Bad Credit Student Loans Knowledge Base
Are there any Bad-Credit Student Loans? I made some bad decisions back then and I am short on my tuition this semester. I have been looking everywhere online and it seems the one that say that they are "Bad-Credit Loans" aren't b/c I still end up getting denied even w/ a co-signer!!!!I would like to know are there any real bad-credit student loan? P.S please no a**holes answer this question b/c someone always has something stupid to say
Do student loans look bad on your credit report? I'm graduating from a community college soon, and will be transferring to a 4 year university. I'm taking time off to work and save up for the university. I'm nervous about taking out a student loan because i don't want that debt hanging over my head for the next 5-10 years and i don't want anything bad on my credit, are student loans bad or are they not that big of a deal?
Bad Credit Student Loans? I have bad credit and need additional loans for school this year. I've tried 3 co-signers with no luck and I don't qualify for a loan on my own. Does anyone know of any loans for students with bad credit. I already have Stafford loans and they don't cover nearly enough. I need about $25,000. I don't have time to apply for grants and scholarships as school starts in two and a half months. Unless anyone knows of any that are really quick.
How to consolidate my private student loans with bad credit.? I have student loans with sallie mae. I have around 76,000 with private and federal student loans. I have ran out of forberence. I had to use my forberences in the past because of no job or not enough money to make payments. Well...now my payments is over 1500 a month. I will be starting a new job next monday. I will be making around 2000 dollars a month. My wife and I and my mother have a house together and our morgage is 1775 and i also have a son. As you can see theres no way I can make that high of a payment. i now have very bad credit because of the student loans. My mother was also the co signer for the loans and she has bad credit. My wife dosnt have very good credit also. I guess you can say that I dont have another co signer to use. I am trying and stressing on how to pay my loans and getting my credit back. If anyone knows or can give any advice please please do.
Bad credit student loans? I am looking for a student loan that would apply to a student with bad credit. A stafford loan and federal plus loan will not help. Help if you can.
how can i get student loans with bad credit? I would like to get student loans so I can just go to school full time and not have to work while going to school. Is this even possible? where can I get these loans with bad credit and no co signer? I tried banks but I get turned own because of my credit. no nigerian scammers please. I know how they work.
anyone know of any bad credit student loans? I am 25 years old and attended college out of high school. Due to illness in the family I had dropped out to return home and help out. Since then my grandmother has passed away and I have fallen on hard times. I am not eligible for federal or state student aid due to my loans defaulting. I wish to go finish up my college degree in order to obtain a good job. With this said I have poor credit. I am looking for student loan lenders that lend to people with bad credit or do not credit check at all. Interest rates are not my concern as of now. I simply want to return to college and finish my degree no matter what the cost is further down the road. Thank you for all your help.
What are the best student loans for bad credit/no credit.? Stafford loans are based on income right? If I don't get any government aid, what is the best loan for me if I have somewhat bad credit. I need something with a low interest rate. My tuition is going to be about 21,000 a year. I am also an undergrad student.
Does anyone know a place where i can get a bad credit student loan because i need one now so i can pay for? my summer school? So if you could give the name of the banks, website or whatever it would be very helpful to me. I been seeing websites talk about bad credit private student loans but i could never find so are there really bad credit private student loans or is this something that is made up? And I'm looking for lenders in the U.S.A. not across seas because i'm not trying to pay a residential fee to get this loan matter of fact im not trying to pay any thing to get it and also I want to have my payments deferred until 6 months after I graduate which will be May 2008.
Bad credit private student loans? I am desperately in need of a private student loan for graduate school. I do not have good credit, but I have a cosigner that does. Anybody have any names of any private lenders that would accept my bad credit? Thanks!
I have bad credit and student loans...help? I have bad credit and alot of student loans. I have thought of bankruptcy but that dosn't cover my student loans does anyone know of any banks or credit unions that would give a loan big enough to pay off all of my debt so that I could make just one payment a month. I have tried a credit consolidation place a long time ago and they stole the 700 dollors that I sent to them so I will not do that again and like I said before I won't file for bankruptcy. I don't eat out I don't smoke and I don't drink starbucks. So please don't tell me to live cheap.
How do you talk to your fiance about their bad credit and student loans? I'm afraid of hurting him. How do I go about this without him having to feel defensive? I want to marry him but I want to keep our finances separate. He will be the "breadwinner" because he pulls in a lot more money, but he also has bad credit and mine is really good for someone my age. How do you go about saying I want to marry you and keep things separate?
