Private College Student Loan

college loans? i am putting myself through college I have already taken our about 26,000 dollars in college loans and i am coming up on my 3rd year i have averaged out that my total debt out of college will be around 70,00 dollars.... is this way to much... how can i consolidate when im out... does this sound normal or had any one else been put in this position... what will be my monthly payments?

College loans? I am wanting to go to school I want fget Fin aid I know cuz I make to much.I don't mind paying it back should I go throu the school or with a bank or what.I don't want to pay anything for the first year then start paying with a payment plan.I am going to local college my job will pay up to $1,900 a year.I was woundering are the loans done for the full amount at one time or do they tell you about how much it cost and you just find out at the end or do they give you the loan for one year then you get other loan the next year.I want to take a course it's 45 credit hours the get my 2 year AD I plan on paying for the course up front as I go then get loan for the 2 year degree.I am a Corr. Officer it will be about 7,000 or at the most 10k for the 2 year degree I was thinking about Bank of America thats where I bank around 3% up to 8% apr but if I do that do they give me the check or to the school and they have paymen plans also I have good credit also I just bought a house to but I do want an unsu loan so want nothing be at risk I will get a 10% raise at work and they will pay about 4,000 alltogether for the two years

College Loans? I have to get three loans to go to the college i want and i got a staf. and and unstaf. loan through the school. i was wondering wheres good places to go for another student loan without getting killed by the interest rates?

COllege loans??????? So im 17 years old and my whole life ive wanted to go to a good college... After all the years of making my self do well in school i just applied last month. Now my parents are talking about how ungratefull i am and that i dont deserve anything and that i cant go to school unless they pay for it??? Is this true??? is there any sort of student loans that i can get without them???

How do I pay back college loans of I am withdrawing for good? Hypothetical Question: If I was in my 2nd year of college and am considering withdrawing from the school because I was getting married and am having a baby, how would I have to pay back loans? Or do I not pay back the loans? Or when do I pay back the loans? Because from my understanding, you pay back loans after you graduate? Please help.

What are some options for college loans? I am currently a junior in college and I am going to need to apply for a loan. I already have a federal loan, but I need some additional funds. There are so many scams out there, I don't want to get screwed over before I even graduate college. What are some good college loans that I could apply for?

How can I refinance my college school loans? Actually it's my girlfriend who needs her college loans refinanced. They're about 60 thousand. Shes paying over $500 a month for her loan, and some of my friends have the same if not more of a total loan amount and they are paying hundreds of dollars lower a month. How can she get her loan refinanced to get a lower payment? Is this possible? Her current loan is through a company named Sallie Mae.

Where can I go to obtain information about college loans? I'm a college student looking for a small college loan to help with expenses. What are the websites, places to go, and information on getting the best rate ect.... Can I use the money to pay off a credit card with a high interest rate? Where do you go to get college loans? The bank? Do you have to payments while your in college? What can I spend the money on? I've never taken out a loan. Thank you for the help.

How can I pay for college without taking out college loans? I am trying to figure out how I am going to pay for college without taking out loans. I have good grades and everything, but those aren't getting me the necessary scholarship money to completely pay for college without me having to go into debt. What are some helpful hints to paying for college? I am also working all that I can and still can't come up with the necessary money. Please help me with some good ways in order to pay college WITHOUT any debt!!!!!!

How much is the norm to owe on college loans? I'm a 4 year college student and I just reviewed my school loans I owe about 38,000 and I have another year to go by the time i'm finished I'll end up with 40,000-45,000 in college loans is that too much or is that the norm to owe for a 5 year college student? My college tuition isn't expensive, is about 12,000-15,000 a year.

What is the best way to go about college loans? I have at least 3 more years which will need additional funding besides my own income, are college loans a good option? Can I pay off my loans within 5-10 years?

How do you get loans for college? I'm a sophomore and my parents are not helping me with college. I want to start thinking about how I'm going to pay for it. I don't exactly know what you have to do to get college loans and all of that stuff. Could someone give me some info on the process please?

When should I start applying for my college loans during my senior year? When should I start applying for my college loans during my senior year? when is a good time to start?

Is it possible to combine all my college loans, even from different lenders, into one monthly payment? I have college loans from about 5 different lenders, and I want to combined them into one payment, is it possible? Is it normal to borrow from different lenders?

How much should you expect to have in college loans for a 4 yr degree? I went to jr college and graduated with a nursing degree. I paid my books and tuition every semester and drove to the local jr college. I never had any loans. Welfare paid for my books and a babysitter because I was a single mother. A girl I work with says she has $40 thousand dollars in student loans to pay off and expects to have 90K in loans when she graduates. She had a scholarship that paid for her tuition and she still lives at home. What did she spend 40K on? Am I old fashioned or is that excessive?

How tough is it to pay off college loans if you are smart financially? I have a friend who is going ot have to borrow $60,000 at 6.25% for college. If she is wise with her money (no credit card debt, strong saver, not too much spending), then will she go through a lot crap paying that back? Has anyone here who is a good saver paid off college loans? I'm just worried because I hear so many stories of people having so much trouble with loans. Thanks for your help.

