Private College Student Loan

Student loans? I currently have two student loans in default. I already made arangements to pay my deferred loans and I have been paying them on time for the past three months. I would like to know can they still garnish my income tax although I am paying on the loans?

Student Loans? I owe my student loan $461. Do you think they will take my income tax?

student loans? I need to help my brother get his student loans out of default. How can I get a complete list of all of his loans? To start paying on them we need to consolidate them and make one monthly payment. How do I do this?

STUDENT LOANS!!!!!!!!!!!!!!!!!!!!!!!!? Ok, I am going to be a sophomore in college this year at the University of Tennessee. Tuition, along with room and board, and a meal plan, is going to be approx. 14,000 for the year (Aug-May). I don't qualify for federal aid, my parents make too much money, yet we can't pay for my schooling. I did get $5,500 in Stafford loans though. But even after that, I need about $8,000 in additional private student loans to cover the rest after my scholarship. I applied by myself and didn't get approved because I don't have any credit. My parents didnt get approved as cosigners, neither did my sisters (which got approved last year), or SEVEN other working people I tried. (a couple of which make $80k+ a year alone) I mean, really, what am I going to have to do to get an education? It shouldn't be this hard! And I know the economy sucks right now... but really?

How do student loans work, and what are my options for applying for graduate student loans? I want to apply for a Master's Program at Copenhagen University... but have no money! Where exactly do I start? I know very little about student loans in general, and especially little about them when studying internationally, especially at the graduate level. Do I need to talk to the University? How do direct to consumer loans work? Is it super difficult to get student loans?

Student loans have to start being paid off 6 months after you graduate. What if you continue to law school? I'm planning on going to law school after I graduate from a 4-year college. I'm just wondering if I'll have to start paying back my student loans after 4-year college, or after I graduate from law school? P.S. I'm just doing some preliminary checks on student loans in general, I'm a senior in high school and I'm just thinking ahead.

How do student loans affect a mortgage applicaton? I have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. I have no other debt. Do lenders view student loan debt differently due to the flexibility of the loans? Also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?

What Loan company will take over my federal student loans when the loans are in default? What Loan company will take over my federal student loans when the loans are in default so I can go back to school? My loans are government loans from Saillie Mae. I owe them under $5000. I heard about this company that will take over your school loans from them but I don't know the name of the company. I am at the point where I can't get a federal student loan until I pay this off.

What Loan company will take over my federal student loans when the loans are in forbearance? What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school? My loans are government loans from Saillie Mae. I owe them under $5000. I heard about this company that will take over your school loans from them but I don't know the name of the company.

How do student loans work? Once I start paying them back, do I have to pay back consistently? Like if I have $1000 now gathered from working as a student for 2 years, can I use that to pay some of the loan back? Or, is it that once I start paying back loans, I can't stop, and I must consistently pay them back every month? Also, do student loans have minimum sums we are allowed to pay every month? Like can it be that i'm only allowed to pay if i'm paying in a minimum sum of $800 or $1000? P.S. this is not for me, so its not like I can look over a contract or anything like that.

What does it mean when my student loans have a zero balance due to a claim? My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also have filed bankruptcy. What does all this mean? What claim paid my loans off? Did I or someone else get sued for the money?

Can student loan interest be used as a tax deduction if the loans are in deferment/forbearance? I know that student loan interest can be deducted. My student loans are all either in deferment or forbearance. I'm accruing interest on some of them, but I haven't actually paid any interest yet. Can I deduct the interest that accrued? Thanks!

What student loans will accept MMI as a school? I am looking for a private student loan, to pay for room and board and food, etc. But most student loan companies don't accept MMI (Motorcycle Mechanic Institute) as a school on their apps. Does anyone know of a student loan that does? Other then Sally Mae, they only do tuition type loans for my school now. Any help would be greatly appreciated. Thanks.

