Private College Student Loan - Direct Loans Knowledge Base

Direct Loans Knowledge Base

How do subsidized Direct loans work? Okay so i was offered a Direct loan for a college I am attending, I accepted the offer but what I don't understand is, what happens if I decide not to use the loan at all? How does it work? and Why do I have to pay interest? What is interest and would I have to pay it if I don't use the loan at all throughout the school year? Or, does the school automatically use my loans to pay for my classes and such? I also received financial aid.

When do I have to pay back my undergrad Direct loans if I plan to go to grad school? I'm planning to go to graduate school internationally. I've taken out loans for my undergraduate education in the USA. I know the rules for Direct Subsidized and Unsubsidized Loans are to start paying 6 months after you graduate...but if I plan to continue my education can that period be extended until I graduate for my master's? And if yes, are there different rules for international education?

What is the major difference between Fed Direct Student Loans and Sallie Mae or Nelnet? I am pursuing a graduate degree and the student loan landscape has changed quite a bit since undergrad. I had nelnet loans for undergrad and a small sallie mae loan, but it appears the dept of ed issues direct loans now? please advise because i am uncertain which is the best option and the major difference.

How do I get the maximum amount of direct loans? My mother makes too much for me to get reall help from financial aid and i am not 24. So I need money direct loans where I don't need to have a co-signer. what do i do in terms of getting the loans? Also, I would like to know If I can file taxes on my own but still fill out my parents information on the financial aid application?

How exactly do Parent Direct Plus Loans work? I am planning on taking out a $2,200 loan for summer school. How does the interest work? The interest rate is 7.9%. Does the 7.9% affect only the $2,200 loan or the total sum? I plan on taking out a Stafford loan in the Fall Quarter in order to pay off the Direct Loan because I am worried about the accruing interest. Help?

Is it better to accept direct Federal student loans or ones offered through my University? Also, what'd be the difference between a direct loan and any other loan?

Do extra payments on government Direct Loans for students go straight to the principal? If my payment on my student Direct Loan exceeds the agreed upon monthly payment does the extra amount come off the principal or interest or both.My int. rate is 3.5%.Should I put the extra money into a traditional IRA instead earning 4.35%APY currently?

What is the grace period situation with Direct Loans? I have a Federal Direct Loan from college and I'm graduating with my BA in psychology in August, but may have to wait a year before I get into graduate school, since I'm not really sure about online grad school. Since I may be out of school for longer than the six month grace period in between, would I have to start repaying my loan before and during the time I'm in grad school? I don't really know how any of this works, but I'm a bit worried. Any information would be appreciated. Thanks.

Can you consolidate private loans, like sallie mae, with the new Direct Loan or FFEL programs? I graduated in 2008 and havent even begun to pay back my federal loans, as I am working on paying my Private loans. Does anyone know if you can consolidate private loans under the new Direct Loan of FFEL programs? Are there any options under the new IBR program with the healthcare law that will help me pay these private loans?? TIA!

How do schools keep track of Direct Loans? I am getting ready to take out a Direct Subsidized Loan for college. I read that I can only use the money for school expenses like room and board. If I spend my own money now for books and parking passes so I can go to class (which are both covered), can I "reimburse myself" after I get the loan? Also, how do they keep track of what I spend the money on? I feel like I'm going to be watched for every little thing I spend money on.

When Will my check be Disbursed for Direct Loans? I applied for Direct Loans (subsidized and unsubsidized) They have took a portion of my loan money out for tuition, when i check them it said checks were sent out dec 24th 2011 The quarter started today (january 3rd) Do i have to go to the financial aid office to pick up the remaining balance on the loans? When will it be available to pick up?

Is there a way I can get direct loans without going through my school? I had a really bad experience with my financial aid office and do not want to go through them. I need to get a direct loan, for this fall semester, but everytime i try something online it says they can't help me b/c i can go through the office...help!

Can I start paying off my direct student loans before the grace period? This is my first time taking in a loan, so I don't know much about it. The direct student loans site has "Repayment" options, such as Standard, Graduated, and so on. Instead of going along with one of the repayment options, can I just make my own payment plan before the grace period? Thanks in advance.

