Private College Student Loan
Private Student College Loans Knowledge Base
What banks offer Private Student Loans for College Students without a Co-signer? I am a senior in college and I am a college student. I need to find a bank where they do not require a Co-signer to take out a Private Student Loan? I have no credit because I'm still a student however am about to graduate college but just need a little help.. Please, anyone who knows of a Bank other than Bank of America and Chase please help me out. Thank you so much for you time and consideration. Cheers
What options are there for a college student who does not qualify for their own private student loans? The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due to massive unemployment. Scholarships are a possibility but limited in the graphic arts field. The student is 21 years old, entering their third year at a private college and working part time. Their parents/relatives are unable to co-sign due to massive unemployment. Scholarships are a possibility but limited in the graphic arts field. FAFSA has been completed each year. This is for a transfer to a private college (private=more tuition), so the FAFSA has helped but not entirely.
When should i start applying for private college student loans? Loans like, Sallie Mae, and Wells Fargo
does private student loans effect the future financial aid of students for college? i just want to know if state and federal grants for college will be effected by the private student loans. for example, if private student loan is taken to consolidate credit debt in addition to college semester bill.
Are private student loans possible if you're enrolled in a 2 year program at a community college? I am attending Bunker Hill Community College in the fall and since there is no housing provided by the college I am getting an apartment. I know that private student loans may be used for expenses such as rent and transportation but have not been able to find any information regarding the eligibility of a Community College student. I will not be able to do this without a loan, I have no other funding options. ADVISE ME! thanks, eezy
Private student loans for college? Where can I find a private student loan for college with reasonable interest rates? Also, I have to get a loan that does NOT REQUIRE a co-signer. I know that this is a long shot since I do not have a good line of credit built yet, but I am still open to suggestions.
Chase private student loans / Student loans through college.? I am planning on attending Alvernia University for Physical therapy which takes around 6-7 years. However, obviously I don't have the money to pay for this cash because, it would cost me around 26,000 a year. So, could someone please tell me wether or not you think some kind of institution that gives student loans would approve me for 6-7 years and let me defer the payments until after graduation,please help ?
What are the better private student loans offered? I am a 2nd year college student looking for a private loan but I have no idea where to start looking. Thanks for the responses... If any one has taken out a private student loan, I would like to here from you.
Does the military pay back private student loans? The best information I can find says that the military offers college loan repayment for "qualified loans." Does this refer to only federal student loans or do private loans qualify as well? Also, has anyone enlisted in Active Duty or Reserve Duty and received tuition repayment?
Has anyone taken out private student loans? I took out private student loans during college, and boy was I stupid for doing so. Anyone know where I can consolidate these? Everyone is telling me I can't. Any help on ways to pay private loans back. Federal are no problem as my monthly paments are $20 a month. I have about $60k in private debt and that is killer. I got an education but man it sucks paying this stuff back.
Can anyone tell me the best private loans for a college student? I already applied for financial aid and its not enough (im freaking out right now). So, can anyone help me find a good private loan?
Private Student Loans for college? Is there many differences between them and If so what are they? Looking for basically anything about them since in know nothing.
private student loans for college? Interest rate on one loan that was approved( for student, father cosigner ) was high. Any lender you know of that would give a loan to the student at the lowest rate available? Was approved by My Rich Uncle but do not want it at 16% interest.
Okay to worry about paying off student loans? Reaching $60,000 and I still have two more years in college!!!!? I just finished my second year in college. I have loan of $60,000 with interest rate of 10.25% - $50,000 on private loan (Sallie Mae Student Signature Loan) and the rest on federal subsidized loans. They are all under my name on my credit. How did this happen? I go to one of the most expensive private colleges in the country and I wasn't so particularly wise while filling out my FAFSA in my freshmen year. My parents are not in a financially good position to take out loans for me...even federal PLUS loans. I have to get about $13,000 more for my junior year. I see seniors graduating with much less debt than I have right now, and I always worry about paying off all these loans in the future!!!! Has anyone been in a similar situation as me? Am I supposed to worry or is this pretty normal????? Any advice for a poor college student? THANK YOU!
Are private student loans relatively easy to get as long as you are enrolled/accepted at a college? Since the repayment doesnt start till 6 months after graduation, I would assume it's easy to get the loan, am I right on this? My worst nightmare is to get accepted into a school and not have the private student loan accepted.
