Private College Student Loan

I am goint to court regarding my chapter 7 case , my attorney included my citibank student loans on there? Since they are considered private and not federal is there an chance they could be discharged on my bankruptcy??

Unsub Citibank Student Loans - Requested too much $$$, should I just write them a check and return it? Or am I just better off keeping the money in the bank? Interest on my loan is 6.5% I ask this question because last semester I returned 3k because I didn't need it anymore. But my balance statement indicates I only returned $2785.86. Why wasn't this money just simply subtracted from my original loan amount? And why was I charged over $200 to return money? TYPO - interest on my loan is 6.8%

does anyone know the interest rate for Citibank and Chase student loans? i am trying to compare interest rates for student loans. i went to both bank but they did not tell me anything but instead gave me a phone number and told me to call up. I tried looking it up online but it does not say. does anyone know? thank you.

I have student loans with citibank and I'm applying for a unemployment deferment.? I've already mailed off the deferment application to citibank but was wondering how long the process actually takes and how long before my loans actually show that they are actually deferred?

How will my student loans be affected if Citibank is nationalized? I have my loans through studentloan.com. If Citibank is nationalized, will my repayment change at all?

I have student loans with citibank. Is it possible to transfer them to Bank Of America? I just finished my first year

Question about Citibank student loans...very confused? I have four loans through Citibank and I just graduated from college a week ago with my BBA. They have two ways of paying it back...graduated repayment or standard repayment. For graduated repayment it gives you a 24 months option and a 48 months option. 24 months option would be $128 a month then $212 and 48 months option would be $118 a month then $221 with more principal long term. For standard it would be $199 a month. I don't have a long term job lined up, just for sure doing an internship this summer making about $300 every two weeks. It lasts from May til August and then after that I am not sure what I am doing. Thinking about getting my MBA. Which one should I choose? And if it's graduated, should I do 24 or 48? Any help would be appreciated.

How to apply Citibank Student Loan? Citibank Student Loan info.

Is a student loan with citibank eligible for loan forgiveness? I currently have a student loan with citibank. I am hearing about the loan forgiveness programs for teachers (I teach special education). The things that I have read say it has to be a direct loan, and I am having trouble figuring out if I might qualify.

Has anyone else had a bad experience paying back student loans with Citibank? I had a student loan that I payed off in full when I came into some money, but I kept getting monthly bills. When I called Citibank, the tellers would give me vastly different amounts that I apparently still owed. In one day, four separate tellers gave me four different answers to how much I still owed, ranging from $.40 to $24,000.00. After a nightmarish year of arguing with incompetent Citibank employees, I finally got them to send me a letter saying I had fully payed off my loan a year ago--and they also send me a refund check with some of the extra money I payed them. I don't know if the experience has ruined my credit rating or not though. Has anyone else had an experience like this when paying off student loans? Should I take legal action?

if CITIbank goes under, what happens to the student loans? If someone owes for a student loan that they are currently paying back, what happens?

Does anyone have any suggestions for a good company to consolidate private student loans? Our kids have private student loans with Citibank. They had the best consolidation options when the loans were obtained and now they won't consolidate their OWN loans. Can anyone recommend a reputable company. I know Wells Fargo will consolidate private loans from other places, but I don't know anything about them.

Is there any way to consolidate federal student loans with a private student loan before the july 1 deadline? I have 3 student loans through the federal gov't (perkins, federal direct and a "GATE" - AES loan). I also have a small private student loan through citibank. I want to consolidate all 4 by the July 1 deadline but no one will combine private and federal. I get ads in the but they all seem like scams to me. Any financial experts have any ideas?

Can you still make payments on deferred student loans? I have a private student loan with Citibank. I am registered to begin grad classes this upcoming fall. I will be attending at least half the time while working full time. I've thought about deferring my undergrad loan to help make payments but ultimately this allows for more interest to accrue on the principal that is unpaid. Can I make whatever payments I can on this deferred loan? Will I be penalized or will this void the deferement?

student loans through citibank? I need extra $ to live while going to school

Can I get away with not paying my private student loans as an international student? I will be in debt worth about $150,000 after graduation. I am an international student in the US and my home is in India. My cosigners are all american citizens and are rich multi-millionaires. I wish to pay back my loans, however, if I leave back for India and never pay my student loans, what can Citibank possibly do about it?

If citibank goes under, what happens to my student loan from there? I have a college loan from CitiBank, and they're having trouble right now. what happens to my college loans from there if citibank goes under?

