Private College Student Loan
College Students Loans Knowledge Base
What banks offer Private Student Loans for College Students without a Co-signer? I am a senior in college and I am a college student. I need to find a bank where they do not require a Co-signer to take out a Private Student Loan? I have no credit because I'm still a student however am about to graduate college but just need a little help.. Please, anyone who knows of a Bank other than Bank of America and Chase please help me out. Thank you so much for you time and consideration. Cheers
Can all college students get loans to pay for the college of their choice? I keep hearing mixed messages. Some students say they can't afford college, while others have over $100,000 in loans. My son wants to attend a pricey college. Can he get the loans under his own name? What is your experience?
Does the parents of college students usually co sign for loans? My friends son and his ex wife has asked him to co sign for a college loan which is not re payable until the year 2012. I do not understand college loans and he has asked me what I think of it. He believes he may be getting himself into some kind of a financial trap. I did not know a college loan required a co signer. Does it? He already payed for his 1st years tuition and his dorm fees and all that stuff. I do not want to give him mis information, but clearly he is concerned. Who do we ask about this for sound financial advice? Do you know anything about college loans for an 18 yr old child? Do you think he is being ripped off? Do the parents co sign a college loan for $6K not repayable for at least 5 yrs?
Can college students who graduated get help to pay off loans? I graduated college a year ago. I'm working for non-profit and I'm not making a lot. Can I get aid from somewhere to help pay off my student loans?
Are there cost of living loans for college students? I am a full time college student and I work part time. I don't make enough money at my part time job and I have a house payment and other bills. I was wondering if there were loans for college students that would cover personal expenses other than just school. I would also need one that you wouldn't have to pay back until I graduated. Any suggestions?
How do subsidized college loans affects students? How do these subsidized college loans affect students from an economic standpoint?? Please help me out???
What are some reason that college students use emergency loans from their school? Or, what make a student elibigible for emerency student loans from their school?
40% of college students never make loans - they pay cash? This was on the Dave Ramsey show today. Which I honestly never really believe - I am not a fan. But he stated that 40% of college students never make college loans. Their parents pay, and they help by getting part time jobs, etc. Your opinon on this statistic. How could he have flawed it? I find it hard to believe that there are that many people out there with real money to pay for their kids college. Could it be that they are taking equity out of their home? Since interest rates are so low, instead?
What percentage of college students take out loans? Due to personal beliefs I've decided to not participate in the ROTC program at my college, and I've lost the tuition to cover my expenses for the school year. My parents are giving me a hard time about it, saying that many students have scholarships to cover these expenses already, and that not everyone relies on loans. I've earned one scholarship so far and am on financial aid, and going to an in-state school which has reduced me costs to $6000 a year, which is pretty good going to a Public Ivy if you ask me.. I want to prove to them that not every student has full rides or pays for it straight cash. Does anyone have the numbers/facts on this data when it comes to loans?
What percentage of college students have student loans? Joey- that is the most ridiculous thing I have ever heard. I have lost a few brain cells reading that.
Should there be a student loan bailout to help college students with overwhelming student loans? If banks got a bailout, why not college students? The Occupy Wall Street protests are hitting a nerve.A dearth of jobs, overwhelming student loans and soaring health-care costs are just three major issues protesters have targeted. And regardless of politics, economic data suggests they're not alone in their frustrations. http://finance.yahoo.com/news/These-Occupy-Wall-Street-apf-914957440.html?x=0
Do most college students end up with loans? do most college students end up with loans after college? about how much is the average a college student owes back?
Why would republican college students want to pay fees to banks for their student loans? I have heard much outcry from the right wing after Obama removed the banks as middle men for student loans. Is it that Republicans would accept a lower standard of education if only the banks can get a cut of their money?
Poll: How many of you libertarian college students and graduates accepted student loans? "Private loans get paid back." Well, duh, but student loans for tuition are always back by government support.
Do you think student loans should be forgiven for American college students? keep in mind that George W. Bush and Barack Obama supported bailing out the crooked corporations.