I need to get a private student loan for a college what do I do? I applied for financial aid and the school is giving me a total of $11,000 the tuition with the aid will cost $30,000 a yr. So therefore I need to take out a private loan. My parents are going to cosign with me. My father makes roughly $80,000 a year and has a credit score of around 740. What are the chances of getting approved for this loan? If so who are the best lenders to go with?
How does the IRS handle Private Student Loans? I am a college student and have $50,000 in private student loan debt. I recieved this money in a one year span and it came directly to me and then into my bank account. I use it for extra tuition fees, books,room & board, food, etc.. How does this effect me filing my taxes? Im still a dependent as Im 21 years old. But will this have any effect on me owing money (I filed for a tax extension by the way)? Thanks for the help!
Private Loans for College Students? I really need money. I attend the University of Central Florida and I am junior. I recently applied for private loans through two major companies: Sallie Mae, and Nell Net. Sallie mae only offered me 9,000 out of the 30,000 I requested, even with a cosigner. And I would have to pay monthly interest while im in school. Nel Net had no loans that fit with my criteria. (And I am a dependent, so that makes a difference as well). Does anyone know of any other RELIABLE companies that offer private student loans???????????
anyone know of a good bank to consolidate private student loans through? I've got quite a bit out in student loans because I went to a private college some I'm looking for a bank that's going to allow me to walk away with the smallest monthly payment possible
does any1 kno if yu can get a private student loan for college without a SSN? What do yu need to get a loan anyways?
How can I figure my student loan interest deduction on my private student loans? It was not included-1098!? Received a 1098 from Sallie Mae for my student loan interest deduction. It did not include the interest paid on my private student loans. The Sallie Mae website provided information that all of my student loans may not be eligible for the interest deduction. My interest was over $4,000.00. During a divorce ,while in college, I took student loans for living expenses, transportation, books, supplies and tuition. How do I determine the total deduction allowed? The 1098 reflects that $632.00 was reported to IRS. How do I determine if I qualify for the maximum deduction of $2500.00?
Why wouldnt Higher Education charge the maximum, now that the house has voted to abolish private student loans? Goverment to take 100% control of student loans! WASHINGTON -(Dow Jones)- The U.S. House of Representatives approved legislation Thursday that would effectively end private-lender involvement in the student loan market, establishing the federal government as the sole provider of college loans. http://online.wsj.com/article/BT-CO-20090918-707269.html
Best way to pay a mixture of student loans and private loans? In order for me to go to college, I had to use both Stafford loans and Private Student Loans. My grace period ends in about a month, and there just has to be a better way for me to make payments on everything. So, what are my options? Should I just pay them all separately? There are I believe 4 stafford loans and 2 private loans. Is there some form of consolidation I can do? Thanks.
Private loans for college? My husband wants to go back to school. He is a professional and makes a significant amount of money which will stop when he goes back. He wants to take out a private loan to fund both tuition at a private college and living expenses. This is a well-thought through decision. We know about debt and are convinced that he will be able to make enough money to pay it back once he graduates. He has relatively good credit (mid 700s). Does anyone have any experience with getting private student loans? What amount of money were you able to get? If tuition is $24,000, is it possible to get a loan of $40,000? Any feedback based on personal experience would be helpful.
Can a college only accept private loans? I was interested in going to Five Towns College in Dix Hills, NY until a financial aid officer told me that the college doesn't accept federal student loans, only private loans. Have you guys ever heard of such a thing? Or should I double check with someone else in the Financial Aid department?
Could you recommend me good private student loan providing banks? I receive very little amount of financial aid from fafsa. I need to find good trustworthy websites and banks that provide great private student loans for college students. Could you give me a list of them? thankx
Do you know of any fixed interest private student loans? My husband is in college and we are looking for a private student loan to help pay for some of our living expenses while he is in school. We are looking for a private student loan with fixed interest, but I can't seem to find anything. The only loan that we are remotely interested in is a private loan by Chase bank which is a little more lenient on how the money can be spent, but it has a variable interest rate. Do you know of any similar loans with a fixed interest rate?
Can federal and private student loans be consolidated? I have recently heard that private student loans cannot be consolidated, only federal student loans. Is this true? I just graduated from college and I mainly have federal student loans, but I also have one private student loan. I have always assumed that student loan consolidation meant consolidating all of your student loans. Can anyone help me out on this or does anyone know if some places consolidate both?