Does bad credit effect undergradute student loans? Im thinkin about goin to university to study optometry, the course would be an undergraduate course BSc. I have a very bad credit rating and im not sure if this will effect my ability to get a student loan as i thought they were given out from the goverment not financial institutions? Could anyone clear this up for me?
Consolidate Private Student Loans with Bad Credit? I have 2 private student loans totaling around 23k with interest around 16%. They are currently with Sallie Mae (ugh) and they don't offer consolidation anymore. Are there any other places I can go for private student loan consolidation? I have a credit score of 570 (I know it sucks). I've done searches forever and seem to find places that are scammers or for good credit.
Private student loans...bad credit? I applied for a chase select loan today and my application was denied...I got a loan from them my last two years of college but since then my financial situation has changed. I have a credit card that I'm a few payments behind on...I know...bad, but I'm starting a payment program on the card this month. But my cosigner has excellent credit.I don't know if the credit card is the reason why I was denied, they wouldn't tell me over the phone, I'm supposed to get a letter in about a week. I'm already getting Stafford loans and NYS TAP grant. Without the loan, there's no way I can pay for my education. So my question is do you guys know of any banks who are more lenient about the student's credit. Would it help to discuss my situation with the bank? Also NYS has another student loan called NYSHELP, does anyone have experience with that loan, do they expect your family's income level to be pretty low?
Student Loans with bad credit and no cosigner? Hi All I was traveling one time and didn't have a chance to really look at Financial matters - it lead to a very bad credit history. Adding to it I am very close to getting my permanent residency, only then I 'll be eligible to get Federal loans. I was wondering if there are banks or financial institutions which offer student loans to people with bad credit history and without a cosigner. thanks
student loans? bad credit? how can I do a student loan with bad credit and no co-signor? I have done FAFSA and been approved and a was granted an award for most of the tuition i just need a student loan on top of everything for bills, books, etc. does the school help u with that? I feel like I have been waiting forever for the financial aid office to aid me in anything!
Are there any good student loans out there for someone with bad credit? I am returning to school in the fall but am short a good amount of money. I need a loan to pay for the rest of the first year, but I have really bad credit due to poor judgment from a couple of years ago. Does anyone know of any places, programs, or banks that gives student loans to people with bad credit? Any help would be great!
Does bad credit affect getting university student loans? I have pretty bad credit, so i don't think i'd be able to take out a regular loan. My parents have already taken out loans in my name for school (with my permission), so I know my social security number has passed through the system before. Would my credit affect my ability to get another student loan? What about already having some out in my name? Thanks!
Bad Credit, Need Student Loans? I have bad credit now since i was taking to the police station by force for Overdose. Now i have my life turned around and want to go to college. I apllied at many places and now because of the hospital i have BAD CREDIT. Im in debt 14,000.00. To Cure me only cost 600. but the other 13,300.00 was the 4 day stay. I need some good student loans so i can go to college. and not federal loans that cover only 4,000.00 my total cost of school would be 67,000.00. Please help me out. Its an AS degree. i dont need communtiy college since they dont have the degree.
can bad credit still get student loans? i have bad credit... really bad credit! im young and unemployed and have no co - x however, i am and have been a pretty good full time student for a little more that two years. this is also about how old the last derog. on my credit is. anyways, i have just finished the jc gig and just got excepted to a pretty expensive university. besides the countless scholarships i have applied for, am i out luck in the student loan department? if i can get a loan where do i look? thanks!
Student loans for adult students with bad credit? Well, I'm in a two-year degree program at the local community college, but need to take out a student loan for a computer and books. I'm 20 years old, married, and unemployed at the time (seven and a half months pregnant). My husband is only 19, and hasn't been at his job for longer than three months (although he's been consistently employed for the past year and a half). Parents as cosigners is not an option- so any advice? Well, I got a grant, but it's simply not enough. Thanks for the suggestions- I'll definately check them out!
Student Loans, Bad credit, No cosigner. What do I do? Everytime I apply for a student loan I get denied. I don't have good credit and everyone else in my family has horrible credit, therefore a co-signer is out of the question. I have to work 3 jobs to pay for school which leaves me not much time to study and tired througout my classes, therefore resulting in 2.0-2.3 gpa every semester which means scholarships are out of the question too. On top of all that I have to pay out of state tuition. There is not a single college in my state that offers my major, Hospitality and Entertainment Management. Plus I hate living here and don't care for this state at all. I love my out of state school and the state its in. I thought about becoming a resident of the state to get in-state tuition but i would have to quit school for a year and work a full time job. I refuse to be in school for 6 or 7 years and I'm already a year behind and I started in 2004 and is still considered a Junior, so I won't do that. So r there any loans out there for 1 like me?