How do I contact someone from Starter Loans Direct? This company named Starter Loans Direct debited my account with out authorization, which caused my account to be overdrawn. I can't locate a phone number for them

Where is the best place to find direct student loans? I am attending UCSB in a month and it is going to cost me 7-8k per quarter. What loans would be best for me? Obviously direct subsidized loans would be the best, but is it better to get government loans or loans from the bank or where? Is there a website that compares different loan companies?

How many hours do I have to be enrolled in to be eligible for direct school loans? I have both direct subsidized and direct unsubsidized loan. I am a graduate student. I need to know how many hours of undergrad or gruaduate hours I have to be enrolled in to keep my school loans because I am thinking about dropping a class

how do i get the rest of my education loan if my new college does not participate in direct loans from the gov? I am a college student that's transferring to another college in January 2011. I took out a loan for the 2010-2011 school year. The college that I'm transferring to does not participate in governtment loans ( Straford, Parent Plus,etc.) so, how will I be able to utilize the rest of my funds that I've gotten in my loan?

Should the US make Direct Loans like the VA instead of FHA Loans to strengthen the real estate market? Sort of how the US issues loans directly to veterans for homes and students for college in order to take out the middleman (for-profit banks) and lower interest rates.

If i get a Direct Subsidized Loans, when do i have to replay it? If i get a Direct Subsidized Loans, when do i have to reply it? Is it after i am done with college or can i start paying it by little even when i am still in college? Do you believe its worth getting?

can a federal direct loans stop me from joining a new collage? I was academically relieved from collage for some bad reason. So can this hinder me from joining a new one and i also owe a lot of money from federal direct loans and my grades don't look so great also

The Direct Loan Program offers which types of loans? The direct loan program offers the following types of loans: a. direct subsidized loans b. direct unsubsidized loans c. direct PLUS loans d. direct consolidation loans e. all of the above I'm filling out some online questions from studentloans.gov and not sure what the right answer to this is.

How do USDA rural housing direct loans work? My family may be forced to move to VA out of necessity, just as we were in the middle of the homebuying process. We know VA has a stronger USDA home loan program than our current state does, and is good for families with lower incomes, so we're interested in giving it a try. But we are a little unsure how the whole thing works. In particular, we would like to know if you have to already be a VA resident to apply, and if so how long do you need to live there for?

is it possible to request additional funding from Direct Loans? How? I need it by 8/24!!!? my financial aid only just went through Wednesday and I was offered a Direct Loanand a Pell Grant, but even after accepting both of them I still had an outstanding balance of approximately $2,100. The only way I can pay the balance off is if I can request an additional $2,1000 from Direct loans and I know they can approve it. only have until August 24 because that is the last day to move into my dorm, and as it is my classes have already been deleted and so I will have to try to re-enroll if my balance ever gets paid off. So does anyone know if it is possible for me to request an additional $2,100 from Direct Loans? And if so how do I do it? And will I be able to recieve the additional funding by August 24? I was also offered a PLUS loan for approximately $7,000, but for some reason I am not able to accept it, and my mother moved somewhere with a psycho woman and I can't talk to her, so she would not be able to do it anyway

Are Ford Federal Direct Loans considered part of Adjusted Gross Income? I have subsidized and unsubsidized. Part of the loans go toward tuition, other part goes toward living expenses. Which part(s) of this counts as AGI? Any?

Is there a way to get Direct Loans to legally recognize my child as a debtor? I recently got a parental plus loan for my daughter who attended college. I just lost my job. My daughter agreed to write a letter and have it notarized stating that she would like to assume all debt responsibility for her college/tuition bill. Does anyone know how we can go about getting this done? And have the total responsibility of the Parental Plus loan transferred in her name? Or is this even possible?

Is the interest on Federal Direct loans monthly or yearly? That is really f u c k e d up why do they do this to me.

Are Direct Loans are the only loans available to college students now? or do they have the option of taking out a loan with Sallie Mae?

can subsidized direct loans be used for anything? if you accept subsidized direct loans through Fafsa can you use those loans for anything?