Are undergraduate college students taking out enormous student loans for unmarketable majors out of ignorance? Do they understand that they are likely to go bankrupt 1 year after graduation if they graduate with a degree in liberal arts, music or art 60k in debt?
Since only Washington now gives college loans, how long before loans to Christian college students are said to? be unconstitutional because of the whole church/state thing?
How will college students feel when they cannot get student loans? if a bailout does not prevent our credit market from completely crashing? Alex - I'm not a republican. I'm an independent.
Do most college students who file a FAFSA and student loans get the loan refund check? I'm just wondering because i am currently enrolling. Anything would help!
CAN SOMEONE HELP ME FIND loans for college students with bad credit? Can someone tell me where to get a loan when federal funding is not enough. I have bad credit. But peole with bad credit need additional loans for school too.
What is the interest rate of loans for college students (and expected future cost)? What is it now, and what's expected at about 2012? Any students that borrowed money; were you able to pay it back? Does the rate depend on how much taken? I don't have any savings, my parents won't let me get a job currently, and I intend to move out when I'm eighteen which means no support from them. I terribly want to attend a good school, but it's unfortunately expensive out-of-state, and I don't think I can apply as an independent.
College students' loans? & question about bills? I often hear people around me complaining about their student loans from medical school with high tuition, etc. My question is, do you try to pay your own loans by yourself or do you get help from parents? Does it matter if you're born in rich family? What will happen if you can't pay your loans for a very long time? One more question, people pay bills throughout their lives, so what do the common bills they pay come from?
does private student loans effect the future financial aid of students for college? i just want to know if state and federal grants for college will be effected by the private student loans. for example, if private student loan is taken to consolidate credit debt in addition to college semester bill.
What are the best loans for college students? So I have a scholarship that pays most of my tuition, and my parents have been contributing the rest, but it looks like that won't be happening anymore. I'm going to have to take out loans...where do I start? What are the best loans to get? This is urgent, please help!!!
where can i go to get students loans for college? i am attending Arcadia University in the fall and i need to pay them the tuition which means i need student loans. thing is i dont know where to get them and i start on september 3rd. another thing is how long before i start school should i apply for a loan?
would government shutdown effect applying for student loans for college? ik it would stop other types of loans from being processed but what about the hundreds of college students that have student loans and are applying for them?
Are there any loans for international college students that do not require a co-signer? I am a college student from Russia and am struggling to pay for school, housing, medical bills, etc.. None of the banks or loan providers will give me a loan without an American co-signer since I am an international student. I am in my 3rd year, the first two years have been a pain, and I still have not found anything. Anyone know of where I can get some money to help fund my 2 years of college left?
What is a trusted finance company to use for college student loans? I'm filling out paper work for student loans for college and want to make sure I choose one that has the highest reputation. Any suggestions?
When a college says that it will eliminate loans for low-income students, does that include stafford loans? In other words, if a college eliminates loans for a student, does that mean the student will not have to take out stafford, perkins or other federally subsidized loans? Are they getting a free ride? Thanks!
can i still become a certified teacher if i "defaulted" in college student loans? Hello, I live in Texas. I defaulted in college stafford loans because of my carelessness. I do plan on paying back in payments. My question is i've graduated college and want to take a state content test to become a certified teacher. Can i still get certified as a teacher even though i am in default with student college loans? THANKS
Do you support the Fairness for Struggling Students Act which would allow students to discharge college loans? The Fairness for Struggling Students Act of 2011 would allow students to file for bankruptcy for private loans.
Is there any single mom loans out there for college students? I am a single mother trying to attend college. Is there any loans out there that I can apply for? Loans that is for my personal spending????? I have looked at a few websites but they didn't look legit. I have two children and I am unemployed. Trying to get a college education, so I can't work and I don't have the money to pay a babysitter. I need a full amout loan for me and my children. Any suggestions?