How to pay student loans you can not afford? I owe nearly 54000 in student loans and I have 2 children and work 50-60 hours a week making barely above minimum wage. They are currently in deferrment and I'm not paying anything on them now, but they've been deferred for almost 2 years now and I know you cannot continue to defer student loans forever. I know I will probably never be able to afford a student loan payment, as I can barely make ends meet as it is. What does one do in this situation?

Can student loans prevent you from leaving the US? If I am a US citizen with student loans (about 13k) will I be allowed to leave the States? I am planning on moving to another country for a period of time in order to get married to my fiancee. However, I intend to return to the States and pay the loans in any case.

Will student loans stop me from getting a home loan? I am about to gain a $13000 debt in student loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?

What is the definition of rehabilitation on student loans, and how does it work? Hi. I want to go back to college but I have to take care of student loans first. I was told that if your loans go into default, you have to contact the creditor handling the student loans and tell them you what to get into a rehabilitation program? What is rehabilitation and how does it work? I tried asking my loan officer from my old college about it and he wouldn't give me a straight answer. Please let me know. Thank you.

What is a good loan consolidation program for Federal and Private student loans? I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know of any good ones that you have heard of or used in the past, please leave a description or website so I can look into it. If you are a loan company, don't bother answering the question as I will mark it as Spam. Thanks.

How many times can you defer your student loans with the federal government? I just completed graduate school a few months ago and I consolidated my student loans from undergrad and grad school and it is time to start repayment on my student loans. How many times can you defer your student loans..I consolidated them with the extended payment plan which is 30 years?

What happens to the status of student loans if I transfer undergraduate schools? I just transferred undergraduate schools and still have some student loans from my previous school (Sallie Mae and Federal Direct loans). Is there some sort of clearing house that my new enrollment status will be sent to so that the loan agencies know that I haven't just stopped going to school (and thus cause my loan payments to become due)? Or must I obtain enrollment verification from my current school and send it to each loan agency myself?

What kind of loan can I get to consolidate private student loans? I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans it seems. I keep seeing ads for mortgage loans with low monthly payments-- is there something similar I could get for a personal loan? THANKS!

Is it possible to consolidate student loans that come from different banks? And how would I do that? I have undergrad student loans from one bank that I consolidated, and then graduate student loans from another bank. I am graduating in August and at that point I would like to have them all consolidated so I am not paying 3 different people each month.

What are some student loan consolidation companies for me to try? I have student loans I need to consolidate? My student loans are through Sallie Mae and they charge 100 dollars to get a forbearance on the loans so I need to consolidate with a different company.

How do they process your student loans when you almost at your borrowing limit? I have around $4500.00 left in student loans, and I have two semester left of college. In the fall, I am taking 15 hours, but in the spring I am only taking six. Will they offer the remaining of my loans for the fall semester, and I can use my pell grant for the spring or will they split the remaining loans between the two semesters?

What to do when you run out of student loans? I am on my last year of Grad school and I run out of student loans. I had the federal loans and a citi-assist loan but my school is telling me that I maxed out on the amount of loans I can get (the full cost of attendance). What can I do? I see there are private student loan option but some say maximum is total cost of attendance... this means I am ineligible? what are my options?

Is it better to pay off student loans quickly? I'm graduating this June and I'm going to have about 30,000 canadian in student loans. I want to pay off my loans as quickly as I can even if it means sharing a room with someone. I'm planning to take at least 50% of my pay check to go into loans. So maybe around 900 a month, which allows me to pay off my loans in about 3 years. I'm normally a saver anyway and I can live cheaply. I would have just enough money left over for rent and living expenses. My rent would only be about 400 dollars. Plus, I have savings right now that would work as my emergency fund. Do you guys think that it's a good idea and is it worth it financially? My thought is that it would save me on interest even though it would be hard for a few years, but I will be much better off in the long run. Any suggestions?