How to get a private student loan? i am a college student that now needs private loans however most private loans make me have to have a co-signer. however in my case a co signer is unavailable. so what are some private loans that would available in my situation?
Do you have to be admitted into a college 'first' in order to be approved for a private student loan? I am a prospective college student and im probably going to survive off loans can i start early or am i goin to need to be admitted first? answers and any advise would be GREATLY appreciated :)) LUV N PEECE
Is there any other way for paying for college, beside a private student loan? I have an academic scholarship from the college and also apply to fafsa but that only covers about 45% of my college bill. (the college bill is still very high, that no part time job could cover) My scholarship is covering most of it. I am getting state help, however i do not qualify for fafsa pell grant. Not going to college this coming year is not an option? Is there any scholarship programs out there that you can apply to this late??
What's the most amount of money you can borrow for College Student loans? The Staffords (qualified and non-qualified) are only $3500 each the first year. Other than a Plus or private loan thru a bank, what else is available for a Student Loan?
Did housing market affect private student loans? I saw that many private student loan compaies stopped offering student loans to 2 year colleges and some got out of the market all together. Is this directly related to the housing crisis? If so, then why not also bail people out of their massive student loan debt if they're gonna help people with their houses? I don't see how it's anyone elses fault other than the people who got the housing loans. I couldn't figure out what section this question belonged in so I made an educated guess.
Are private students loans a pain in the butt? I'm thinking about taking out a private student loan (because the college I got accepted to only accepts private loans not government loans) and I was wondering if it's just a bad idea altogether to mess with private loans.
Can you use private student loans to help buy a car? I need $6,000 to buy a car, and I'm going to college soon. If I get a private student loan for that amount, will the money go straight to my private bank account so that I can use it for that?
Private Student Loans? Hello, I'm currently in the process of applying for a private student loan for college. I'm a little unsure about the process (it's my first time applying for private student loans). I'm not exactly sure if my loan was approved, but I signed the Master Promissory Note. Does that mean that it was? Any responses or additional insight is very much appreciated. Thank you.
Aggregate limits on private undergrad student loans? I've heard from Chase, Citibank, and a few others that their aggregate limit is 120,000 for private undergrad student loans. But, my college is particularly expensive and I get little to no federal aid for my educational expenses. I'm worried about hitting my limit before I graduate. Are there any private undergrad student loans that have an aggregate limit of over 120,000? Or is this number for everyone? I could have sworn that a few years ago when I was looking at schools that the limit was higher...
What options are available to pay for college without a co-signer for private student loans? I have been in school for just over two years now. I am receiving my federal aid, but it isn't enough to cover my entire tuition each year. My parents had been co-signing my private loans since I started school, but since the start of this economic crisis, they are no longer able to do it. I imagine some of the responses will be for me to get a job and make up the difference on my own, however, my husband is in the military, we are stationed on the west coast while our family resides on the east coast. I am a stay at home mom of two young school aged boys. The cost of childcare here would exceed my monthly take home pay and not leave anything left over to cover school expenses. Other than the endless, no guarantee, scholarship and grant search, does anyone have any other suggestions on ways to qualify for private education loans with no co-signer? Thanks in advance!
What private Student Loans can I get if my parents have declared Bankruptcy and they are my only Co-Signers? Alright, I am sitting here with 4,989 in Finacial Aid from my FASA and now I need to turn to private loans. The problem is my only Co-Signer's (my parents) declare Bankruptcy about 6 years ago. Does anyone know of any loan service that will give us a loan so I can go to college?
what bank are good for private student loans covering living expenses? i'm going to college next month and i need a private student loan that can cover my living expenses. i live in new york and it is much easier winning the lottery than getting a part-time job. what bank would you recommend for this type of loan.
Where can i find a good private student loan? What are your experiences with private loans? I want to attend Seattle community college but they do not accept federal loans so i am looking at private loans. I don't have good credit but I also don't have bad credit. I have about 10,000 in collections. I want to find a loan that I can wait till I'm out of school then i can start paying on. Please let me know any experiences you have had with private loans also. Thanks
I am out of deferment and can't pay my college student loans what are my options? My private student loan interest rate soared from 4.1% when I took them out to over 10% in 4 years. I have already used my forbearance. My payments are $1000.00 a month, which is like a mortgage. I have been working very hard over the last year and just got promoted but it still isn’t enough for my rent, gas, and enormous student loan payments. I feel cheated my college and the student loan companies. If my financial aid adviser had told me how much per month I would have to pay I would have NEVER taken out private student loans. Do I have any recourse?