Is Direct Loans a creditor or a lender? All I know is, they are a company who is handling my student loans and they want me to pay them back each month.

is it really worth it to take direct plus loans of 12000$? s it really worth it to take direct plus loans of 12000$ to attend penn state(university park rather than university of minnesota(intrest rate 7.9 120months) i am addmitted to computer engineering to both really need help?

I want to go back to school, but I can't go to school on my direct loans.? I used to have a federal student loan with direct loans. What are some other good loan places to get a loan from? I have to already start paying back my direct loan.

When I consolidate my defaulted Student Loans with Direct Loan, when will I "officialy" be out of default? I'm just wondering when they can no longer offset my tax refunds, etc. Also if you have any experience with the income contingent payment plan, please share. Thanks.

Can anyone tell me if there is a company called Easy Life Direct Loans or is it a scam company? There is a Mr Jerry William that sent me an email offering me a loan from the above company and I am just wondering if it is lagit or a scam company?

Is accepting Subsidized Direct Loans your first year of college a mistake?

Can I pay direct loans without a plan? I would just like to pay all of it with a one time payment instead of paying with an time extended plan. Can I do this?

Do I want to consolidate my Federal Perkins loan with my Federal Direct Stafford Loans? For those of you who are consolidating, you know that the Federal Stafford Loan interested rate as of July 1, 2006 will be 6.80% and the current interest rate for this loan type is 4.7% variable. I am wondering if I should consolidate my Federal Perkins loan even though the interest rate is 5.0% fixed. I am not interested in the Loan Forgiveness stuff that comes with the Perkins loan. I just want to know whether or not to consolidate the Perkins Loan for a lower interest rate on it. Or will I get a higher interest rate on it since only the Federal Direct Stafford/Ford Loans are experiencing an increase in the interest rate. Prompt responses very appreciated! I have until June 30, 2006 to consolidate!!!

With direct to consumer private loans, will I get a smaller loan when the economy is in bad shape? Strictly dealing with direct to consumer private loans, will I be approved for a smaller amount of money when the economy is in bad shape, and a bigger amount of money when the economy is in good shape? wow, can someone who's not a fucking spambot reply please? this website fucking sucks.

Question about Direct Loans and Summer School? I know they require you have to be enrolled half time in order to keep from the 6 month deferment to start paying the loan, does that count for summer school because I don't plan on taking the summer term? Or do they just consider the fall/spring enrollment?

Federal Direct Subsidized Loans - How much do I have to pay? I got some subsidized loans from my college and was wondering how much I would have to pay back when I graduate. For example: If I borrowed $1,000 in subsidized loans, did not pay it back until right after I graduate, how much would I have to pay? It would be just $1,000, right? Since the government is covering the interest till I graduate?

will I still have to go into repayment of my direct loans even though I am still enroled? my expected graduation date got pushed back (original 2011 now it's 2013), will I still have to go into repayment of my direct loans even though I am still enrolled?

Can I consolidate a PLUS loan, my direct student loans and a private loan? I have way too many loans. Thankfully I finished college and got a good job. I heard that since the PLUS loan is in my parent's name and the rest are in my name, I cannot consolidate. Can anyone help me out here? thank you.

How Direct Federal Loans get disbursed? I'm confused about the disbursement of the William Ford Direct Federal Loan. If the maximum to get is $5,500 for a subsidized loan is that for the whole year or just per semester? So if I received the $5,500 in the fall does that mean I shouldn't expect any money for the Spring semester? Thanks! =)

Given both Unsubsidized & Subsidized Direct Loans, how do I know which to use? I would like to use one over the other first, can this be an option? And only use portion of the money not all. When and how do I get a refund of the portion I don't use.

For Direct Consolidated School Loans, what is a GRANDFATHERED repayment plan? When I choose to change my repayment plan for a direct consolidated school loan, it says: WARNING: Please Note: You are currently on the grandfathered Standard Plan . Once you change your repayment plan, you will not be able to return to one of the grandfathered repayment plans at a later date. What exactly does grandfathered mean? What am I giving up?