Student loan disbursements are through Citibank. Any chance these wil be affected? I get another disbursement of my student loan in January and then again in March. Any chance this could be affected by what is happening at Citibank right now?

My school isn't affilliated with Citibank for a student loan? How can I get my school to be affilliated with Citibank? I have never heard of a school not being on file with a loan institution before?

If I have a citibank private student loan in default am I still able to get a pell grant each year for school?

which is a better lender for student loans: wachovia, wells fargo, edamerica, or citibank? i am an undergradutate freshman I need to borrow 15000 for the whole year

Student financial assistance from chase or citibank? Anyone? Anyone get a private student loan through citibank or chase? Are there any other easier companies to go through? What actual paperwork is needed? I don't wanna go through sallie mae but 1 time I got one and they only required enrollment verification. This is only for people who got a student loan through chase istudentloan place. Spammers will be reported Anyone can reply except spammers.

Help choosing private student loan lender? Any experiences with these companies? I'm trying to choose a lender for my private loan. Could you tell me your experience with any of the following companies? Wells Fargo Collegiate Loan Sallie Mae Smart Option Discover Private Student Loans Chase Private Student Loans Citibank Private Student Loans PLEASE ONLY ANSWER if you've worked with these companies when getting your private loans, whether you're currently repaying or just got a loan.

Question regarding private student Loans? I'm currently 19y.o. and I'm about to go back to college (finished 2 years at ITT Tech and now have a balance of $30k w/ Sallie Mae). The school that I'm planning to go to is LA Film School which costs $42k in tuitions. Now I'm hoping to get the maximum I can get from grants, scholarships, and the Sallie Mae federal loans but I'm going to be short that's for sure. It's only a 1 year program and they tell me it's probably not a good idea to get a job during the school year since the program is pretty heavy on the student. I'm an only child with a Mom that only makes $25k a year. She also has a lot of bills, bancruptcy, etc from the past so I'm unable to use her as a cosigner and I don't know anyone else I can use. So I was wondering where I should apply for a private student loan. Citibank, Chase, Bank of America, etc, and if they will allow me to borrow $20k+. My credit score is currently at 711 (FICO) and I'm very good at paying things off on time. Thanks for the help!

Viewing and Paying off loans on Citibank.com? I have a Student loan from CitiBank and I went to the site to view how much I owe and to pay some of it off online. Does anyone first of all know if it is possible... and if it is how do you do it? thanks

Can I apply to multiple student loans and then choose the company with the best option? Can I apply to multiple student loans and then choose the company with the best option? For example.. can I apply to sallie mae, boa, citibank, and then choose the company that gives me the best APR? or if i apply and get approved it is deal already done?

What is the best private student loan for someone with good credit? Chase, Citibank,Bank of America, Wachovia? Please don't mention federal, I'm only interested in private student loans. Lowest interest rates, fees, etc. Thank you!

Are private student loans a good idea for my situation? Hey guys, . I filed my FAFSA and I am ineligible for any federal loans, so I would have to take out private student loans. I have a co-signer with pretty good credit (credit score over 700) and, here's the kicker, I actually do have the money to pay it, but it's in in the stock market (it would be at a higher interest rate though). However, I was thinking of taking out a student loan since you can make small payments over a long period of time. Nevertheless, it seems like many people regret taking out these loans in the first place. So, a few questions: 1. Is it a good idea to take out a student loan? 2. Which lender do you recommend (so far I"m looking at Sallie Mae, Citibank and Access)? 3. Is there an option for automatic bill payment with these student loan lenders and would this prevent me from having the interest rate increase? 4. About what interest rates can I expect for a private student loan? Thanks so much for all your help.

Consolidating Student Loans? Heres the deal, i have about $35,000 in Personal Student loans through Citibank. I'm looking to consolidate all four loans into one thats stretched out over a long period. I plan on paying it back before the 20-30 years ive seen but right now I need the losest possible monthly payments to afford rent and such. Any suggestions of where to go or what to look for? Any help is greatly appreciated thankyou.

Are there any banks of institutions that consolidate student loans? So I've searched and called every bank and student loan consolidation firm and no one is consolidating, except for Citibank. I'm disappointed, I mean not even the government backed agencies and the gov't itself are willing to consolidate because the economy is so crappy. Anyone know any place where I can get a somewhat decent rate? And when I said everyone has closed their doors, even Nextstudent, Myrichuncle the list continues. All because it is not profitable to consolidate.

