student loan through Chase Student Loan Servicing
Is it possible to obtain student loans from big banks like Wells Fargo and Chase during this recession? I didn't get any money from FAFSA so I guess I'm no my own. MY parents won't pay for me and I've already been accepted at about 15 universities. How do I get a student loan?
anyone ever been conditionally approved for a chase student loan but then been denied? ? hey guys! Here is yet another chase loan question:) has anyone ever been conditionally approved for a chase student loan but then got denied after "processing". I so need this loan and am worried I'll get denied even though I have been conditionally approved but am now in "possessing:.
Do you need to be 18 to apply for a Chase private student loan? I'm 17 until December, and the semester starts in August. I'm registered and enrolled and everything, but I'm wondering if I have to be 18 to apply to one of these loans even with a co-signer? Anyone know? Thanks.
Private Student Loans - What Happens if I Die? I have about $100k in private student loans with Sallie Mae, Chase Student and Nelnet. What happens if I die? Are my relatives responsible for this debt? No co-signer, just issued to me
Does anyone know of any private student loans that are not affilated with campusdoor, suntrust or chase? Was wondering if anyone had any suggestions for me. I am looking to apply for a student loan however may of the lenders are use campusdoor, chase or suntrust as the servicer of the loan. Anyone know of any independed loan companies or ones whose servicers aren't any of the above?
How do I change my address with Chase bank since I have a student loan? I recently moved and need to change my address with Chase Bank since I have student loans with them. Does anyone know how I do contact them to make the change?
What does "conditionally approved" mean for a Chase Private Student Loan? Does this mean I still need a cosigner? Or just send in the papers and I am approved to get my money? Well in the packet I can download - they have a seciton for a cosigner. But in the "acceptance letter" they just say Congrats, you have been conditionally approved. Nothing about cosigner even though there is a section but they say - if applicable. ?? I actually applied for the loan and this is what it said. Conditionally approved.
Where is the best place to get a private student loan today (Citi, Chase, Sallie Mae, others)? I am looking to take out a private student loan for my final year in college. I do not have any previous loans and will be looking to take out at least $30000. Which bank would be the best to go to (interest rates, length (15yrs?) chances of receiving the full amount?) I am still unestablished hence will most likely be signing with a cosigner in good standing. I have been looking around and it looks like with the financial crisis, Citibank, wont be the best choice. What are your opinions on Sallie Mae and Chase Student loans. I am looking for a well established loaning institution so please do not reply with offers other than industry leading institutions.
How can I find out if I defaulted on a private student loan? I had been 3 payments behind on my chase student loans. I tried applying for a forbearance with them but they said I had to have been paying for the loan for a least a year in order for the forbearance to be granted. So, the only thing i could do was not make the payments because I didn't have any money and they were not willing to give me a forbearance or some type of extension for 4 months. I know I should have made my payments on time, but I couldn't because I was unemployed for like 8-9 months. I had to stop searching for a job b/c my dad fell ill so I had to stay home and take care of him for a couple of months. I just recently got a job and was able to pay those late payments and now I am up to date on my loans. I asked this question before and all the answers I kept getting were from people advertising a lender in order for me to get a loan. I am not looking for a loan, I am already up to date on mines. I just want to see if at one moment during the time I didn't pay I had been in default. I feel bad because my mom is my co-signer and I think it affected her credit, which she had a pretty good credit. Also, she doesn't know I fell behind 3 payments and that makes me feel worse.
Student loans: Citi, Sallie Mae, Chase or Wells Fargo? Which student loan is the best option? (I can't apply at all banks without being forced into a contact - all I can do at this point is guess) Please advise me which student loans I should choose... Federal is not an option! Thanks Chase: 3M LIBOR + 3.56~12.25% (min to max) no fees Citibank: 3M LIBOR + 4.75~11.50% 0~6% fees Sallie Mae: 1M LIBOR + 4~14% 0~5% fees Wells Fargo: PRIME + 0~4.5% no fees The UCLA finaancial aid counselors are SO busy/passive... Also they're not allowed to suggest any specific lenders - which means I have to do all the research on my own!
Where can I get a student loan? I have had a loan with Chase Student Loans but they are no longer accepting applications for new student loans so now I need to find another place that isn't a scam that I can get a loan and have payments deferred until I graduate in 2011. Anyone have any suggestions?
What credit rating is required for a $150,000 (~$40,000 yearly) private student loan from Chase? What credit rating should I look for in a cosigner? Fair? Good? What's the minimum you think will be accepted for this student loan?