Is there any direct student loans my parents can take out on my behalf besides plus loan? I was wondering if there are any legit student loans that my parent can take out on my behalf besides the plus loan that will go directly to me. I need extra money to cover other school expenes like computer food place to live etc. any advice?

How does federal direct loans work.? Do they send a check so we can buy books and other supplies, or do they go straight to the university?

I am applying for Graduate School and hoping to secure all of the 20,500 that is available for direct loans? at the Graduate level...I have filled out my FAFSA and it says that my EFC is 7641....Is that a good number in hopes of securing as much as the 20,500 as possible ? Are there any financial aid gurus here that know this ? Thanks!

I have 40,000 in SLRP (student loan repayment) and 15,000 in direct loans. Can I take out more loans? I'm going back to school and I need loans. If I stay under the 40k. Will the Army pay? I want to use my full amount.

When do the checks go out for Stafford and Direct loans (maybe those are the same thing)? I know it's towards the end of the summer/beginning of fall semester, but my financial aid summary only mentioned when grants would be disbursed, not loans, so I'm kind of worried. Thanks.

What can be considered "extra" expenses when applying for direct student loans, after tuition and books? I need to request more financial aid money from my student loan for a computer and I just wondered what else qualifies as expenses. My school is closed today due to weather so I cant call them...I thought some of you may know.

Will there be funding for usda direct loans in 2011? What does the budget for 2011 that they are trying to work out have planned for usda loans? In ca

Is consolidating my federal student loans with Direct Loan Servicing my best option? Do they have the best rate? After all, THEY ARE the government, whom regulates rates, correct?

Is there any way to adjust Direct Plus Loans? I thought I was filling out loans for the fall, but my college split the loan in half between fall and spring. What should I do about this?

Are there any direct to consumer loans available? I have gotten an Astrive Student Loan in the past but they are no longer providing aid. I was wondering if there are any similar loans still available. If not, are there a private student loan that is not effected by other aid received.

Does anyone know if direct federal loans used for graduate education can be used in part for textbooks? I bet the answer is no, but I had to ask anyhow.

How does parents bankruptcy affect student loan eligibility for college loans? Direct loans, not gov't ones? I'm referring to the loans that the parents take out, not the ones that the students get. I think that means the Direct Plus loans.

Republicans – Are Any Of You Against Obama’s Direct Student Loans? (2010) Is there anybody out there who is actually disappointed with Obama’s policy to cut out banks as the middle-men for student loans? This policy shall save the federal government $64 billion over ten years. (Can right-wingers just admit that this is a good policy by Obama?)

If the federal direct loan program bought all my student loans, are they automatically consolidated? I had all my loans through BancFirst but I got letters saying that the federal loan program has bought all my loans. Does this mean they are automatically consolidated since the federal program now holds them all or do I need to have them consolidated still? The letters had my total combined loan amount on them.

How long does it take to process federal direct loans after accepting the reward from the college?

Does Direct Loans (William D Ford) settle students loans? I owe over $16,000 and wondered if Direct Loans ever settles. I think my initial loan was around $12,000 and have been on income contingent so no payments, but still being charged interest and they capitalize it once a year, so almost $5000 is interest alone. If so, any idea what they might settle for? Thanks for any help!

what are the pros and cons of loan consolidation for federal direct loans and federal perkins loans? should i consolidate my perkins and direct loan together?

If i work Direct Loans as a Customer Service rep.... will i get a discount of my Federal Student Loans?!?!? will i get a discount of my Federal Student Loans?!?! I know other companies give discounts for their employees... do you think Direct Loans would? What do you think?

How to apply for Direct PLUS Loans for Parents with bad credit score? Ok so I'm trying to apply for the loan but my parents have a bad credit score. So I need to have other people to co-sign it in which i already did but its on the document. So do I send it somewhere? Because i already applied online and did the master promissory note. I really don't know what to do.... Thanks a lot.