Financial responsibility for student loans made before marriage? Say you had $100,000 in debt from federal direct student loans. You account is current but it is current because you have been given a deferment that is set to expire in a year. During that time, you get married. When your student loan deferment expires, you are unable to pay & you default on your loans for some reason. Would they be able to come after your spouse for the amount you owe, even though you were not married when you signed the promissary note nor were you married when the account went into repayment or you requested the deferment that was granted?

How to get rid of student loans before they really start accumulating? I am a college sophomore attending a state school but even so I have already accumulated thousands in student loan debt. I worked 60+ hours a week last summer and that money won't even last to cover half this year's rent and utilities! I am trying to cut back spending but really all I buy are groceries and the occasional movie ticket. I don't even have any transportation costs because the bus is free for students. I have been unable to find part-time work that fits around my schedule because I need to take a lot of credits or I'm not going to graduate in time which would mean taking out even more loans. I applied for every scholarship I could get a hold of but didn't get a penny, and my financial aid is absolutely pathetic because my family is in that awful limbo where their tax returns show too much income to get decent aid but too little to actually contribute anything. I am 19 years old, and I am scared out of my mind that I am digging a hole I'm never going to get out of. HELP!!

Will deferring student loans affect my credit? I am planning to go to law school in the fall and want to stop paying my student loans to save up some money. Would getting a deferment/forbearance affect my credit and/or ability to get future student loans?

How do student loans for college work? Is there such a thing as a student loan that you wont have to pay until your job starts? Are there better options to student loans?

I want to consolidate my student loans that are taken over by a creditor and start making payments? I had two student loans each about 2,500 dollars each. I have been out of work for 5 years raising my duaghter and haven't been able to afford any kind of payments on the loans. Since then a creditor has taken over. I now owe 8,000 to them. Is there any student loan companies that will take it over and I can make payments to them at a low interest rate. I am now working and would like to start paying on my loans. Thanks

Is it possible to transfer private student loans into a federal student loan? I have about 50,000 in private student loans and it todays economic environment, no one will consolidate or refinance my loans. I was wondering if its possible to "roll them over" into a federal student loan. Any help is appreciated!

Are there any student loans that include the cost of paying off a car? I need to buy a new car, but I'm also planning on going to law school in Sep of 09. I'm planning on buying a modest entry level car for around 17-19km and planning to put 5000 down. However, when I go to school I wont be working and will still have payments. My question is, are there student loans available that could include the cost of paying off the remaining balance of the car at the time?

Can I get student loans even though i be 17 when i start college? Can I get student loans even though i be 17 when i start college?

How can a student with several loans get approved for a home loan? I am currently a student with several student loans out in my name. I have a good credit score but am only able to work part time due to school. I make enough money to cover monthly rent with my boyfriend. We want to get into a house but I fear my loans and low income will make it difficult if not impossible for us.

can you get graduate student loans with home foreclosure on your credit report? I know that you can get federal student subsidized and nonsubsidized loan, but these non-credit based loans only goes up to $20,000. The school I want to go to cost $60K. Are there any other types of loans out there available to grad students with bad credit? My FICO score now is 445.

What are some good companies to get private student loans? I am in the process of looking for a private student loan to help cover the cost of living and being a student. I'm probably going to apply for an Astrive Student Loan. Are there any other good companies where you don't need tons of credit? Or do you know anything about the Astrive loans? Thanks.

Is it possible to transfer student loans to a different school? I've become rather upset at the school I am currently at. I am looking to change schools very soon if possible. Does anyone know if student loans to another school as long as the new school is accredited? Or do I have to reapply for loans?Can you even transfer to another school that isn't accredited but is the same course material? I love mistyping. That should have asked whether anyone knows whether the loans can be transfered.

How much student loans could I get? I'll be moving away from my parents to another province, they have high income but can't pay for me because they're in debt, and I hear that they just assume parents will be paying for dependant students? How much approx could I get in student loans?