Line of Credit or private Student Loan ? Which is better for college tuition fees? Between taking personal line of credit or student loan, which is a better option? (I know both are debt instruments) Typically private student loan tend to offer a higher interest rate than personal line of credit. And it is easier to get personal line of credit than a student loan. Are there any catches in both the option? Any do's and don'ts ? Looking for additional inputs on this topic.
A Bunch Of Qts Re: Private Student Loans. Input appreciated!? Now that it is getting close to the Fall '08 semester, I am getting ready to apply for private school loans two weeks from now. Returning to school in my 30s to finish my degree. Yes, Federal, scholarships, etc have been maxed out. Is it best to apply in person vs on-line/over the phone? I plan on stopping by the new Citibank branch in Harvard Square for my first attempt. Have you heard any positive or negative feedback on any of these that I'm considering: Citibank, Chase, Wachovia, Campus Door, Nelnet, Suntrust, Edamerica, Wells Fargo, US Bank, SunTrust Bank, Student Loan Network, Discover, StudentLoans, Campus Door, College Loan Corp, My Rich Uncle, Massachusetts Educational Financing Authority (anyone use this state-bases lender)? Who are the biggest and most secure lenders in the industry? Anybody use peer-to-peer lending? I plan on attending graduate school after undergrad. Are all private loans deferrable until after grad school? Is this a common feature of any private loan or does one have to be careful that although it says payments begin 6 months after the 4 years of undergrad, that deferment is extendable if one attends grad school? Any info on credit scores, Fico, finding out which lenders pull which score (TU is my highest) so I can target those lenders? Best to apply to all the lenders in a single two week period, so it hopefully only hits one's credit report once? Or is it best to apply to only a select few lenders because each time you apply it lowers your credit score? Do you have a preferred lender list of companies from your school that might be useful for anyone to use? What kind of terms in loan offers should I beware of? What mistakes have you seen people make? I should look for a low APR, no origination fees, discounts, rebates, etc? Know of any other websites or books covering private student loan that you can recommend? As always, any useful information at all is very, very much appreciated. Thanks. Rags P.S. Let's not start a the-evils-of-private-loans thread here. There are enough of them around. I know the dangers. More detailed answers, please. Not just Citi is evil. Tell me why in detail. Awesome, Woolfie! Awesome Woelfe!
college student loans???? HELP!!!? I plan on going back to college in January but i need 8,000 dollars im not eligible for financial aid until next fall semester, where are some websites that will let me get a private student loan WITHOUT a co-signer, i dont have credit yet and i don't have anyone to co-sign for me....any suggestions please?????
Where is the best place to get private student loans? I am going to college and need some priavte student loans? Where are the best places to get some?
How easy is it to get private student loans right now? I have no credit, nobody to co-sign, I'm 25 this month with only 14 community college credits. Does anybody on here have a similar situation as mine and has been approved for private student loans? If so, for how long will the loan sustain your education and what kind of interest rate is the loan?
Smart idea to pay off private student loans with federal loans? I'm a sophomore in college, and as of now, I have $20,000 in private loans. Now, once I become a junior/senior, I will get up to $10,500 each year in federal loans. Should I just use the federal loans to start paying off my ridiculously high interest rate private loans? After all, most of the federal loans will be subsidized, and by the time I graduate, I will have about $27,000 in federal loans, and maybe only a couple of thousand in private loans if I use this method of paying them off. I'll consolidate the federal loans together, and pay off the private loans ASAP(again, should only be $2000-$3500 if my calculations are correct. Note:I have the ability to start paying off the private loans while still in school through sallie mae. The interest on 3 of these loans is 14.25%!! And one with 11.25%. Federal loans are less than half of this.
Will a private student loan ruin my parents credit? So I really need a private student loan for college, but I would need my parents to co -sign for me. They won't because they say it will ruin their credit. But I don't see how! On the sally may web site it says that i have to pay it back after I graduate or it will effect mine and my parents credit then. Also my mom is trying to get a new car this year. If she took my loan out will it effect her getting her car? How will it effect their credit now? Would it look Bad on their credit report?