Which will be faster to get Student Loan for an International Student: Chase (Salliemae) or Citi? I mean Faster Processing, becasue I need loan as soon as possible. Any other faster options besides chase or citibank? Thank you for your help.
Student loans question? CEO of chase visa MORE INSIDE PLS HELP? Hello. I am a student going to PNCA with a semester tuition cost of $18000 with everything included. I have no credit or cosigner. I have an in with the CEO of Chase Visa, Jamie, because my boyfriend that I'm about to move in with's father is head of the loan Corp of IBM and is very very good friends with him, and he said he would talk to him for me. Do you think he could get me a good deferred loan without a cosigner? Does he have the power to give me a loan without credit or a cosigner?
I have student loans from Sallie Mae, Chase, and Nelnet. Consolidate? I went to a tech school and graduated. Now I am currently at another school working on a different degree. I have loans from 3 different companies from both of the schools that I have been to. I have about 2 years left. When should I consolidate? Now or when I am done.
Do you know of any fixed interest private student loans? My husband is in college and we are looking for a private student loan to help pay for some of our living expenses while he is in school. We are looking for a private student loan with fixed interest, but I can't seem to find anything. The only loan that we are remotely interested in is a private loan by Chase bank which is a little more lenient on how the money can be spent, but it has a variable interest rate. Do you know of any similar loans with a fixed interest rate?
Is there any lender out there that will consolidate PRIVATE student loans? It used to be common place for lenders like Wells Fargo and Chase to offer consolidation loans for Private student loans, but after a lot of recent financial regulation I am at a loss to find even one that offers consolidation loans. Anyone have any more suggestions/insight? I currently have private loans out with Sallie Mae, they do not offer consolidation loans.
Chase Student Loan? My daughter, a freshman, applied for and received a private student loan from Chase bank. I just read over the terms and was horrified. When repayment begins on a $5000 loan she will owe $23,000. Is that normal? My first reaction was send that money back ASAP, but she's already paid her housing with most of it. I need some advice for people who have had this type loan. Am I allowed to pay on this loan now or do I have to wait till she graduates. This is all new to me.
Which of the following student loans are best: Chase, Citi, Citizens Bank, Discover,and Wells Fargo? I am maxed out with my federal loans from FAFSA and have been given generous scholarships. Private student loans are my only option left, to pay off my remaining unmet costs. The lenders I mentioned are suggested by my school, although other lenders may be used too. I've read all the disclosures and the interest rates were pretty much all in the same ball park and I didn't find any major differences between the banks. So I'm counting on your personal experience with these lenders, or a suggestion of a better lender
Received student loan from chase.? Received loan check from Chase on Tuesday, cashed it at a Chase bank sense it is drawn on chase bank. Received cash and then paid off all student loan bills, now when I went to chase student loan servicing it says my loan was canceled? I am freaking out as they are closed until Monday. So I can't get a hold of anyone at all to find out. In the meantime I am nervous as I spent the money, what happens if they try to make me pay it back for something and I cant? why would a loan be canceled? If the loan was canceled on Friday and I cashed the check on Tuesday at the banking center I am hoping the loan at least cleared the banking center, I don't need the bank looking for me for a crime or something.. Someone please give me some advise on what is going on?
What do you think of the Chase Private Student Loan? As a student... does it help?
Chase select student loan VS. Charterone student loan I'm going to be freshman this fall at MSU. I'm receiving decent amount of financial aid from FED. Anyhow, I was just wondering which is better... Chase select student loan VS. Charterone student loan I know that it's not recommended to go for private loans, but I still want to know if i had to.
STUDENT LOAN QUESTION--- what are the best student loan companies and where will give me extra money? Extra money for living expenses since i am a student. I have talked to Chase student loans and they said the loans only go directly to the school to cover only the tution costs and stuff..... ... I really need some extra money to help me get by for food and living for the semester.... what student loan companies can do this?
Do you apply for private student loans every year? I'm looking at applying for Sallie Mae Smart Option, Chase and Wells Fargo private student loans. Do you reapply every year? With the Sallie Mae Smart Option, I'm looking at paying the interest only payments while in school, and based on 33k for the year they said my interest only payments would be about $79. What happens if/when I reapply for the second year? Anybody have experience with this? Have you applied/done this yourself? This is all so confusing!
I tried Chase, Discover and Sallie Mae; who else will give student loans? I have a past due balance of about $5000 and need a student loan fast! Apparently i'm not credit-worthy. What/who should I try now?