If student loans are made available through the government for college would it be fair to have the students? sign a contact that states if they consume alcohol or drugs while attending college the loan could be rescinded?
how is the depression going to affect college students class of 2011 or 2012? I know the economy is gonna affect stocks, mortages, and gas prices and stuff. But what about for college students. (loans, tuition, etc....)
I am scared of my College Student loans? I am Scared that i will take out 60k+ Student loans and not be able to finish college. Personally i was a C student in High school and am nervous i will fail a lot but keep trying and by the time i do graduate i will be smothered by student loans and will not be able to pay my monthly. Anyone have any personal advice on taking out Student loans? I have no other income to pay for it.
College students: loans for college from myrichuncle.com? Has anyone heard of or even worked with this loan company? I've just recently learned of its existance and was wondering if I should go through them to get a loan for my rent costs during college. Any imput is great, thanks I already get all of the federal/state loans that I am possibly eligible for through FASFA... including a work study program. I'm looking for something to cover the additional family contribution that I (and my family) can't cover.
Is it true that almost all college students cannot afford college without taking out loans, that grants arent? enough to attend college with, like from FAFSA, that you have to take out loans each semester also, is this true or not ? How so ?
What's the best student loans for college? Does anyone have personal experience with one? I'm a college student and financial aid, just ain't cutting it, does anyone have anything to recommend for me, loans wise?
What are the best college student loans? What is the best company to get a low interest rate with good service for college student loans? thanks
Are Direct Loans are the only loans available to college students now? or do they have the option of taking out a loan with Sallie Mae?
Do students have to take out student loans or can they just use grants to afford college? If you budget right is it at all possible to just use grants and financial aid from fafsa or do people have to take out these huge loans to afford college?
The next debt crisis will be College students defaulting on loans will it be because of Repugs cuts of grants? and not wanting to create jobs? Mr. 1911, you probably went to a crappy state school and tuition was not increasing faster than inflation. Mr. 1911, you probably went to a crappy state school and tuition was not increasing faster than inflation.
Why do college students take out loans, don't they know that you can't spend yourself out of debt? Its almost as though they think that investing now will help them be in a position to more than pay off the expense in the future because of advancements made as a result of the loan. What are they stupid like Obama? (Yes Rpubs thats sarcasm) I know its a bit too complicated to understand....
I have a question about college students and graduates getting put in debt from credit cards, any help? How do college students and graduates get put in debt from their credit cards? I'm doing a school report on how college loans put students in debt. Can anyone help me out with this question? Thanks!
how many college students are willing to do 1 military tour to have there college loans forgiven? 15 months of active duty and you never have to worry about college tuition. small price to pay to help the president out on his promises.
Do College students realize that obtaining Student Loans does not mean their tuition is "free"? What is your opinion about why College students perceive that obtaining Student Loans and Grants means that their education is "free" when it really is not? What does it mean to you that most prospective College students believe that "everyone" uses loans and that doing so is the "normal" thing to do? What alternatives do you believe are realistic options to prepare for the cost of College? Do you think colleges should offer "payment plans" to students directly through the school?
Whats the best loans; with less interests for first yr college students? i need to take out a loan; but im having trouble finding one with low interests after finishing skoo. -whats required to take out a student loan?
Do many college students in Canada apply for student loans? Or does the majority of canadian college student pay fees by themselves?
What college loan companies send loans directly to students ? I need a small loan sent to me for about $2,000. What companies can send the check directly to me instead of sending it to financial aid ?
What are some other options to pay for college? Do you have to pay back all loans? What are some other options to look into to pay for a school? I know you have to pay back college student loans do you have to pay back other student loans though?
Will someone cosign for a loan for a student in college? Is there any loans that approve without a cosigner? I'm a college student looking for a cosigner to get a student loan. However, I dont know of anyone with the credit requirements. I was wondering If there was a loan that approved students with no credit nor cosigner. Someone PLS HELP!!!