Is there any possible way to combine federal and private student loans? I wish to God they told me in college that I wouldn't be able to consolidate them all down the road. I have federal through ACS at a total balance of 20K- fixed rate of 7.25% with monthly payments of $130 (But scheduled to go up again soon). I have private through AES at a total balance of 34K-variable rate of 9.97 (which seems really high) with monthly payments of $285 (Not scheduled to go up for another year now). I pay $400/mo in just student loans and with my car payments, credit cards, and rent- it's not cutting it. Everyone I've talked to said there's nothing you can do. Fannie Mae said they can consolidate them but only to make it once monthly payment of the total I'm paying now. How can I consolidate the two into one lower longer term payment? Or if I absolutely cannot- should I reconsolidate my 9.97% Variable rate loan? Note: I'm on that plan where they assume you'll have a good job over time and the payments gradually step up. But I still don't have that good a job!
im looking for private student loans to take out without a co signer? hi im about to start attending Berkeley College in ny, and im looking for a private student loan to take out but i dont have a co sginer or i dont have any credit, is there somewere or an internet site were i can go? or what are the alternatives for my situation? im also an independent student wen i did my fasfa? please someone help me with this question?
what is the best private student loans to get for college with a low interest rate? Im about to be a sophomore in school this fall but my school needs more money before it starts. What are the best private student loans a person like me can get with little or no interest?
Private student loans for community college student? I have used all FAFSA and Federal loans. I need to get a private student loan and I go to Pasadena City College, I need more money for books and room and board. Does anyone know any student loans that I can take out? I have a cosigner and okay credit. I won't do business with Wells Fargo, I need 20000 for a loan. Does anyone know where I can get a private student loan with these stipulations? Chase and Citibank will not lend out to community college students I've already checked, is there anything else?
Are private student loans available to college students on demand that are deferrable until graduation? Hi everyone, I have gotten myself into a very terrible situation. I am a 28 year old male loser who will be getting my associate's degree after this spring semester is over. The problem is the fact that I am currently living with my sister due to not being able to receive enough student loan money to live on my own due to attending a community college. My high school grades were terrible due to the fact that my parents were going thru a divorce and they wouldn't support me in any way with regards to going to college directly from high school. Long story short, I was stupid and joined the Marine Corps, got out, and have absolutely ZERO skills that I can put to use in the real world. I bought into the recruiters' bulls*** about the military supposedly providing you with valuable transferrable civilian work skills. I am currently living in Colorado Springs, Colorado and, for the sake of my mental well being, need to be able to transfer and move to Austin, TX so that I can attend UT. One of my goals upon getting out of the Marines was to be able to find someone to settle down with and it WILL NOT and HAS NOT happened for me due to living amongst the socially unfriendly and cold women here in Colorado. I desperately want and need to get down to TX where the people and single women are friendly and down to earth. The problem is the fact that I don't currently have the $3K to move down there and it is very hard to save money when most of my GI Bill goes towards bills. So, are there private student loans available to folks in my situation?
Did anyone get private student loans for college? If you did, what bank did you get them through? And would you recommend doing this/the bank you went through? I'm trying to find ways to be able to continue college. I am still a dependent (because of medical issues) and my parents income is making me ineligible for financial aid. If you were in my shoes what would you recommend? I am working on finding scholarships and stuff, but those just won't cover all of the tuition. We have discussed me becoming independent, but it just won't work. Because I need really good insurance and am staying on my parents until I get married. I have a job, but can't afford to pay bills, a mortgage, food and college. I need to go to college, because its hard to find a good paying job with out a degree, that is why I am looking into private loans. I have already looked into stafford loans...etc. So I just want to know if anyone else has done it and what ever else is in my question. Not that I'm doing this wrong or I need to do something else like re-think college. This is how my cards lay out, I have to deal with them.
