Private College Student Loan
Federal Direct Loans Knowledge Base
Does Federal Direct Loans (FAFSA) also provide funds for housing and travel for medical school? I am planning to go to medical school during the fall of 2012, but I have no idea how I will be able to get funds to pay for my housing and car expenses. I was wondering if the Federal Direct loans offer funds outside of tuition.
What happens if I don't use all of the Federal Direct Loans that I had accepted? For example, I had accepted $44,000 in Federal Direct loans but I only use $38,000 of to pay my tuition. What happens to the rest of the money? Do they send me a check which I can use for anything such as buy a car or for personal use?
can a federal direct loans stop me from joining a new collage? I was academically relieved from collage for some bad reason. So can this hinder me from joining a new one and i also owe a lot of money from federal direct loans and my grades don't look so great also
How Direct Federal Loans get disbursed? I'm confused about the disbursement of the William Ford Direct Federal Loan. If the maximum to get is $5,500 for a subsidized loan is that for the whole year or just per semester? So if I received the $5,500 in the fall does that mean I shouldn't expect any money for the Spring semester? Thanks! =)
Are Ford Federal Direct Loans considered part of Adjusted Gross Income? I have subsidized and unsubsidized. Part of the loans go toward tuition, other part goes toward living expenses. Which part(s) of this counts as AGI? Any?
Do I want to consolidate my Federal Perkins loan with my Federal Direct Stafford Loans? For those of you who are consolidating, you know that the Federal Stafford Loan interested rate as of July 1, 2006 will be 6.80% and the current interest rate for this loan type is 4.7% variable. I am wondering if I should consolidate my Federal Perkins loan even though the interest rate is 5.0% fixed. I am not interested in the Loan Forgiveness stuff that comes with the Perkins loan. I just want to know whether or not to consolidate the Perkins Loan for a lower interest rate on it. Or will I get a higher interest rate on it since only the Federal Direct Stafford/Ford Loans are experiencing an increase in the interest rate. Prompt responses very appreciated! I have until June 30, 2006 to consolidate!!!
Is it better to accept direct Federal student loans or ones offered through my University? Also, what'd be the difference between a direct loan and any other loan?
Is the interest on Federal Direct loans monthly or yearly? That is really f u c k e d up why do they do this to me.
How does federal direct loans work.? Do they send a check so we can buy books and other supplies, or do they go straight to the university?
On Federal Direct Unsubsidized Loans, how do you select a payment option? I know I for sure want to pay the interest quarterly on my federal unsub loan... when do i set up this option? is it through the financial aid office at my college?
Does anyone know if direct federal loans used for graduate education can be used in part for textbooks? I bet the answer is no, but I had to ask anyhow.
Federal Direct Subsidized Loans - How much do I have to pay? I got some subsidized loans from my college and was wondering how much I would have to pay back when I graduate. For example: If I borrowed $1,000 in subsidized loans, did not pay it back until right after I graduate, how much would I have to pay? It would be just $1,000, right? Since the government is covering the interest till I graduate?
question about federal direct loans? I just went online and applied for a federal direct student loan. The financial aid office told me they are not based on credit. Is this true? How do I know if I qualify? how does it work? I submitted the entrance counselling and the promisory note online a few minutes ago.
Would it be a good idea to consolidate my private school loans over to my Federal Direct school loans? That way if I fall on tough times it can all be under the income based repayment plan?
what are the pros and cons of loan consolidation for federal direct loans and federal perkins loans? should i consolidate my perkins and direct loan together?
Federal direct student loans- outstanding interest balance? Does anyone know about outstanding interest on student loans? Can I pay them while I am still in school and will it make a difference later on when I am in repayment? Thanks.
Can I get a Federal Direct Loan or a Federal Stafford Loan if I have a credit Card? I am 18 years old. I have a job, but would like to get a credit card in case there is an emergency with my car. Is it possible for me in the state of New Jersey to get a federal direct loan or a federal Stafford loan for college if I have credit card debt? I herd somewhere its impossible, but cant find anything. Please post where you got your information. Thank you!
Federal Direct Plus Loans? My financial aid account says that I have the Federal Direct Plus Loans, however when i click on the link it says this, "Your loan application was certified and submitted to the direct loan servicer" does this mean my mothers credit was approved and we have the loan?