What affects of no economic bailout have on current and prospective college students? What affects would the $700 billion bailout (or no bailout) have on college students with student loans? If no bailouts, would college students have difficulty getting a student loan. What will happen to those who already have a student loan? If bailout is passed in congress, what affect would it have on tuitions? Thanks, (I am very nervous since I am a college student and don't have much money)
Are there any personal loans for college students with less than perfect credit? I am a college student and i'm looking to relocate closer to school but i need a legit loan for less than perfect credit. any ideas? LEGITIMATE LOANS ONLY!!!!!! Ive been checking out some of theses websites ive been given by you guys and they have been fake.. please only post legit answers.
Auto Loans for College Students and No Credit? Hello, I will be attending college this spring and I need transportation to go back and forth to school and work. I am looking to get an auto loan for about 4,000. I have no credit and I have low income of about 500 a month. Is there any way I could get a loan? please help me.
What's the easiest and most affordable way for college students to get auto loans? I'm thinking about a $10,000 loan. I can probably do about $200 a month.
Where can i get College loans for student matterials up front? Im going to be going to college in Aug, and i need to buy a high end labtop because im going to a very expensive art school. Is there a place where i can get a student loan up front? Sallie Mae i would have to wait untill the school cuts me the check for the left overs.
Community College Students: How much did you/do you qualify for in Federal Student Loans? I know the max amount is $5500. I know I can't take out more than the Cost Of Attendence. Are transporation and personal expences included in Cost of Attendence?
Is there any books about Loans for College students ? I looked everywhere but I couldn't find any. I need to use it as an essay reference. Thanks
If I take out students loans in college then enter the Air Force after ROTC will they help with my debt? And can I still use a military scholarship to pay for my law school, which will take 3 years. I'm using regular financial aid and student loans for my 4 years of undergrad.
What percent of students take out loans for college? I'm planning on not taking out any loans. Right now i'm 18 years old, a senior in high school, and i have $16,500 saved. I also only have to pay for a third of my college and my parents pay for the rest. So what percent of students have to take out loans for college. Am i in a better situation that most other people?
Is there specific auto loans for college students. If so, when do you have to start paying it back? I have had an auto loan and paid it off about one year ago. Now i will be starting college and would like a new used car. I was wondering if i could get an auto loan that i could wait to pay back 6 months after graduation, like student loans. Or if i took extra money from a student loan and bought my car with that.
Alot of college students are using student loans, there are various loans what is difference between them? I have read 'Generation Debt' by Anya K. it is an eye-opener. But what I want to know is ... are loans good for your credit? As a college student, is there a certain loan I should be looking into? Should I even be looking into getting a loan?
how does declaring bankruptcy work and college loans? I am a college student I have NO ONE to cosign for any type of loan I can't seem to find work even at burger king or mcdonald's Bills keep piling in and with interest...yeah, you know where I am going with this.... My main concern is this...If I declare bankruptcy how will that effect me getting the government student loans with I need in order to go to school Since Mikey was so unbelievable rude and insulting in assuming I don't try to find work, I decided to add this note. 1.)I live in a studio apartment (no room for roommate have no job, can't afford to move) 2.) I live by the bare miniums, no cable, no internet (I am at school using a computer) Just electricity and my phone which I need incase someone want to hire me 3.)I do not over reach my capabilites, I apply for jobs I should be able to get...I can't control who hires me and who doesn't 4.) I apply for at least 5 jobs a day...That'd be 25 jobs in a work week, and I follow up on everyone of them ~If you have any rude or snide comments like her, do us both a favor and just don't answer this question!
When should i start applying for private college student loans? Loans like, Sallie Mae, and Wells Fargo
Are student loans a realistic wa to fund college? I'm 24 and have decided a career path but am honestly broke. I need to complete college. The question is, is it realistic to fully fund college with student loans?
Which financial institutions are the best for college student loans? I have to choose a lender for my financial aid student loan offered, and do not know which one of eight lenders to choose from. HELP!!!
What's the most amount of money you can borrow for College Student loans? The Staffords (qualified and non-qualified) are only $3500 each the first year. Other than a Plus or private loan thru a bank, what else is available for a Student Loan?