What site must i click into to get bad credit payday loans lenders but direct and low rate ? it seems there are several options to get a payday loans lender but i heard direct payday lenders are pretty good to have a deal for loan but i dont how to find direct lenders. Perhaps you can tell what site should i visit to get suchbad credit payday loans lenders online I want. Thanks

where are the unsecured private loans for rent ,school supplies,etc. i need a direct to consumer loan? is there any kind of unsecured loans for strudents without co signers that is direct to consumer basis.

is there interest on direct loans for college? i've got 2 loans from a private school that doesnt deal with a bank whatsoever. i was wondering if there was interest on the loan. they say i have to start paying it back 6 months after i graduate....

Is there a direct webite for loans or grants for single mothers who want to start thier own business? Or to even to buy a home? I have found a couple of things but then they want you to pay one time fee for access to theses applications? Thanks!

Are there any more direct to student loans out there? Chase went down a few weeks ago. I'm not talking about the school certified ones. And please don't give me a speech about how private loans are bad.

Federal direct student loans- outstanding interest balance? Does anyone know about outstanding interest on student loans? Can I pay them while I am still in school and will it make a difference later on when I am in repayment? Thanks.

Why can't the government provide direct home loans 2-4 %, providing stimulus, ability to keep payments stable? - banks are not working - government is providing money - citizens need relief and a solid low rate loan would provide $$$ in everyone's pockets, not just people defaulting - - 10 year Tbill is at 3%. Why not sell loans direct to homeowners? loans were 4% just 2 years ago so the answer that we'd be in a recession is not acceptable. - Lowering to 3% would be realistic if banks were dropped out of the mix (their profit)...

Will my U.S Direct Loans be awarded to me, when I go abroad for school? I am going to Germany for my masters. While the tuition is incredibly inexpensive living costs, are not and will need my U.S Financial Aid Package for accommodations etc. The University is not listed as an option to be added to the FAFSA does this mean I can't go to the school at all? German schools don't exactly have a "Financial Aid Office" and I'm desperate for answers, and recommendations is appreciated

So direct Loans I dont understand what they are talking about!? i've tried both of these below and one actually showed up as being paid and the other one didn't. However they were both taken out of my checking account. Someone help me comprhend what this means since i can't take it for face value. Apply the excess payment to reduce my principal balance and advance my next payment due date. and the other one says this Apply the excess payment to reduce my principal balance and DO NOT advance my next payment due date.

Has anyone used Cars Direct online auto loans. How well did it work for you? I have recent discharged bankuptcy and foreclosure.

Should I move my consolidated student loans from the fed government Direct Loan Prog to one run by privates?

how to get off financial aid suspension direct loans FAFSA? No i did not use the money for no school stuff, while i was in college my mom became very ill so i missed a lot of classes and i fell behind and basically i did not pass the semester, so fafsa put me on financial suspension... it was a hard time for me and my family

What was the extent of French funding of the American Revolution, in loans and bequeathals, direct and indrct? This is not a homework question -- It's for an intro to a civil war song, in which I suggest that the civil war was the true establishment of America -- that the revolution depended on the French. I'm also interested in figures for French ships and troops supplied. Very good, very good. Give me facts and figures, peoples. Please.

I receive a letter from DIRECT LOANS(yes a loan to cover expenses from college)? i would like to know what "Expected Repayment Start Date" exactly means? Does this means i dont have to make any payments until that date? thank you My expected repayment start date is 03/01/2015. Does that means i dont have to make any payment until that date?

I have missed 2 direct debits with loans? And have been charged by my bank, was wondering how much trouble and possable charges i get get from the 2 loan companys? And will they keep trying to get the money from my account all month? We this also ruin my credit?

Can i still get student loans or direct loans if i file for bankruptcy? im filing for personal bankruptcy and my lawyer included my student loans. i currently am NOT paying the loans back since im still in school and therefore are not in default. my question is, if i file for bankruptcy, will i still be able to take out student loans from the government to finish school?

Question about Federal Direct student loans? I am a freshman in college and currently have Federal Direct subsidized and unsubsidized loans. I did very well this past semester and am hoping to get some more money from my school from the Academic Competitiveness Grant as well as a scholarship. Would I be able to drop the loans for next semester only if the money that I (hopefully) get covers my tuition without them? Can you do a temporary loan drop? Help would be appreciated... Thanks.