Can I put private education loans in my federal consolidation loan? I was just called by Sally Mae; the very rude collection agent was demanding that I make payment immediately for my loan that is 60 days overdue. I am currently doing the paperwork for a William D. Ford Federal Direct Loan to consolidate all of my student loans together. The agent told me that would not take care of this loan because it is a private student loan not a federal. Is this true? What options do I have if any to get all of my loans consolidated together?
What does Federal Direct Loan Unsubsidized? Some College I got accepted into is just giving me a federal direct loan-unsubsidized of $5500. So what can I do with that? How long could I take before I pay it back? Also I heard u could potientally keep all of it if u pay the tuition urself? And the $5500 is on a non-need base. So basically can anyone tell me everything I should know about this non-need base loan?
What's the difference between these Federal Student Loans? Federal Stafford loan and Federal Direct loan? Are they the same? Ohh and I already know the dfference between subsidized and unsubsidized, so no need to explain. Thanks for any help!
What is the grace period situation with Direct Loans? I have a Federal Direct Loan from college and I'm graduating with my BA in psychology in August, but may have to wait a year before I get into graduate school, since I'm not really sure about online grad school. Since I may be out of school for longer than the six month grace period in between, would I have to start repaying my loan before and during the time I'm in grad school? I don't really know how any of this works, but I'm a bit worried. Any information would be appreciated. Thanks.
Is consolidating my federal student loans with Direct Loan Servicing my best option? Do they have the best rate? After all, THEY ARE the government, whom regulates rates, correct?
What repayment plan for student Federal Direct Loan should I elect? I have about 20,000 in loans to begin repaying the beginning of next year. I will have an income of $60,000 starting in July and will more than likely move up to the next tax bracket within 10 years. What would be the most beneficial repayment plan for tax purposes?
How/where do I apply for a federal direct loan for college? I went to the website and all they had was information about the loans and such.
I'm trying to set up to pay my student loans (federal direct) online. They want a phone number for my bank. My bank is PNC. Do I just give them the number for my local branch?
Can you get a federal direct loan if you've gone over your maximum time frame? I was denied financial aid because of my maximum time frame (92 credits). But need two more classes to finish before I transfer to another university and was wondering if I can apply for a federal direct loan to pay for those classes. Also I have tried applying for a private student loan and was denied cause of my limited credit history so a federal direct loan is my only option. Please and Thank You
Loans from Williiam Ford, Federal Direct Loans help? I've received a letter from the William D Ford Direct Loans stating that I can have $5,000...as an undergraduate freshman. My parents aren't taking out a PLUS loan, I have to take out $10,000 to cover Savannah College of Art and Design's tuition for one year (and Im living at home.) I've been trying to contact the loan center and have yet to receive anything from them. And it seems like I receive more answers on this site than anywhere else anyway. So if anybody has gone through anyhting similar.......
I am a graduate student. If I am over awarded, do I need to pay back federal direct loan right away.? I am a graduate student. I received federal loan at the begining of the semester and then I received fellowships which make the total aid more than cost of attendance. Do I need to pay back direct loan amount I received in this semester right away.
federal direct loans? Wat student loans are better to work with
How often can I get a federal direct loan for college? I started school Jan 2010..I had a pell grant and direct unsub loan..I finished in September..but will be starting college again next month..I am full time and use some of the loan to live off while I do college full time, I am not sure when a new year starts? Can I apply for one every year?
How and when do I get money from my federal student loans? I took out a Federal Direct Student Subsidized Loan, Federal Direct Student Unsubsidized Loan, and the Federal Perkins Loan. I want to use the leftover money (the money not being used to pay for tuition and room and board) for books. When would I get that? Does the school give me a check or something? That's what I heard they do...
What is the major difference between Fed Direct Student Loans and Sallie Mae or Nelnet? I am pursuing a graduate degree and the student loan landscape has changed quite a bit since undergrad. I had nelnet loans for undergrad and a small sallie mae loan, but it appears the dept of ed issues direct loans now? please advise because i am uncertain which is the best option and the major difference.