I'm a good tenant, but I have bad credit from student loans, but now I can't find a new place? I pay my rent on time, am quiet and respectful, and generally get along with everyone. However, I have bad credit from some student loans I defaulted on over 10 years ago which is still on my credit report. In addition to this, I rented for 3 years from a close family member who decided to suddenly sell the property(because her ex was claiming they bought it while they were still married or that's the story I found out later) . She had gone on about how it was her property 'paid in cash' all that time, so I'm thinking she didn't tell me until the last minute because she was embarrassed of lying about who really owned it. Anyway, I digress, I told her that my children and I needed time to find a new place but she started getting hostile and called the police. Who then removed us from the property even though I had a lease with this family member. I know it's unfair, but sadly these things happen all the time here. We had to move into a hotel and of course she wouldn't give me a reference because she was so angry when I stood up for myself and my kids. Now we are getting really cramped and tired of the situation so I want to move us to a new place. Even though I have a great reference from the manager of our hotel, it's not enough. I still can't find a new rental. What can I say on my rental applications that is honest but doesn't sound so unfortunate? LANDLORD: I received my loans when I was still married. My ex husband was also a student, therefore, as I was the 'primary caretaker' I received 85% of the loan load, and I had to pay that much back without child support. I would like to add that I worked 1 full time job and 2 part time jobs to pay off my student loans.. I am not dishonest and these loan defaults are very old. I learned my lesson and purposely did not get any sort of credit card or loan since. This is the kind of stereotyping that goes on with landlords. Such is life, I suppose.
Private student loans with bad credit and no-cosigner?? I am independent , working full-time , and went to the first year of college full time paid it out of my pocket, but stopped it for awhile , because the cost is way too much . I am entering my second year of Flight school., which is very expensive. I have Stafford loans but its not enough to cover all the cost. Does anyone know of any private lenders that deal with bad credit and no cosigners??
Student loans with bad credit? Got accepted to nursing school and my FAFSA score is pretty low. But I know that I will also have to get some student loans. My credit is not HORRIBLE but it's far from good. How does that work? Do they look at your credit when applying for student loans? Im a 34yo single mom if that matters.
bad credit student loan? please help i need some help...does anyone know of people who do student loans for bad credit????
Does anyone know of any private student loans for people with bad credit? I am trying to get a private student loan. I got one last year, with a cosigner, and now, using the same cosigner, they are denying me! They are saying that my cosigner is now "uncreditworthy." If anyone knows of a private, non-TERI loan for someone with bad credit, PLEASE LET ME KNOW! I already had to forfeit this quarter because I can't get any money!
Is it possible to get a student loan with bad credit and no cosigner? I am trying to get approved for a student loan with bad credit and without a cosigner. I had to drop 2 classes this semester because I couldn't pay for them. If you know of any banks that I could get approved at or any helpful information about getting approved for student loans that would be great. Thanks.
Bad credit student loans New-Brunswick Canada.? Is there any way to get a student loan if you have bad credit in New-Brunswick? I want to go to college but I would not be approved for a government loan since my ex bf screwed up my credit about 4 years ago. And I can't pay it off since I do not have 5000$ to give just like that. Any ideas? Serious answers only please. Thx.
what kind of student loans for bad credit? i am 20 years old. i have put off college since i graduated in 08. i am tired of working minimum wage jobs. i really want to attend college now, and as i was talking to my parents about it they tell me that they arent gonna pay for me to go. i dont qualify for fasfa because my parents make to much money. what kind of student loans can i apply for as for having poor credit?
bad credit student loans? I have pretty bad credit and I got accepted to a university and am having trouble getting student loans I already got some grants and filled out a fasfa and got money from that so I'm halfway there from that part (tuition) but need money for living expenses and can't work cause my school hours will very day to day. Does any one know any good place to get a loan for 40 grand? Also I don't have a co-signer with good credit eather
Student loans for people with bad credit? I am trying to enroll in College but I need to obtain a private student loan to afford it. I have bad credit and am having trouble getting approved by the lenders that I have applied to so far.
Do you know of a private student loans for people with bad credit? I am trying to get a private student loan. I got one last year, with a cosigner, and now, using the same cosigner, they are denying me! They are saying that my cosigner is now "uncreditworthy." If anyone knows of a private, non-TERI loan for someone with bad credit, PLEASE LET ME KNOW! I already had to forfeit this quarter because I can't get any money!