Do all internet payday loans require you to have direct deposit? I know payday loans aren't a good way to go but my credit isn't that good & I only need $200. So I dont want to take out a huge loan from a big company. I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

Is there a standard Federal Direct Loan disbursement schedule? I am trying to find out what the disbursement dates are for my Federal Direct Loans but my college website doesn't have that information. Also, their financial aid department is impossible to get to on the phone. Is there a website where I can check that schedule?

what is the web site address for information about direct student loans?

any info on direct student loans? i am 17 and about to start school the thing is i cant go to school, work, watch my 2 kids & do homework so im looking into loans. i was told i needed a direct student loan how do i go about getting & i could use some good advice.

are there undergraduate student loans with lower interest rates than the Direct PLUS Loan? the direct plus loan has an interest rate of 7.9%.

Can a family member pay your federal direct subsidized and unsubsidized student loans? If so, how? I have not been able to find information on this.

What is the difference between a federal Perkins loan and a subsidized direct loan? So I recieved my Financial aid reward for college and was offered a perkins loan and a subsidized direct loan. My question is what is the difference and If I were to choose only one which one would be better. both are of the same amount.

with direct to consumer private loans is there a way to determine how much i'll be approved for before i apply? is there a way to find out how much money i'll be approved for before i apply or do i basically just have to apply to see how much i'll be approved for?

Does anyone know of any direct lenders that offer loans with no credit check? I need to get a loan asap. My daughter is going to New York the end of this month and I am in desperate need of a loan

How long does it take to recieve your finacial aide and Direct Loan Check? I was wondering about how long after you have applied for Finacial aid and applied for a Direct loan do you get your check?

Do I really have to fill out a Direct Loan Exit Interview? Hi, I used to go to Long Island University Brooklyn Campus and I took out Direct Loans but then I transferred out to CUNY City Tech. Now LIU wants me to fill out an exit interview which means I'd have to start repaying my loans. How can this be when I'm STILL in school?

Federal Direct Plus Loans? My financial aid account says that I have the Federal Direct Plus Loans, however when i click on the link it says this, "Your loan application was certified and submitted to the direct loan servicer" does this mean my mothers credit was approved and we have the loan?

Can I pay my FAFSA direct loan while I am at school? Is it true that once you start paying your fafsa direct loan while you are at school, you have to keep making payments? Or can you pay certain amount of money when you get some? Lets say I have 5000 loan dept and i am a third year student. By chance I managed to make 3000. Can I go head and pay the 3000 to my dept? Or if i start paying back my loan, i have to keep it up untill i am done.

Can you explain the USDA direct home loan payment assistance? I understand that if I use the USDA Direct loan I may be eligible for payment assistance/government subsidy. I know that I will have to repay the subsidy under certain situations, but I don't understand how they determine if you are eligible for the assistance and how the amount is calculated. Does anyone have any first hand experience with this program? If so, can you explain?

fast poor credit loans direct deposit? i am looking for a fast poor credit personal or payday loan with free application and direct deposit, anybody know where i can get it all done by only on the computer.

do you have to pay back Direct Unsub Stafford Loans and Fed Direct Parent PLUS Loans? i think so..hence the word "loan" but you can never be to shure.

Financial Aid: Direct Loans? I have taken out some Direct Loans in the past for my education. I graduated in December of 2007 and did not enroll in Spring 2008 but have enrolled in Fall of 2008 with hope of getting into a graduate program. I have enough hours to designate me as half-time status. My repayment options on my loan are about to kick in but since I am enrolled half time or more they should be deferred again I believe. Do I need to contact Direct Loans and let them know or will they check the National Student Clearinghouse or some other source for this information? I was under the assumption they would just check it but do I need to contact them?

what is the percentage rate for my non-direct stafford loan? when i go to www.dl.ed.gov it did not show any rates for my non-direct loans...they are perkin and stafford loan...anyone their interest rates are? thanks! i know perkin is at fixed 5% but what about non-direct stafford loan?