Can a family member pay your federal direct subsidized and unsubsidized student loans? If so, how? I have not been able to find information on this.
How much can I borrow with a federal direct loan? I am currently an LPN and am going to return to school for my RN. I have 60 or 70 credit hours at this time and am independent status. How much can I borrow? The table on the website is a bit confusing... I am not exactly a second year undergraduate.
I want to take out a federal direct loan through my school it looks like my credit score pretty much sucks? I have a 530, will I still be able to take it out. I really want to go go back to school and get a degree in a good field. What should I do if I get rejected? Will I get rejected?
What is the difference between a Federal Direct Unsubsidized loan and a Federal Direct Subsidized loan? Also what is a Federal Direct PLUS loan?
William d Ford Federal Direct Loan Program? Has any been sued by the William D Ford Federal Direct Loan Program? Can they take your house or assets if you are behind on your student loans?
How long does it usually take to get a federal direct loan? I applied in April. They still don't have an answer, and it's really crucial right now.
Will my Federal Direct Plus Loan get denied? My school offered me $19,206 in Federal Direct Plus Loans, but now they're saying they need to check my parents credit score. My parents have pretty bad credit, and we don't have a lot of money. Will my loan get denied?
How can I pay back A federal direct loan-unsubsidized? I know that there are repayment options for this kind of loan and repayment periods, but can't I start paying them back anytime I want? I have a $1,000 unsubsidized loan with interest that accrues while I'm in school. I want to start paying this one back as soon as possible. Please help. -Thanks!
What is a federal direct stafford loan? I'm applying for financial aid and looking over my report it says $1750 Federal Direct Stafford Loan and $3000 Fed Direct Unsub Stafford Loan. Both of these are to be paid back, right?
How good of credit do you have to have to receive approval on a federal direct plus loan? If my parents wanted to take out a federal direct plus loan, what are the chances of approval if there credit is not good but not horrible either with a credit score between 630-640 and prior bankruptcies.
What is Federal Subsidized & Unsubsidized Direct Loan? Hey there. Can anyone help me understand what is Federal Subsidized Direct Loan & Federal Unsubsidized Direct Loan? Thanks in advance! It'll be a great help. Appreciate it much. ^_^! Take Care.
Federal Direct Subsidized Loans..are they good, ok? So, I didnt get a high enough G.P.A. for my junior year in college and was offered the Federal Direct Subsidized Loan for $5,500. I tried getting info on it but nothing different from what my school website said and that isnt enough to reassure me I'm not getting into anything I'll regret during college or afterwards w paying it off. I wana hear from those who have accepted this loan and how its working out for you. Are you still paying for it? How much, how often? Regret it? I know the amount and etc is different so yea, please detail...there is no way I can get $5,500 on my own but I wana have a general idea of what/how it is. THANK you so much guys :)
Thinking to refinance my federal student loans. What would be the process like? I'm trying to combine my federal direct and PLUS loans? How hard will it be?
Where can I go to see my Federal Direct Loan balance? Is there a website that I can go to where I can see the exact amount I owe?
What are the differences between the Federal Direct Subsidized, Unsubsidized and Graduate PLUS loans? I was offered all three by UT-Austin's financial aid department but I'm totally new to this whole financial aid business. Can someone explain it to me?
When is the Federal Direct Loan application deadline? Does it vary by school (this is for UC Berkeley)? I can't find this anywhere.
How to release funds from my Federal Direct Unsub Loan for school?? I got a Federal Direct Unsub Loan for college around the end of july and i got aprove for 3500 and accepted it, but the problem is that my school balance is still same and the school knows about the loan. So my question is do have to go to some web site and tell them to release the money?? The billis due monday Yea i did all of that, so does the money automatically goes to the school without me doing anything else?
What is the difference between a Federal Direct PLUS Loan, and a PLUS loan from a different lender...??? What is the difference between a Federal Direct PLUS Loan, and a PLUS Loan offered by an alternate lender (a bank for example, like Chase)
How do i register for a federal direct subsidzed stafford loan? I recieved a federal direct subsidzed stafford loan for my financial aid package. Is the lender the gov't? Or do I have to pick a bank to borrow from?