Can I receive federal aid for a grad certificate? Why would a school only of private loans to pay for school? The school is accredited (university of cal irvine extension), but on their website for the program they only offer private credit based student loans from citibank and wells fargo. And at 690 per class Why wouldn't they offer other types of financial options for paying for school?

what is the best bank to consolidate student loans through? I need to consolidate my bank loans and federal sudent loans, which is the best. I am looking at citibank right now. Anyone have other suggestions? Thanks.!

Aggregate limits on private undergrad student loans? I've heard from Chase, Citibank, and a few others that their aggregate limit is 120,000 for private undergrad student loans. But, my college is particularly expensive and I get little to no federal aid for my educational expenses. I'm worried about hitting my limit before I graduate. Are there any private undergrad student loans that have an aggregate limit of over 120,000? Or is this number for everyone? I could have sworn that a few years ago when I was looking at schools that the limit was higher...

Is Citibank is good bank to take out a private student loan? Any Opinion? What is the prime rate? I'm trying to figure my interest and its 4.75% plus prime, what is that on any given day?

Where can I get a good deal on consolidation for my private student loan? I have loans with the Student Loan Corporation through CitiBank, and I think they're too generous with themselves. I pay a whopping 8.250% on a 46,000 principal balance. Can I do better?

Is it possible to transfer your student loan to another bank? I have a student loan from Citibank that I have been paying for 3 years. I no longer like citibank or any big bank for that matter. Would I be able to transfer the loan to another bank such as a credit union?

Will any of these student loans lenders might give me trouble? You know how when some credit cards are doing bad stuff, word gets around and people start talking online and warning others to NEVER get this card cuz rate was increased for no reason, etc and eventually they get a bad reputation, well, do any of these student loan lenders have any shady stuff in their past: Wells Fargo, Chase, Citibank

i was recently credit-approved last friday oct 31 for a citibank grad plus student loan. how long til i get $? it was co-signed and when i called today to ask, they gave me really vague answer (from 2 days to few weeks). they said it has to go through a guarantor first although all the credit-checking is done.

47% of income paid to Student Loans? I am paying almost HALF of my income out in student debt. No one can afford to do that. This is a new demand for payment. New debt. Do I have any options? My total bill is less than $5,000: so I haven't found a consolidation loan. I can give them 25% of my total income, but not 47%! Please read below and advise... I attended University of Phoenix, was assured that I would not incurr additional expenses outside of loan. Now I have original loan, citibank loan, and U of P is after me for additional money. The original loan company was applied to for U of P loan, they said they covered it, balance reflects change, but citibank is coming at me saying they paid! Citibank refuses to provide proof that I borrowed the money, but are attempting to attach to my credit. U of P will not accept lower payments, without attaching my credit. Original loan is the only one with a sane payment, and I am out of deferments, unless I go back to school and add MORE debt. This huge amount of payment is obviously temporary, the problem is that they all want to be paid right now. Another thing... Can Citibank attach my credit without providing me proof of debt? How do I protect myself from this?

It is a good idea stick with one lender for all student private loans, or stick w/the same for for all loans? I have gone through the same private lender (BOA) for all my federal and private student loans. However, this year I am thinking of borrowing from citibank for my private loan needs. Is it a wise move to switch to a new lender for my next loan, or should i stay with the same one? Even though citiassist has a slightly better rate, will my payments be more once i get out of school because the new lender will think i only borrowed 10,000 and charge me more based on that fact that they think that i can afford to pay more back? In other words, will having 2 lenders cause them both to think i only have borrowed from them, and consequently mean higher payments for me than if i were to stick with one lender?

What banks should I look at for private student loans? Avoiding them is not an option, I know they're not ideal, (and I know that is an understatement). But all that aside I am still going to need one to meet the remainder of my expenses, which banks should I look into? My school told me my peers are using sallie mae and citibank the most, but someone on here said those two would be a big mistake.

Do I have to send my grades in if I take out a Private Student Loan? I'm planning to take out a private student loan from Citibank, do I have to send my grades in?

What companies have people used to consolidate private student loans? I tried CitiBank and they are just a bunch of rude, @$$holes that could not communicate. I was denied because "they never got a letter that they never requested from me" exact quote from Winie the Supervisor (Operator code #SE009). So I am looking for another, creditable company to consolidate with. I see that many of the large banks are pulling out of this practice. So if you have consolidated let me know who you used and how happy you were with their service.