How do I pay for textbooks with student loans? I have recently accepted student loans. I am a transfer student( from community college to a state school). I have never taken out loans and I was just wondering how do I pay for textbooks? Do I give them my ID at the bookstore? Do I have to use my own money for the textbooks? I am confused. Anyone that knows please answer. I just called the financial office, and have been on hold for 54 minutes. I gave up. Thanks guys.

When do student loans begin accumulating interest? I'm going to be starting grad school in the next year and have no experience with the student loans I'll probably end up taking out. I've searched for details via several student loan websites, and perhaps no one mentions it because it's taken for granted that interest accumulates immediately, but are there any loans available that begin accruing their interest after the student graduates school? Or is this "pay six months after you graduate" just a phenomenon with when the required payments begin? If there are loans that do not accrue interest during school, do they have fines for early payment? Thanks for your help answering (probably obvious) questions for a student-loan newbie!

If I transfer government student loans to a private loan business, can I still write off interest on taxes? I currently have salliemae Federal student loans at 6.8%. I have an opportunity to take out a loan somewhere else for 2.7 % and pay off the higher interest rate loans. But will I still be able to write off the interest from this new loan as I do with my current student loans?

What types of student loans can a person get that allow you to use them how you see fit? I am a returning undergraduate student at a tribal college in central Montana. Anyone who has lived in or visited Montana knows that transportation is extremely important. I would like to know the best places to review for student loans which allow a person to spend the money freely and without the cash going to the school first. I am aware of the isues involved in repayment and debt problems of students nationwide. I just really need to have my car up and running again. Apparently I was misunderstood so I will clarify. This would not be for debt consolidation, nor would it be used to purchase a car. It's use would be to replace the engine in my car because it's on it's last leg. I have parked it due to the knocking in the engine. People have told me that it's the rods so the engine must either be rebuilt (this process is risky and there is no guarantee that it will fix the problem), get a used engine from a junkyard, (very risky with little to no guarantee that it will last), have the dealership put in a new engine (comes with a waranty and guantees that the car will last me for quite sometime) or purchase a new car (I have already spent alot of money to buy this one and I know what's wrong with it. This option is out of the question.) I hope that this makes my question more clear.

Should I pay off student loans or start a retirement account? I just graduated from college and will start to have to pay student loans within the next 5 months (about $13k) . I am also very interested in starting out a retirement account soon. I have been told that I can open an IRA for as little as $50 a month. Should I start to pay off the debt or start a retirement account? What is the best place to invest? I am 23 years old.

What are the best student loans to get prior to joining the Peace Corps? I am going to begin college soon & I will be financing it through student loans. I am attending college with plans of joining the Peace Corps. Any help on this subject would be great.

What are the best ways to get student loans with a decent interest rate? I have been in community college for the first 2 years of my schooling so I have not had to take out any student loans yet. I have been applying for loans for this next semester and I have been getting really high interest rates. Some are over 15% which I feel is riduculous. I am 21 years old with good credit and I have used my parents as co-borrowers when applying. They do not have great credit and my dad makes too much money for me to get any government help, but they don't pay for anything. Where should I go for lower interest rate on loans? Also, what is a good amount to take out if I decide not to work next semester? Thanks! My parents are married so any information I use goes for both parents.

How can I get around my husbands student loans? Ok heres the thing, I want to go to college. I had a child in highschool so never applied then. I married & now that the kids are older (12, 10, 9) I want to go back to school. Every time I apply for aid I get turned down because of outstanding student loans. I have called them and they are my husbands not mine. They told me that I married him, hence I also married the outstanding loan. I know we are married but its not my fault he never paid the loan back once he was out of school. Its a 40,000.00 dollar loan and its just not in the butget right now to make 250.00 monthly pmts, which is what they want. All we can afford is about 50.00 a month, which will take a lifetime to pay back to 0.00. Is there any way aroun his student loan besides divorce?

If I already have student loans, what is the best way to get additional money for school and living expenses? I am a full time student and college athlete. I have an athletic scholarship, so my tuition is payed for. However, I need some extra money for my living expenses while in school. I have received a small student loan, but it is not enough. I don't have time for a part time job because of my practice and game schedules. How can I get additional loans, and where should I apply?