What is the difference between Education One student loans and Astrive student loans? Education One seems to be backed by Chase Student Loans. Astrive student loans seems to be backed by First Marblehead. So why do they both have the same loan application and terms. Which one should I go with?
Dropping out of college/ Student Loans? I'm a freshman in college and i have a chase student loan. i was curious can i drop out before second semester starts. and only pay for one semester and not the rest?
I need help choosing a student loan between Wells Fargo/Chase/Suntrust... Can anyone help me out? Well my school only certifies Wells Fargo, Chase Select Loans, and Suntrust Academic Answers Loans. Out of the 3 of these which has the lowest interest rate and is the best loan to apply for?
Chase cancels their private student loan? Is anyone else feeling pretty helpless, now that Chase canceled the last direct to student loan you can get? They still have their school certified loan, but many people use the direct to student one for books and rent.
How do I report a subsidized student loan I received in my taxes? I received a lsubsidized CHASE student loan to the effect of $23955 in 2007 that has accrued interest of $635.29. How do I report this on my taxes? Any help would be greatly appreciated!
What are the general credit requirements for a Chase Student Loan? I have maxed out my federal loans and need the extra money to cover living cost (in addition, I do work as well.) I have been told by many to not touch Sallie Mae with a ten foot poll, subsequently I decided to go with Chase because they are my primary bank. I will not be able to get a co-signer as my parent's credit scores are horrible and I do not feel comfortable asking friends. My credit score is 677 as of yesterday (equifax). Do you think this will qualify? Thank you!
What bank provide student loans where the check is sent directly to the student? I used Chase last year as my student loan provider but they max per year at $40,000 (my tuition is $45,000) and I need to take summer courses and pay for supplies. But i don't want the check to go to the school because I might be transferring. Does anybody know of any other banks that gives the money straight to the student?
I applied for a private student loan at chase bank and was conditionally approved? What exactly does this mean i sent in all of my information that they need including the promissory note my class schedule id etc. and now its in process of being reviewed can i be denied a loan and if so then why. And they told me they werent gona do another credit check because they had already did that when i applied online
How do I switch lenders with my private student loans? I just found out that Chase isn't consolidating private student loans at this time, and the payments are too high. I would love to find another lender that does offer consolidation. thanks
Do you know if I can close my Chase accounts/cc and keep my student loan through them? I've moved out of state where there are NO Chase's and was forced to open an account through another bank. I kept a few dollars in those accounts just in case. Now I want to close them. I still have a remaining balance on a Chase credit card that I would like to apply the monies toward. But I'm afraid if I close my accounts, it will some way effect my student loan or credit card. Does anyone have a clue?
Who offers the best private student loans? This past school year I took out a $25,000 student loan from Wells Fargo. I didn't do much shopping around though. Should I take another loan out from Wells Fargo, or should I take a loan out from Chase or possibly the Sallie Mae Smart Option Student Loan? thanks!
Can my mom cosign my student loans if she filed for bankruptcy? I'm not sure if it was last year or the year before last, but one of them my mom filed for bankruptcy and I was wanting to know if she could still cosign my student loans. I'm going with Chase if that helps. Just FYI, no try FAFSA, or get grants, or Federal loans, or see your financial aid office. I've already done all of that. Privet loans are my last option. Ty.
I'm applying for student loans and I have bad credit? I have bad credit, yet my dad who has outstanding credit is cosigning for me. We got denied by Chase for a student loan. He makes a ton of money so could we have gotten denied due to my poor credit? I thought if there was a cosigner involved, they don't take into account my credit history. my credit score is roughly 500...his is over 800.
Chase Student Loans?? I am looking into chase student loans, and I'm going to have to take out about 10,500 a semester for school, and living expenses, such as gas, car insurcance, and such. Am I supposed to take out the loans for all four years, one year, or just one semester at a time?
Chase cancels their private student loan? Is anyone else feeling pretty helpless, now that Chase canceled the last direct to student loan you can get? They still have their school certified loan, but many people use the direct to student one for books and rent.