Are any DTC (Direct To Consumer) student loans available? If there are any DTC (Direct To Consumer) student loans available can you please leave a link for them or all the information available. I already applied at Wells Fago and wasn't approved :^(.

Where can I find a directory of direct lenders for cash advances, mortgages, car loans, etc? I am trying to find a directory of direct lenders for all type of loans because I am trying to put together a loan portal and I want to find companies/lenders that will be interested in buying the leads/loan applications. Thanks in advance Ps. Please only serious and valid responses. I am not looking for companies from Uganda that are pretending to be lenders.

Am I getting only loan offers and no direct aid through the FAFSA? I received an offer of financial aid letter from a college, and it only listed amounts for Federal Work Study Eligibility, Federal Perkins Loan, and Federal Direct Loan. Does this mean that I am not receiving any other direct aid thorough the FAFSA?

If you already recieved stafford loans(direct subsidized and unsubsidized) after applying to fafsa....? ...,can u still get stafford loans from other places like wachovia?

What happens to the status of student loans if I transfer undergraduate schools? I just transferred undergraduate schools and still have some student loans from my previous school (Sallie Mae and Federal Direct loans). Is there some sort of clearing house that my new enrollment status will be sent to so that the loan agencies know that I haven't just stopped going to school (and thus cause my loan payments to become due)? Or must I obtain enrollment verification from my current school and send it to each loan agency myself?

I was offered a ford federal grad plus direct loan, I accepted the award from my school, was I approved? I was offered the full amount of the loan, I accepted it via the financial aid website at my school, does this mean I was approved (for the ford federal grad plus direct loan?) If you are offered an award does this mean you were already approved or still have to be?

What is the website for Direct loans? it is where I need to send a payment for my student loan.?

How do I consolidtae multiple student loans? My wife has a student loan thru the government(direct loans) and a student loan thru sallie mae. Can we consolidate those into one loan? SOmeone told us that the sallie mae loan will be harder to consolidate because its private? Can we even consolidate both loans into one?

Can IRS take your taxes return money if u owe and student loan from direct loans? Or garnish your disability check? What if your are now on disability and get a disibility check will they take the money from you if you are disable? I dont owe any back taxes I believe my husband got a loan for his girlfriend kid a while back which may be his but the are over 18 years of age and he is diable doesnt owe irs nothin! They need to get a job and pay their own way! He can barely walk can't that loan be admonished because of his circumstances!

The economy is getting worst by the day and I have student loans growing interest? How can I pay them now? I have $25,000 in student loans, all from Direct Loans. My problem is that I am currently defaulting my loans and interest is growing like the monster it is. I'm going to graduate this fall semester in a degree in Information Systems. How is the job market for IS/IT positions today? Are there any alternate fields I can go into with a BS degree in Business with a concentration in Information Systems? Sorry, I mean deferring not defaulting. Sorry for any confusion.

Can I put private education loans in my federal consolidation loan? I was just called by Sally Mae; the very rude collection agent was demanding that I make payment immediately for my loan that is 60 days overdue. I am currently doing the paperwork for a William D. Ford Federal Direct Loan to consolidate all of my student loans together. The agent told me that would not take care of this loan because it is a private student loan not a federal. Is this true? What options do I have if any to get all of my loans consolidated together?

is it smart to pay off student loans with a credit card? lets assume i can find a way to have my credit card pay for my direct loans. credit card is 0% apr for 12 months and loans is 3.5% fixed. Assuming i can pay off everything in 12 months, should i do it? does it look bad on my credit report since students loans are "legit" while credit cards are "debt"?

Can you consolidate student loans and afterward get them deferred if you go back to school? So Sallie Mae loans and Direct loans, I want to consolidate, lower my payment, etc. Once I do that, do they still have options for deferrment, such as lack of income, going back to school, whatever?

Are there any DTC (Direct To Consumer) student loans available? If there are any DTC (Direct To Consumer) student loans available can you please leave a link for them or all the information available. It will be greatly appreciated.