When federal loans aren't enough? I am going to be attending a university in the fall and just learned that the federal direct loans have a limit determined by the school. I get only one other financial aid (Bright Futures) and the amount they gave me doesn't cover all of my fees overall. What can I do to get more loans?
How long does it take to know if you were approved for a federal direct plus loan? I applied for a federal parent plus loan about 2 weeks ago and i leave for school in 10 days..when will i know if i received this loan?
Can you consolidate private loans, like sallie mae, with the new Direct Loan or FFEL programs? I graduated in 2008 and havent even begun to pay back my federal loans, as I am working on paying my Private loans. Does anyone know if you can consolidate private loans under the new Direct Loan of FFEL programs? Are there any options under the new IBR program with the healthcare law that will help me pay these private loans?? TIA!
Is there any way to consolidate federal student loans with a private student loan before the july 1 deadline? I have 3 student loans through the federal gov't (perkins, federal direct and a "GATE" - AES loan). I also have a small private student loan through citibank. I want to consolidate all 4 by the July 1 deadline but no one will combine private and federal. I get ads in the but they all seem like scams to me. Any financial experts have any ideas?
What is a federal sub direct loan 6? I just checked on my financial aid status and it said i was approved for a federal PELL grant of $2,775 and a federal sub direct loan 6 of $1,516 what type of loan is this and when would I be expected to pay it back, i'm going to talk with the people at the financial aid office tomorrow but I figured I would find out even before then by checking yahoo answers first. also what about interest?
Can I take out an UNsubsidized federal direct Stafford loan midway through the school year? I will probably be taking out a Subsidized Direct Stafford loan for this semester, however, to keep interest under control, is it possible to take out an Unsubsidized loan midway through the year to pay for the second semester so that I will not accumulate interest for those 5 months?
When do federal direct parent plus loan disburse for the spring semester? i receive a federal direct parent plus subsidized loan to help pay for college and for the first semester i didnt receive money for books until a few days into classes. im wondering if anyone knows the average time id receive this money. i start classes on jan 10th by the way.
Is it good to get a federal direct subsidized loan my...? I will be starting college this fall (freshman year) My financial aid covers everything and aside from that i got offered work study for $4,500 my first year. I was wondering if getting a federal direct subsidized loan would be a good thing for me my first year????? I don't want to fall into debt too quick...especially being underage (17) starting college. What should i do?????? Thank you for your inputs ☺
do you have to take out federal student loans? ie - federal perkins loan, federal direct sub/unsub loan. What are they? Please explain.
If the federal direct loan program bought all my student loans, are they automatically consolidated? I had all my loans through BancFirst but I got letters saying that the federal loan program has bought all my loans. Does this mean they are automatically consolidated since the federal program now holds them all or do I need to have them consolidated still? The letters had my total combined loan amount on them.
where can i find federal direct loans disbursement dates? I asked my school but they don't know they said it takes up to 14 days
For students who get their student loans from federal direct loans what do they disbursed funds to your school? im still waiting on my loans to disbursed to my school it was suppose to come last tuesday but it still not here i called the school they said that everything is ok there is nothing missing on my file all the paper work is done but they don't know the exact date/day it will be posted to my account does anyone know where i can find that out i tried their website but i got nothing
Is there a standard Federal Direct Loan disbursement schedule? I am trying to find out what the disbursement dates are for my Federal Direct Loans but my college website doesn't have that information. Also, their financial aid department is impossible to get to on the phone. Is there a website where I can check that schedule?
Do I want to consolidate my Federal Perkins loan with my Federal Direct Stafford Loans? For those of you who are consolidating, you know that the Federal Stafford Loan interested rate as of July 1, 2006 will be 6.80% and the current interest rate for this loan type is 4.7% variable. I am wondering if I should consolidate my Federal Perkins loan even though the interest rate is 5.0% fixed. I am not interested in the Loan Forgiveness stuff that comes with the Perkins loan. I just want to know whether or not to consolidate the Perkins Loan for a lower interest rate on it. Or will I get a higher interest rate on it since only the Federal Direct Stafford/Ford Loans are experiencing an increase in the interest rate. Prompt responses very appreciated! I have until June 30, 2006 to consolidate!!!