Need Student Loans with Bad Credit? I have very little credit and I cant get a loan for schoo besides the one tha the school will give me , most ask for co signer , but I still cant get a loan with one because my family all has bad credit. I need help is there any place that does student loans that will give some one with a bad credit to no credit a loan. I really love the school I am in. I dont like taking 7 class a week like community colleges do. Right now I pay 3500 ever 3 months for school. Its one class a month .
Does anyone know about a great student loans for people with bad credit? I am a college student with terrible credit. I really need help with a private loan that will help me with school and school supplies, i am almost finished and would hate to quit school because of this. I don't have a co-signer and I am loosing my mind on this terrible search. Any suggestions?
Where can I apply for a STUDENT loan with bad credit? I'm a 32-year old student in a major university. I'm living off of unemployment, but I don't think it will cover the whole time I'm at school. I have bad credit and I desperately need students loans for my last two semesters. Does anyone know where I can apply for a student loan for people with bad credit? Any help appreciated.
Bad Credit Student Loan , How can i get student loan? I am going back to school in the fall and I need a loan to cover the costs. I already have a federal loan, but it isn't enough to cover tuition and living. The only bad thing is that I have bad credit and keep getting turned down for loans. Is there anyway to get a student loan, other than federal, with bad credit?
How can you get a decent student loan with bad credit? I'm in college and need a good student loan to pay for books and supplies and help with my housing, but my credit is bad. There has to be something that I don't have to pay crazy amounts each month, and I get a good amount up front. help.
I am a college student w/bad credit and i need to get a loan for school? I have bad credit and my parents cant cosign a loan because they have bad credit too. I have nobody else who would cosign for me. I dont know what to do now because if i dont get a loan for college I cant go. All I need for the loan is $4500.00 for the whole year. I didnt any financial aid and i have maxed out the loans from the gov. I dont know what to do? If i can get a student loan with my credit who do i go through to get one?
Im a student w/ bad credit, but noone will co-sign a loan, where can I get a student loan with bad credit? I am a student with bad credit, well not enough good credit anyways, and I've already been denied a few loans without co-borrowers. I'm not sure where else to turn to finish the payments on my college. There is a hold on my student account because I owe the school money so I can't register for spring 2007 semester. No one will co-sign for me, either my parents are jerks and they just dont want to co-sign for me, or I have a sister and a few friends that say they just dont have the credit to co-sign and all I need is a loan for about $6,500.00 which really isn't much. Where could I find a loan that would allow me to sign without a co-borrower if I still have bad credit? I have bad credit, and I can't find a loan that I qualify for with bad credit. I also already filed my FASFA and got everything I could out of it but I still owe my school 3,000 before I can apply for next semester. Is there anything else I can do to get a loan without a cosigner? Because no one will cosign for me, or they also have bad credit. I'm not sure where else I could find a loan that I would be accepted to with bad credit and no cosigner.
Are there ways to get student loans, if you have bad credit? I'm wanting to go to school full time (right now i'm part time). I want to quit my job (that i desperatley hate) but I would need about $8000.00 to cover my bills for the next 7 months and that's about how much I would be losing by quitting. Any suggestions for someone with bad credit?
Student loans for people with bad bad credit?? My friend is about 8 classes away from finishing her degree at Devry and some how has exhausted financial aid and they are not very educated in their job position and are not helping her to find help. She does not have the money to pay and has bad credit. No cosigner either. Does anyone know where you can get student loans for bad credit? She has already done pell grant , perkins loans and all the standard financial aid loans. I hate to see her have to quit school with 8 more credits to go and have wasted all that money.
Student loans for bad credit and without a cosigner...? I need to find a good student loan company for students with bad credit. My parents are unable to cosign and I was an idiot and got "plastic happy" and racked up a couple thousand in debt and have a few thousand in medical bills from being very ill the past year. Whatare some good student loans I can get for bad credit? I start school in April and I do not think my Stafford will cover the entire portion per semester. It is a 15 month program and is about 5,000 a semster. Any info will be great! thanks
student loans and bad credit? how can my sister buy a house with student loans and not so good credit. she and her husband both work. can she get a mortgage loan? she hasn't even tried cuz she thinks she can't get one.
Student Loans for Bad Credit? Unfortunately, due to me being careless, I messed up my credit. I need help paying for school because my fin aid will not cover the full amount. I have credit cards, but my school does not accept credit cards as a form of payment for tuition. I also do not have a co-signer because I am on my own. I am considering calling my bank on campus to see if they can give me a loan for $1000, to cover the rest of tuition. Does anyone know if this is something banks usually do? Also, does anyone know of any other banks or companies( ex. Citi, Wachovia) who offer bad credit personal loans? PLEASE HELP!!!
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