Student loans, where to get them? Best bank? I know that CitiBank and CHASE bank offer student loans. Has anyone had any experience with this and/or have any advice to offer me? Have you had problems? Are there any other banks you know off that offer student loans? Thanks in advance.

Why am I getting Nelnet bills when I'm repaying my loans through the banks? I just got a bill yesterday from Nelnet for almost $300 for my student loan repayments. I graduated in May and have just started paying back my student loans back through Chase (private loan) and Citibank (for government loans). So does anyone know why I'm getting this bill? The information doesn't even match up on my loan amounts so I'm just really confused.

Which is a good lender for student loans? I'm applying for a Stafford loan. Which is the best lender? Have you had any personal experience with any of these groups? Thanks Sallie Mae Wells Fargo Citibank edAmerica Chase Nelnet Discover

which is better for student loan - Sallie Mae or Citibank ? SM doesn't offer much benefits as Citibank. Which one do you think is better ?

What are the best Student Loans? I am trying to find a good student loan. Which lender do you think I should go for? I heard Citibank would probably be the best. I am still waiting for my dad to file his tax papers so I can complete the FAFSA form. What is good other than FAFSA?

What is the best student loan company to go with for the Stafford Loan? My choices are: ALL Student Loans Edamerica KeyBank Citibank Chase US Bank

Student loans increase?! How? I was just going around answering a few answers question and stumbled upon when which caught my attention. A guy said he received 35k in student loans!!!! I do not get that much and he said he gets it because he lives off of this amount (does not work). If I was wanting to increase my loans through my bank how would I go about doing that?! I have loans through Citibank and I also get Financial Aid The full amount. I am unemployed right now (who isn't?) and would like to get enough to live of until I get a job (moving to florida the state that has been hardest by this economic crisis). At the moment I only get 10,000 from bank loans and about 5,000 in pell grants. How do I increase the bank loans? Call them?! Advise please?!!!

If I consolidate my student loan with a personal loan can I still write off the interest? I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interest. I am considering paying off that student loan with a personal loan where I can get a better interest rate. If I do this will I still be able to write off the interest I pay on my taxes?

Citibank CitiAssist similar loans? Are there any other loans similar to the citibank citiassist loan for international students? Because the $120,000 max loan isn't enough for me so I would take out 2 different loans. Is that even possible? Does the CitiAssist loan payout directly to your bank account?

Does anyone know which is the best lender for Private Student Loan. Sallie Mae, Citibank, Well Fargo?

I can't decide who to go to for my student loan. My options are CitiBank, Wells Fargo,Bank of America, and SM

Using student loans for rent? While in college, the minimum wage job I have is not going to allow me to pay for rent, unfortunately. I am receiving a loan from my university (but it does not cover all expenses) then asking for money from a Citibank loan. What I did is asked for more money than my tuition will cost from citibank. My school will just use what is needed then give me the rest in a check that I can use to pay my rent or whatever other school costs, correct? I'm going to call and get things straightened out soon, but if anyone here has any tips or pointers for this kind of thing, help would be appreciated!

I am starting graduate school this Fall. What are the better private student loan options? I have all the information about the Stafford and Plus loans. I was hoping someone can give me some advice on where it is best for me to take out a private student loan. What bank would you suggest? Bank of America, Citibank, etc? Other private loan options? Any advice appreciated...thanks!

Chase, Citibank, or other for student college help? Do you think I can get a $5,000 private student loan with any company with a 537 FICO score but with a cosigner who has a good FICO score? Astrive doesn't have my school listed, don't wanna use sallie mae and Suntrust.

Any advantage or disadvantage to having bank accounts with the same bank as your student loan lender? My student loan lender will be Citibank starting in August... Bad idea to get a checking and/or savings with them also?

Am I eligible for a Stafford Loan if I've defaulted on a private loan? Several years ago, I defaulted on a private, non-federal (Citibank) student loan. Am I eligible to now receive a Stafford loan for graduate school? I believe Stafford Loans are NOT based on your credit score, but I just wanted to be sure. Also, I know you aren't eligible if you've defaulted on a FEDERAL loan, but I wasn't sure about private/alternative loans. Any info. is appreciated!

Any student loan companies still offering to 2 year colleges? I called Chase today to renew my student loan and they dropped my college. So did Citibank. I'm in a pickle here. Federal money isn't available to me. Anyone know of any company still offering a student loans to a 2 year college (edison community college)?