Financial Aid : Federal direct subsidizing loan vs perkins loan?!? I'm heading into college soon and i have to borrow some loans. I would really really like to know what's the different between federal direct subsidized loan and federal perkins loan . What are the advantages/disadvantages to each. And which do you guys recommend? Thanks ahead
If i work Direct Loans as a Customer Service rep.... will i get a discount of my Federal Student Loans?!?!? will i get a discount of my Federal Student Loans?!?! I know other companies give discounts for their employees... do you think Direct Loans would? What do you think?
Is the federal direct loan plus compounded annually? are you serious?? 7.9% interest compounded monthly is a crazy amount of interest...
Help with financial aid? Federal direct unsubsidized loan? I got a partial scholarship to school & my parents covered the rest. I was awarded the Federal Direct Unsubsidized loan & it would help me out a lot with other bills for my apartment & such. I start school on Monday & I was just wondering if I have to accept it before hand because I haven't. Does it void after school starts or can I still accept it at any point?
I was offered a ford federal grad plus direct loan, I accepted the award from my school, was I approved? I was offered the full amount of the loan, I accepted it via the financial aid website at my school, does this mean I was approved (for the ford federal grad plus direct loan?) If you are offered an award does this mean you were already approved or still have to be?
Is the federal direct subsidized loan the same as the stafford loan? are they the same thing? or different?
How good does you're credit have to be to be approved for a Federal Direct PLUS Loan? I am wondering if my parents will be approved.
Can I withdraw an online federal direct student loan consolidation application.? I filled out an online federal student loan consolidation application, and decided against going that route. I filled out the application and promissory note on Friday. Will the DOE allow me to withdraw the application on Monday? The site: https://loanconsolidation.ed.gov/appentry/appindex.html
What is the difference between a federal Perkins loan and a subsidized direct loan? So I recieved my Financial aid reward for college and was offered a perkins loan and a subsidized direct loan. My question is what is the difference and If I were to choose only one which one would be better. both are of the same amount.
College tuition is due August 22, and the Federal Direct Loan App. takes 3 weeks to process. Alternatives? College tuition is due August 22, and the Federal Direct Loan App. takes 3 weeks to process. Alternatives? I don't have enough to cover the whole entire payment which is due. What should I do?
Do all eligible federal student loans have to be included when you consolidate? I consolidated my undergraduate federal student loans a while back fixed @ 3.25%. I now have two seperate graduate student loans (also federal) that I would like to consolidate at a fixed rate so I can pay them off more easily. My undergraduate loan is a higher amount than my graduate loans combined and at a very favorable interest rate. Can I consolidate only my two new loans without including my low interest loan? I would not go through a private company, but rather through "Direct Loans." Having a singe payment is not my priority, I am looking for a fixed interest rate (preferably the lowest possible).
Can I start paying off my federal direct subsidized student loan? I can manage to pay off some of my loan even though I'm still in school...am I allowed to do this? Will it have an affect on me getting the same type of loan in the future? Anything else I should be aware of?
which loan is better the Federal Direct Subsidized Loan to meet need or the Federal Perkins Loan? these are the terms William D. Ford Federal Direct Subsidized Loan to meet need : The William D. Ford Federal Direct Loan program is available to undergraduate, graduate, and medical students based on financial aid eligibility. The federal government will pay interest on this loan while you are enrolled in college at least half-time. The application will not be processed through a bank, but rather through UCI and the U.S. Department of Education.The guarantee and origination fee will be deducted from the loan amount you borrow. You will be charged a 2.0-percent origination fee. A rebate of 1.5 percent of the loan amount will be included in each disbursement. If you advance a grade level during the academic year you may be eligible for a higher maximum annual loan limit. Otherwise, you must wait until the period of time equal to an academic year elapses to borrow again under the William D. Ford Federal Direct Student Loan Programs (subsidized and unsubsidized). Interest Rates are fixed at 6.0 percent. the second loan is: Federal Perkins Loan The Federal Perkins Loan is a long-term federal loan for students who demonstrate financial aid eligibility. Cumulative totals for the full term of college attendance may not exceed $20,000 for undergraduates and $40,000 for graduate students. Interest rate 5 percent per year during repayment Deferment period before repayment Information regarding deferments will be provided at your exit interview. Also, you may refer to your promissory note for the information. Full repayment up to 10 years Minimum payment $120 per quarter
How do i get my federal student aid direct loan audited? I am disputing my billing history but have gotten no where with the "customer service" people on the phone. there has to be a way to get my loan audited. please, help!