Can I put my student loans on a credit card and then declare bankruptcy? I'm swamped in debt, but have good credit and lots of it. I was thinking about putting my student loans on my credit card (using those handy, low interest checks I get in the mail) and then declaring chapter 7 bankruptcy. Will this work? It seems like a great plan to me. I know it will be on my record for 10 years, but I don't care about that. I'd rather be out of debt completely and then move to another country and start over. Has anyone gotten out of their student loan debt this way?

How do I get student loans for college? I'm completely and 100% clueless on how to get student loans for college. I'm already enrolled. The first 2 years have been out of pocket, but now I'm going to need student loans to pay the rest. How on earth do I do that?

Is interest paid on student loans tax deductible? I have about $120K in student loans right now that I am paying off. I paid about $7500 in interest in 2006 on those loans. My loan provider sends me a form stating this for tax purposes. Is it tax deductible?

How do student loans work, and what are my options for applying for graduate student loans? I want to apply for a Master's Program at Copenhagen University... but have no money! Where exactly do I start? I know very little about student loans in general, and especially little about them when studying internationally, especially at the graduate level. Do I need to talk to the University? How do direct to consumer loans work? Is it super difficult to get student loans?

What Loan company will take over my federal student loans when the loans are in forbearance? What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school? My loans are government loans from Saillie Mae. I owe them under $5000. I heard about this company that will take over your school loans from them but I don't know the name of the company.

What does it mean when my student loans have a zero balance due to a claim? My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also have filed bankruptcy. What does all this mean? What claim paid my loans off? Did I or someone else get sued for the money?

How do study grants, scholarship and student loans work? I would like to do my Masters overseas next year. I've read in some of the (potential) schools' websites that they offer things like student grants, scholarships and student loans. What are these exactly and how do they work? Which one is the best option?

Who has to repay student loans if the student is deceased? I am making out my last will and testament and was curious about who becomes responsible for my student loans? Or my auto loan for that matter? Anyone know?

Can student loans be written off in a bankruptcy? I am filing for bankruptcy and have student loans. Are they going to be taken care of through the bankruptcy?

My student loans where in default, but are currently defferred can i still get loans out? I am a student once again, after i consolidated my loans my loans where in good standing, but i am not sure if its a problem because they where in default at one point. Can i still borrow?

How to pay student loans in a quick way and save money? Does anyone know of a quick you to pay student loans? The amount of the loan is $20,000. The interest rate is 6.50%. The monthly payment is $200. Any suggestions please?

How can I get my student loans forgiven? Specifically, what are the jobs or programs which can possibly forgive my student loans, such as teaching in certain districts or military service?

What is the best rate to cosolidate the student loans? I graduated in May and still in 6 months grace period for my student loan. I would like to know what is the best rate (APR) to consolidate all my student loans.

What to do if your student loans go into default? Is there any kind of way to get out of default with student loans, i can make siggnificant payments but the loan company is not working with me. Would it be a good idea to take out a personal loan to pay them off? Suggestions please?

How many kinds of federal student loans are there? How many kinds of federal student loans are there besides Perkins, Stafford and PLUS Loans? When do you apply for the loans?

I need student loans for students studying internationally. What are some good ones? I'm applying to grad school in London. I've heard that I need to apply to FAFSA to get any sort of loan from private institutions as well? I've done some research and it appears that some loans are only good for studying in the United States and that there are specifc loans for students who are going abroad. Is this generally the rule? Also, are there international loans through FAFSA? I MUST get this figured out so that I can get my student visa! Please help! :) Thanks!

Question about Tax Returns. Can I use my Student Loans for a Tax Credit. How does that work? In my Student Loan accounts it says that I will be able to use a reportable tax interest form 1098E. Does that mean I can use my loan repayments as a tax credit or deductible? By the way, My loans are currently on Forbearance.