Are private student loans a bad idea? Apparently something has gone wrong, and my financial advisers told me that I need to take out a private loan for college. I have heard so much stuff about private loans, but I still don't know if it is a good idea or not. Wells Fargo constantly gets a bad wrap, so I think I'll stay away from that, but should I stay away from a private loan all together??? If so, what should I do????? PLEASE help, anyone&anything is appreciated!! Thanks! <3 struggling student :/
Student Loans for College Expenses? I have borrowed the maximum amount of Federal loans for my college tuition, and applied to several lenders (Chase, Citibank, Wells Fargo, Sallie Mae) for a private student loan. But I have been turned down because of my bad credit, and my cosighner's credit is somehow not good enough, even though it is good. (around 670-700). What other loans are out there for me? Are there student loans that don't need a cosigner, besides Federal ones? I'm in need of alot of assistance.
I am a college student looking for a private student loan so I can pay for summer school. I'm looking for a I'm looking for a private student loan that is for bad credit and doesn't need a co-signer and that I could defer my payments until 6 months after I graduate. I need it so I can pay for my summer school and I'm looking to borrow $6500 to pay for both sessions. So if anyone know any banks or any places that have bad credit private student loans and could defer the payments until 6 months after I graduate it would be a lot of help if anyone could give me the name of these places because I need the money like right now so my classes won't get drop.
Private Student Loans for College? I need to get a private student loan for college. If i take out a loan his year for $7000, can I add to that loan the following years to help pay for my other two years or so of college tuition, or do I have to get a new loan for each year?
Is it possible to lower interest rates on private student loans? I got in a pickle while in college and had to take out $10,000 in private student loans....now it is kickin my butt! I can manage the monthly payment its just that 90% of the payment goes to interest. How do I go about going to another company? anything to lower this rate!! and Wells Fargo is not budging on the rate...its soooo high like over a 16%....any suggestions, advice?
Is getting a private student loan good when attending college private school? How would my life be? Would it be really hard life if i get a student loan? i'm planning to attend a private college thats cost a lot every year. Can someone advise me over this. Help. If the tuition is like30,000 each year and i will be attending college for 4 years how much would i have to pay each month for student loans. By the way im going in health care administration.
Is there anyway i can get a private loan without a co borrow even tho i dont have good credit? Someone please tell me it is possible besides fafsa i want a private student college loan and i have no one to cosign for me
Does a college student have to send in a FAFSA application? I'm in college and need financial aid to afford it. But I am not sure whether I have to send in a FAFSA application or can I just take out a private student loan to pay for my college. The money I get from the FAFSA doesn't cover all of my college expenses anyways, and I need to apply for an additional loan through a private loaner regardless. So is it okay for me to only apply for a private loan and to not even bother with a FAFSA? If anybody has any information on this topic please post an answer. Thank you.
When Should I apply for a private student loan? I start college Fall 2008.? I'm doing fafsa too, but fafsa won't cover everything thats why i'm taking a private loan i'm just not sure how early i should/can take it out
please someone help i need to get more student loans for college. Parents are kicking me out? I have been working as much as i can ive been working night shift then going straight to school an i am also doing 18 credits. my parents are not supportive of me at all and now im getting kick out... i need to get private student loans i really need help on what to do im almost 20 i have a year an half left of school my job will not support myself and school... please someone help
i need a private student loan for college but i dont have credit & my parents have bad credit wat can i do??? i have no 1 else 2 co-sign 4 me & already did the fasfa
Desperate for a second chance at going back to school and denied private student loans, don't have a cosigner.? I went to a private college for almost two years when I realized I was wasting tons of money on Bible credits I would never use, so I decided to take a year off and figure out a great school to go to with a Music Business major. I set my sights on The Institute of Production and Recording in Minneapolis, MN. Everything has been going great...except for my student loans. I have about half of tuition covered my Stafford loans the only thing is, the school isn't an eligible school for several student loan companies. My adviser has been giving me several different ways to get private loans and I have been denied by three places, and twice with a co-signer. My parents have the worst credit right now due to their specific jobs that aren't doing well in this economy. I fell a little behind on my student loan payments from my past private school but have communicated things with them and have set up small payments each month, but I am still being denied these private loans due to my credit score. Please help, I couldn't be more desperate in finding a way to pay for my tuition and this school. Classes start July 27th and I have been working non-stop trying to find new ways of getting there. Thanks!
Where Can I Find Some Private Student Loans? Does anyone know any reliable private student loans that DO NOT require a co-signer? If so, please give me the web address. I am a Junior in college and I attend the University of Central Florida. (I already have the Federal Stafford Loan, but I need additional loans). Thanks in advance
can i change my anticipated graduation date on my current private student loan? can i change my anticipated graduation date on my current private student loan if i transfer from my current 2-year community college to a 4-year college? can my student loan even be transfered to another college? my student loan isn't federal but private, so i don't think it's necessary to inform the school's financial aid office about the matter. is that right?