How does a Federal Direct Subsidized Loan (William D Ford Loan) work? "The William D. Ford Federal Direct Loan program is available to undergraduate, graduate, and medical students based on financial aid eligibility. The federal government will pay interest on this loan while you are enrolled in college at least half-time. The application will not be processed through a bank, but rather through UCI and the U.S. Department of Education. The guarantee and origination fee will be deducted from the loan amount you borrow. You will be charged a 1.5-percent origination fee. A rebate of 1.0 percent of the loan amount will be included in each disbursement. If you advance a grade level during the academic year you may be eligible for a higher maximum annual loan limit. Otherwise, you must wait until the period of time equal to an academic year elapses to borrow again under the William D. Ford Federal Direct Student Loan Programs (subsidized and unsubsidized). Interest Rates for Undergraduate students are fixed at 5.6 percent. Interest Rates for Graduate/Professional students are fixed at 6.8 percent." Can someone clarify this for me? Let's say I borrow $3000.00, what will be the outcome?
Bad grades and federal direct loan? My daughter partied and flunked out of college after two years after being warned that I would not continue to pay for her education. She says she is very sorry and has learned her lesson, and wants to re-enroll and do the right thing this time, I am willing to help a little, but I am still not willing to pay after throwing away nearly $18,000 for nothing. My questions are: 1. Could she receive a federal direct loan without my signature? 2. What could she do to be considered independent? 3. She now works and pay her own bills, and has lived in her own apartment for more than a year, does that have any bearing on being considered independent? 4. She will be 21 in December; does this have any bearing on her independent status?
What happens to the status of student loans if I transfer undergraduate schools? I just transferred undergraduate schools and still have some student loans from my previous school (Sallie Mae and Federal Direct loans). Is there some sort of clearing house that my new enrollment status will be sent to so that the loan agencies know that I haven't just stopped going to school (and thus cause my loan payments to become due)? Or must I obtain enrollment verification from my current school and send it to each loan agency myself?
Am I getting only loan offers and no direct aid through the FAFSA? I received an offer of financial aid letter from a college, and it only listed amounts for Federal Work Study Eligibility, Federal Perkins Loan, and Federal Direct Loan. Does this mean that I am not receiving any other direct aid thorough the FAFSA?
Have anyone heard of the William D. Ford Federal Direct Loan Program? I'm thing about doing a loan since I know for a fact that I will not be able to have the amout for college by january by myslef. My uncle told me about this since he has done this loan himself. The only part that got me was that they want you to do a fafsa. The last time I did this, I wasn't able to recieve anything. When I called them they told me that one of my parents made too much. To me it shouldn't matter if my parents made too much or too little, It's me who going to college, no them.
Can you pay back the FEDERAL DIRECT SUBSIDIZED LOAN for college, the day you graduate, without interest? I just got a $5500 loan from the government...can i pay that back the day i graduate, w/o interest if i wanted to? or do you HAVE to choose a repayment plan with a certain amount of installments, which would include interest? Thanks in advance..