Anyone get a chase or citibank loan? Question? I was just wondering what verification was required? Like income verification or just school verification? This is only for people who got a student loan through chase istudentloan or citibank. Do they require income verification paperwork? I did a sallie mae once and it was super easy...just asked for copy of drivers licenses and enrollment verification.

Student loans, help!? I really need some help with student loans. I have been to many people to help me but no one knows the right information. My parents want to get a personal student loan and I was looking at one through citibank but I don't understand how the interest rates work. How much will I owe after 20 years? Also, do you get the whole loan right away, or is it in payments? I really need some help!

WHAT’S THE EASIEST WAY TO PAY OFF MY STUDENT LOANS? I’m 26 single mom was not born here been in this country for about 7yrs, I graduated from college since 2005, I have been making payments each month and I hate doing that, for the pass 3 yrs I have been sending them an extra $1000 on top that and I also bought a new home 2 yrs ago. What’s the best way to pay my student loans please? I’m thinking to just take all my savings and just pay for the whole thing and done with it, because I feel like I will never done paying them. Someone told me not to do that because of the tax credit. What do you think? I owe Citibank around 10K for 2 loans combined. I have very good credit I only have these 2 student loans and a mortgage) right now. Merci Beaucoup mes amis!

What is the best bank out of this list to take out a Student Loan from ? I'm getting ready to transfer to a 4 year university in January and I'm getting ready to apply for my student loans for this school. There is a preferred lender list with the following 5 banks listed, CHASE, CITIBANK, REGIONS BANK, WACHOVIA, AND WELLS FARGO. Which of the banks listed above would be the best bank for me to receive my student loan from ? Thanks, for any and all help.

citibank student loan promotional code? anyone have a citibank promotional code that i can use for my consolidation loan ?

Does anyone know how long it takes to process a student loan deferment? My student loan's are with citibank. I faxed my paperwork already and was just wondering how long it takes for the deferment process and actually go in affect.

a question about student loans? I am a graduate student in New York and I want to take out a loan to help with my tuition and other educational expenses. I was looking at the Stafford Graduate Loan offered by citibank. IS this a good loan? Do you know about any other loans that have a low interest ... maybe about 5%....?

How and from where should i consolidate my student loan? I have student loan subsidized and unsubsidized total of about 20000 with 4.25% interest rate and citiassist (private loan) of 6000 with the same interest rate all from citibank. Can i consolidate my loan with lower and fixed interest rate? Citi doesnt consolidate any more.

Chase, Citibank, or other for student help? Do you think I can get a $5,000 private student loan with any company with a 537 FICO score but with a cosigner who has a good FICO score? Astrive doesn't have my school listed, don't wanna use sallie mae and Suntrust.

Will they help me with both Private & Federal Stafford Student Loans? My situation: My school qualified me for the subsidized and unsibsiduzed stafford loans. However, I need more money. So... If I allow Citibank to be my lender, do I get stafford AND private loans from them? Or will they just handle the private loans?

Best lender for student loans? What is the best lender for my student loans and what criteria should I base my choice off of? These are the ones I have to choose from: national city bank chase keystone best citibank edamerica inc citizens bank of PA wachovia education finance suntrust education loans PNC bank thanks

Need advice about Student Loans.? I'm in a situation where I need to come up with $5500 (housing expenses). I have the option of accepting the $2000 Federal UNSUB loan (6.8% interest, payed as soon as the school receives the money) and get another loan for the difference. The other option is to use CitiAssist Loan for full $5500. https://www.studentloan.com/findstudentloan/citiassistundergraduateloan.htm#iratesButton I called citibank and was told the interest rate can be between 4-25% depending on the cosigners' credit history. I took out a Citibank Parent Plus loan for freshman year that has 8.5% interest rate. The third option is to apply for Parent Plus loan again. Please help me out, I want advice on what would be the best decision. :-/ Thanks a lot!

Private student loan ripping me off!? My citibank private student loan has gone up to 9.25%!!! It makes me so mad. Would it be better to transfer it to a lower interest credit card? Will it affect my credit? I'm good about paying on time.

What is a reputable Student College loan company? I'm going to college in Spring, and I need a student loan. I have a cosigner, my mother, and need to look over lenders. I'm considering CitiBank. Please let me know

private loans from citibank? i am about 5,000 dollars short for my college education. what are some of youre experiences with citibank, and i would also appreciate some recommendations for other private loan companies which you have all had positive experiences with. also dont say not to go with student loans, i have exhausted all my public loans. also what are some of youre experiences with parent plus loans. any replies would be appreciated, please, i really need help!!!