Will the economic problems in the US affect college student loans? I'm in my junior year in Hs, and i'm starting to get really worried?
Will getting busted for marijuana possesion AFTER I graduate from college effect my students loans? I graduated over a month ago, but I was just busted for possesion of marijuana. I recived only a ticket. Will this have any effect on my student loans as I have already graduated and I am not a student anymore?
If i paid for college with student loans, will i get spending money from the loans? someone i know told me the other day that i could go to college using student loans without having a job, but when i ask this person how do i get spending for food, personal items, money for gas to get to classes, money for health insurance, etc... how can i pay for all that without a job & this person told me that the government will give me back money for those expenses if i use student loans? it all seems to be too good to be true to me, it's a little fishy to me! i mean is any of this actually true? please answer me, i am so confused!
College loans for students with no co-signer.? my school lowered my financial aid substantially this year and I need a loan to pay for school. My problem is that my parents refuse to co-sign- so I have no co-signer. Are there any student loans that are easier to get than others? I really need to pay for school! I'm already working myself to death to pay for rent and food and stuff...
Can college students w/ loans get food stamps? I am planning to be living off a scholarship, get a loan for my living space, and do as much work possible with a college schedual but would it be possible to get food stamps while doing this? Since for the most part I expect to be living off the loan.
regarding college student loans, does the lender give you the total loan amount all at once ? or, do they give it to you in increments ? also, do they check your credit report ? and is approval based on FICO scores ? thank you for your help.
does anyone know of any loans for people with bad credit with no cosigners for college students? I am a college student with a high past due bill. I can't go back until it's paid. Just wondering if anyone knows of a program or loans for people with very bad credit.
Do many college students pay rent with student loans? I'm trying to work my way through college without racking up a ton of student loan debt. I've known a lot of students who only work part-time, but live on their own without roommates and still have the money to pay their bills and buy clothes and other extras. Some of them have told me that they have trust funds, or their parents help them out, but I don't know most of them well enough to ask how they afford it. I've also known a few students who used their student loans to pay their rent and then worked in the summer for extra cash. Is this fairly common? I wish sometimes that I didn't have to juggle working full time and taking at least 12 credits every semester but I don't want to graduate with a lot of debt. I think I'd rather be tired and have less of a social life now and have more later. I am just wondering how other students do it.
Is it true that some police agencies will partly reimburse you for your college loans? I read some where, I cannot remember where, that some police agencies will actually help you pay back your student loans for college. I was wondering if this was true or not.
Disadvantages of cosigning college student loans? My best friend just asked for me to cosign her student loan because none of her parents can do it. I would be willing to, however I do not know how this may affect or disadvantage me. I know that if she does not pay in the long run I am reliable for paying, however, other than that how else can I be affected? Does it go on my credit? Anything else I should know before cosigning?
College students, how much debt from loans/ credit cards do you have? I currently have about 5,500 and I am entering my third year. I got one 4,500 dollar loan and have balances on 3 credit cards totaling about 1000. This isn't SO bad is it?
Taking out Student Loans for College and Secondary School? Next year i plan on transferring to a UC school to finish up my last three years of school. After graduating i plan on going to law school to finish up my degree. Summing it up i have to support myself through college for the next 7 years and im looking at taking out around $150,00 dollars for student loans. So my questions are these: Is it possible to taking out this surmount of money for student loans? Would you recommend it?
Provide ideas on how to cut your college costs with regard to student loans? USA congressional bill HR5 is being discussed today, but it only lowers interest rates on "some" college loans, and only saves a person $6.42 per month over 6 months yet 225 representatives are in favor of that bill. Please suggest better ways of saving money with regard to college education since our reps don't seem to understand the situation. emails accepted so that I can submit those to congress. actually I was looking for answers like: schooling and working at the same time; going to community college for two years and then going to a senior college to finish your education; getting grants; like telling colleges to cut their bills and not charge so much......so what are YOUR ideas so we can submit them to congress.
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