Federal Direct Subsidized Loan ? Do you receive the Federal Direct Subsidized Loan in the mail like your financial aid check or do you pick it up at the financial aid office? I already got approved :)
Federal Direct Parent Loan Approval? Background: I plan to be a freshman at the University of Washington. I'm an out-of-state student from Illinois. I received the following financial aid: Federal Pell Grant $4731 Federal Supplemental Grant $4000 Federal Perkins Student Loan $3000 Federal Work Study Program $3300 Federal Direct Sub Stafford Loan $3500 Federal Direct Parent Loan $17,265 My father and I are very concerned about the Federal Direct Parent Loan. When I graduate from the university, my father will be in his 60s, retiring. His credit score is not very good as a result of various financial issues relating to illnesses, divorce and family issues. Will the Federal Direct Parent Loan be denied? It seems very unfair to me, seeing that the University of Washington offered it to me. Throughout my college search process in high school we were told that the financial aid packages from universities were worry-free. Please advise me, I'm rather upset :(
Difference between the student PLUS loan and a federal direct subsidized loan? Hi, Im starting school in the fall and I checked my financial aid status, I am allowed to receive 2 types of loans: 1) fed direct loan subsidized 1, and 2.) a fed direct PLUS loan. What is the difference between the two? when do I have to pay them back? I dont want my mom to use her credit, and since I know PLUS loans are for parents, it is my idea, not hers to take it out, so can i use my credit instead? what is the interest on each of them?.....Should I just decide to take out a credit union student loan ( I am considering the usc credit union loan), instead of two different loans, in order to just have one balance? the usc credit union collegiate loan is available to all students regardless of where they attend right? I mean, besides having your credit approved first. has anyone taken out a student loan from this credit union? any info is greatly appreciated.
do you have to pay back Direct Unsub Stafford Loans and Fed Direct Parent PLUS Loans? i think so..hence the word "loan" but you can never be to shure.
Do Federal student loans cover room/board? If not, what are some loans that do cover this? Yeah, I got a Federal Direct Subsidized loan this year, but I'm only going to a regional campus. If I got the same next year, does it or any other student loan or federal grant I get pay for room/board? If not, what loans do pay for room/board that I could get easily?(without much credit history and my mom doesnt really have much credit)... Well, I do have a job. I've been working at this one place since the end of July, and don't see myself leaving there anytime soon. I also had a couple jobs that didn't last that long before this job that has lasted awhile.
Federal Loan Repayment Programs--Chances of Being Selected? Hi, i'm interested in joining the state department once I finish my masters this May. Has anyone been selected to one of these "repayment" programs in the federal gov?? Do you know anyone selected??? I'm just trying to gauge if there's a good chance (as in probable) that I will be selected for this program. I'm about 25k in debt -all from Federal Direct loans.
If I consolidate my student loans can I differ them if I come under financial hardship like individual loans? I have 52k in student loans, my wife has another 30k. The first question is should we consolidate them all togeather and 2nd question is what if we have a finacial hardship or some other unforseen event and cant make the payments. Does the William D Ford Federal Direct consolidation loan have deferment options like I do now with all these individual loans? Thank you all for your time.
Best company for giving out student loans? Ok I have the federal direct sub loan and other things like the pell grant etc. But I still have to cough up 3,000 dollars and I was wondering what is the best company that gives students, student loans?
federal direct subsidized stafford loan? Does the interest start building up when you start going to college or does it start when you graduate?
If a Federal tax return is partially garnished, will the remaining refund still be sent by direct deposit? I filed my federal return which is a little over $4600.00. I also have an active judgment under my name for federal student loans and they confirmed with me that $917.00 was going to be garnished from my tax refund. Due to the offset, is the IRS going to send my remaining refund via direct deposit as I requested or are they going to mail me a check?
Federal Direct PLUS loan? how can I find out the max. loan that I can request? I cant find it on the site. Nora - max. = maximum. please know that sometimes, people like to abbreviate things.. anyway, thanks so much FinancialAidGuy.
i am taking out a 3500 dollar federal direct subsidized loan for college but .? i plan on transferring next year would i have to pay it as soon as i transfer to the other school or do i wait till graduation?
Federal Direct Parent Loan Program (PLUS)? can someone explain to me what this is?
Do I have to take out loans I accepted on my financial aid offer? I filled out my financial aid offer in March. I accepted the federal direct unsubsidized student loan and the Parent Plus loan for the full amount, because that was the only way I had to pay. Now I have received some scholarships and I don't know if I am required to take out the full amount of the Plus loan of if I can forget about it(what I would like to do). I haven't filled out the promissary note yet, and I haven't done the bank application. Can I get out of the Plus loan?
Federal Direct Parent Plus Loan? One of the requirements for registration is that parents must have a FAFSA Pin Number. Is this number the same as my FAFSA pin number? If not, does this mean they have to fill out their own FAFSA all over again? (because I already filled out mine) Also, I heard that there are no grace period? So when do I repay back my loan if I borrow money for the 08-09yr?
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