Student financial assistance from chase or citibank? Anyone? Anyone get a private student loan through citibank or chase? Are there any other easier companies to go through? What actual paperwork is needed? I don't wanna go through sallie mae but 1 time I got one and they only required enrollment verification. This is only for people who got a student loan through chase istudentloan place. Spammers will be reported Anyone can reply except spammers.
anyone get a chase private student loan? Are they easy to get?
private student loan chase bank.? i filed bankruptcy and now chase bank is calling my student loan for the full amount which obviously i can not pay, they told me they will send it to a collection agency or there lawyers and sue me for the money. My question is do they have to go to court first to garnish my income tax and wages? Also if you do have to go to court would the judge allow you to make payments instead of garnishments? all answers are appreciated. the loan amount is 6700 dollars. One more question if they take you to court will the court be in your county or where the bank is???????? thanks jay
Chase Student Loan Question? I signed up today for a 5000 dollar loan, does this mean i didnt get it already. I dont have a job right now and i put that on there is the reason i didnt get it? This is what they sent me: Thank you for your application. We're sorry but we're unable to approve you for this loan. We will send you a letter within 30 days from the date of your completed application. please help out
Chase select vs. Citiassist for student loan? I'll be freshman in college this semester. Besides Federal aids, I want to know alternatives as well such as private loans. My school , Michigan State University, recommends Chase select and Citiassist for private student loans. Which one's better?
Chase Private Student Loan question... I applied for a Chase private student loan about a week ago and I have had no update aside from that they recieved my documents and are in the middle of processing...when should I hear something by? Has anyone else been in this situation and what was the outcome?
Anyone gotten a private student loan from Chase? Satisfied? I really need a loan and theirs seems agreeable? Has anyone had any grief from this process?
CAN MY PRIVATE CHASE STUDENT LOAN BE DISCHARGED UPONC BANKRUPTCY? WHAT IS THE TRUTH CAN IT BE DISCHARGED OR NOT>>>?? I NEED AN ANSWER I FILED BANKRUPTCY AND MY LAWYER SAID NO BUT THEN I READ ABOUT IT ELSEWHERE AND THEY SAY YES IT CAN SO I DONT KNOW IF MY LAYWER JUST DOESNT CARE OR WHAT ITS NOT A GOVT LOAN IS A PRIVATE LOAN
Chase Student Private Loan? I'll be attending law school this fall and I'll need some $$$ for the tuition as well as living expense. I've already applied for the Grad Plus Loan from Sallie Mae but they'll need a certification from the school I'll be attending. However, the school tells me that they won't be doing any certification until July. The school starts in mid-August. With that said, I have to find a place before that obviously. I'm afraid by July, most places would be rented out or it'd be hard to find a decent place. Then, I found Chase Student Private Loan, which states that they can send funds within a few days. I even read on one of the Yahoo Answers saying that someone got the check within a week. How does this work? From my understanding, the school sets the limit as far as how much I can borrow. Not to mention, I don't think there will be any funds being handed out until the school certifies it.
Student loans for transportation costs? I'm a commuter student and usually take out a bit of money from Chase Student Loans to pay for transportation. The check is sent directly to me and using it for transportation costs (ie gas, car, train, etc) is completely legal. Chase isn't doing private loans any more unless it goes straight to the school. Are there any other companies that send the check directly to the student? Thanks.
What is the best private student loan for someone with good credit? Chase, Citibank,Bank of America, Wachovia? Please don't mention federal, I'm only interested in private student loans. Lowest interest rates, fees, etc. Thank you!
Paying student loan interest rates while still in school? I'm applying for a Chase Private Student loan. I know I have the option of paying interest rates while I'm still in school to decrease the amount I'll owe. Does anyone know, on average, how much per month this will amount to?
I live in NY, which bank has the best student loan? I want a student loan with the lowest interest rate.... is citibank good? I have a Chase student loan and the interest rate it's around 8.25%!!! Thanks.
Does anyone else think student loans should be written off? in bankruptcy just like credit cards and other debt? So shopoholics and gamblers can get off the hook but law abiding citizens who pursue higher education can't? I'm not talking about federal backed loans, I'm talking about private student loans from places like CHASE, JP Morgan etc.
how does student loans work? I never took one out before and i would like to know how they work. so far i only know that student loans repayment does not start until graduation or 6 months after graduation. my questions are: 1. are the loans affiliated with school? or are they separate private entities ilke citi, chase, etc 2. how does the loan get to me? does it come by check in the mail and i cash it and pay it to the school as if its like my own money?, or do i have to provide proof of the tuition bill first in order to get the loan money. 3. what are the requirements to get a student loan? i am almost done with community college and im going to a 4 yr school in the fall. is it a complicated processs and does it take awhile to get through? thank you all for your responses.
Question about Student Loans? With the economy the way it is right now, how easy or difficult will it be to get a Student Loan from Chase, National City, or Key Bank?
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