Are Private Student Loans exempt from bankruptcy? I've read that student loans cannot be disposed of during a bankruptcy. I'm sure this is true for federal/state/school loans, but what about private student loans that did not need to be confirmed by the college? (In other words, did not confirm "financial need" with the school).
can private sallie mae signature student loans for c. colleges be discharged by bankruptcy? can private sallie mae signature student loans for c. colleges be discharged by bankruptcy? Please note these seem to be PRIVATE LOANS
college student loans? Does anyone have any suggestions as to where I can find a cheap interest rate private loan for college? I know you have to fill out the applications online now so what are some good sites to go to? I graduate in a year and a half and dont want to have to pay back 30,000 dollars when I only borrowed 10,000. Please help! I need some direction! PS I filled out the fafsa and I dont get any financial aid bc apparently my parents make too much money so please dont suggest things that the fafsa offers bc I dont have access to those loans!
I am joining the Army Reserve, Is it true that the government will not help pay back private student loans? Paying for college is not my primary reason for joining. I am just curious. I hear that private loans are not covered, but my FAFSA stafford loans will be covered. Is anyone informed about this? My recruiter has been pretty general about it. Thank you
I need a private student loan to help pay for college, but I won't be 18 until the end of the year? My financial aid was not enough to cover my school costs because it required my parents to take a high cost loan that requires almost immediate repayment. So I need to apply for a private student loan but I don't turn 18 until November and my school costs need to be paid by July. Any suggestions
private student loans? I'm a full-time college student recieving, PELL, TAP, & Stafford loans but I still fall short. My parents can't afford to take out a parent loan for me, nor can they pay any of my college costs. So I have a signature student loan from Sallie Mae, but after the school takes their cut, I'm still falling short and with a field studies trip next semester I'm worried about money for the next semester. Can someone recommend me another alternative for more cash so I can pay any possible unforeseen costs (my car is about to go). I was looking into private student loan alternatives, but the interest rates seem OUTRAGEOUS. What are my options, I am looking to borrow ~$3000. I am already working work study. I have student loans because working full time around here really isn't an option other than walmart and even working at walmart 40 hours a week (although I know I wouldn't get that many hours) would only get $200/week and with the effect on the grades I have I'm not going to risk it. I'm going to attempt to get a job on the weekends in addition to my work study, but I know that I won't be making enough to cover those expenses. I also didn't ask for people to tell me what a bad idea it is, I know it isn't that great of an idea, I asked what provider was best, or I should have. I asked around and was told that the best way to go about it was through bank of america.
Democratic presidental nominee's stance on student private loans? I was talking to a friend about my insane student private loans and how it seemed that I would've been wealthier had I never gone to college. She told me that both democratic presidential nominees have make statements in regards to helping students in massive debt. Does either Obama or Clinton have any plans on what to do to help people who are in massive student loan debt? Would it only affect future loans or would it help people who already have loans?
I am a full time college student/single mom who desperately needs a college loan but has no cosigner or credit I am a full time college student and single mom while I have used all of my stafford loans and pell grants to cover tuition and books. Does anyone know of where you can obtain a private student loan to help with other expenses associated with college? I have no cosigner and my credit needs repair due to my ex and have been unable to find another lender who is willing to work with.
i need to get a student/private loan to attend college. i have decent credit but NO on can co sign for me ? and most federal loans i try they need my parents information(fasfa) and my parents will not give me any. what can i do? does anyone know any good student loan sites? i tried with sally mae financial and was denied to lack of credit. i dont have much but what i have is good. i do work a great full time job and make good money i was looking for a way to start school now and not wait forever and have to juggle family and school. i do work a great full time job and make good money i was looking for a way to start school now and not wait forever and have to juggle family and school. i also just got my credit score and its a 662 not too bad why cant i get a loan?
Just accepted to college for fall term and computer is going on the fritz.. private student loan? Is there a particular loan that covers personal college related expenses? I have filled out the FAFSA and I am hoping to pay for school with grant and loan money, but what can I do for personal necessities like this? Is there a particular private student loan that sends the money directly to a student?
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