Why dont they give students a break on paying back student loans? All these tax breaks and money given to banks with bad judgment calls. Why don't they give us students a break on paying back student loans. Because of the student loans. I will never be able to afford a house.

How do student loans affect a mortgage application? I have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. I have no other debt. Do lenders view student loan debt differently due to the flexibility of the loans? Also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?

Can a student from Ontario get student loans to go to university in Quebec? I am graduating this spring from high-school and plan on going to Concordia or McGill this coming September. I am wondering if it is possible for a person from Ontario to get student loans to go to school in Quebec. I plan on moving there and living on campus.

How many times can you defer your student loans with the federal government? I just completed graduate school a few months ago and I consolidated my student loans from undergrad and grad school and it is time to start repayment on my student loans. How many times can you defer your student loans..I consolidated them with the extended payment plan which is 30 years?

What do i do with student loans once i graduate? I am graduating in a month and need to know when i have to start paying my student loans? I heard that i am supposed to consolidate my loans into one loan.. Is this true? Has anyone ever done this?

What is the best bank to consolidate student loans with? Hello. I am a recent law school grad with 120k of student loans (both private and federal) and I'd like to find out a way to consolidate my loans and hopefully lock in a lower interest and payment rate. Does anyone have any good advice on which bank to chose and how to go about consolidating? thanks!

How to get student loans for the disabled? I am disabled and am wanting to go back to college online how and if do i get a student loan for the disabled have already applied to college and filled out fafsa are there any loans just for the disabled out there?

What Loan company will take over my federal student loans when the loans are in default? What Loan company will take over my federal student loans when the loans are in default so I can go back to school? My loans are government loans from Saillie Mae. I owe them under $5000. I heard about this company that will take over your school loans from them but I don't know the name of the company.

How do student loans affect a mortgage applicaton? I have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. I have no other debt. Do lenders view student loan debt differently due to the flexibility of the loans? Also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?

What student loans will accept MMI as a school? I am looking for a private student loan, to pay for room and board and food, etc. But most student loan companies don't accept MMI (Motorcycle Mechanic Institute) as a school on their apps. Does anyone know of a student loan that does? Other then Sally Mae, they only do tuition type loans for my school now. Any help would be greatly appreciated. Thanks.

How can I find out how many private student loans I have taken out? It's about that time for me to start paying back my loans! I'm not at home (michigan) where all of my info and records are- and frankly it might not all be in one spot. I need to know if there is a number I can call to see how many private (ex: discover, or education one) student loans I have taken out in the past 4 years... Any ideas? THANKS!

How do I get enough money in student loans to cover my mortgage payment while I am in school? I am trying to find alternative student loans to finish my college education. I am receiving enough money in stafford loans to cover my tuition, however I need more to cover my mortgage payment so I can continue school full time for 1 year. Every company I talk to says I can only borrow 60% of the tuition costs for other expenses. I need much more than that. Anyone have any other ideas?

Can I get student loans to go back to school after earning a Bachelors of Science? I earned a Bachelors of Science in Computer Science on May 5, 2006.. three years ago. all of my student loans are currently in default, because nobody is hiring. can i get student loans/financial aid to go to some type of graduate school even though my current loans are in default? if i do, will that keep collectors from garnishing my wages?

Can delinquient student loans be consolidated with credit consolidators? Or anything of the sort. I'm trying to pay off old student loans but there are a lot of them. How can I make it easier to make just one monthly payment? Thanks.

Are there any good student loans out there for someone with bad credit? I am returning to school in the fall but am short a good amount of money. I need a loan to pay for the rest of the first year, but I have really bad credit due to poor judgment from a couple of years ago. Does anyone know of any places, programs, or banks that gives student loans to people with bad credit? Any help would be great!

How can I defer student loans while in military? I just joined the NAVY& I want to defer my student loans until I'm at least finished with "a" school. I have federal as well as state loans. Do I need to contact my school or fafsa?