What is the average amount of time it takes to pay back college loans? I was living in a fantasy land when I thought those stupid little booklets that Student Loan Finance Corporation sent out for a payment plan, was all I had to pay. I never realized how many bloody years it actually took, until I called those creatures today. So, I'm wondering what is the average amount of time it takes for people to pay back their student loans? and why can you pay back a car loan for 20 grand in five years, but a college loans for the same amount takes 18 or something equally as insane? Thank you.

Does the parents of college students usually co sign for loans? My friends son and his ex wife has asked him to co sign for a college loan which is not re payable until the year 2012. I do not understand college loans and he has asked me what I think of it. He believes he may be getting himself into some kind of a financial trap. I did not know a college loan required a co signer. Does it? He already payed for his 1st years tuition and his dorm fees and all that stuff. I do not want to give him mis information, but clearly he is concerned. Who do we ask about this for sound financial advice? Do you know anything about college loans for an 18 yr old child? Do you think he is being ripped off? Do the parents co sign a college loan for $6K not repayable for at least 5 yrs?

What are the best ways to pay off the college loans? Is it smart idea to pay some money per month while you're in college? So that you can pay less in the future for the loans with lower APR. That is fine with me. I have heard of stories about students who are stuck on paying back the loans for the next ten to fifteen years. I do not want to be in their shoes.

What is a decent interest rate for refinancing my college loans? I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.

How much do people usually borrow for College Loans? I'm going to a community college for 2 years, I want to live in an apartment. I have about $10,000 from dividens(lived in alaska for 13 years). How much do people usually borrow for college loans?? I'd almost like to borrow $20,000 but then how much do you have to pay back?

When do you have to start paying off your college loans? Do you have to start right after college? If I wanted to travel abroad for a couple years could I do that and then start paying the loans?

How long would it take to pay off college loans? I decided that I am going to go to the extended campus of SDSU in my small town for my Bachelors Then I am going to another extended campus of another college in Palm Desert. The college of San Bernardino My question is how long will it take to pay off the loans. I don't think it will be as much since they are extended and close by, plus I would still be living for home.

Question for homemakers who used college loans to go back to school? After you finished your degree plan will the college loan payments be difficult to pay off? I am really worried about that since I have three children and do stay at home. By the time I finish school I will owe over 30 thousand back in school loans and I do not want to work just to stick the kids in day care just to pay back school loans. My question to you is are the loan payments you have to pay back on school loans affordable?

What do conservatives/liberals think of subsidized college loans? I have to give a presentation on subsidized college loans and this is the only thing missing. i cant find the info anywhere. someone help.

what are some good organizations you would recomend for taking out college loans? I am going to college next year and i need to take out loans, so any college students/grads that could recomend any organizations i could get loans from?

How long did it take you to pay off your college loans? What college did you go to? My parents are encouraging me to go somewhere very close to our house, but i have my heart set on going somewhere else. They are trying to sell me the idea that i may never pay off my college loans.

What about the fannie may college loans? I only knew fannie may as college loans, not mortgages. So, how will it's failure affect the college loans?

What are some good low intrest college loans? I'm starting college full-time in the fall and I need student loans, there are so many types and options I need help!

Is it still possible to get college loans? I and my fiance are planning to go to Bible College in December, and today my father told me it might no longer be possible to get student loans. Is this true?

Is it smart to get loans on a car and college? I don't have a car. I know that I will get loans on college. BUT I really need a car... I have a job... I don't need a NEW car just a descent running car. Is it dumb to get loans for a car knowing that I will have college loans as well?? Any Advice?

Is consolidating federal college loans a good idea? I have 5 total federal loans from my college days. They vary in interest rates from around 2.8 to 6.8%. As pure chance would have it, my bigger loans happen to have the higher interest rates between 6.0 and 6.8%. I just went to some consolidation site and type in my numbers on their calculator form and it claimed I would save around $80 a month if I consolidated. Is this a good idea or not?

Where is the best possible college loans? I am going into my second year of college this fall. I receive no financial aid due to my parents income, but with overwhelming debt, paying for college is not possible. I am forced to take out loans. I have on with Wells Fargo that has an EXTREMELY HIGH interest rate! I was wondering if there were any especially for college students that do not require payment until after graduation and that were on the low interest rate side. Thanks, will choose best answer!!

Is it better to get college loans or do what you can afford for college? I'm wanting to know if I'd do better getting loans from my college now and paying them back after I get the degree or just gradually take the cources as I can pay for them. Defently will apply for a pale grant though. Just wanting your input or experience on it. At the moment I'm just taking cources as I can afford them at my local community college.

What bank is the best bank to get college loans from? My undergrad. sent everyone to Wachovia, but I had a horrible time with them. A lot of things were done to my account by the bank without me knowing it until months later. Is there a really good bank out there to get college loans? What are the main points that I should look at when getting loans? (Example. Interest rates, time to pay them back, etc?)

Can Somebody help me with private college loans? So to get housing that goes through my college tuition i need to take out a private loan, ie. Sallie Mae and various banks, but here comes the problem i don't believe i have an established credit and both of my parents credit is not good.I really need to live closer to the city for school before winter because commuting is killing me literally. Does anybody know wherever how i can still get these loans under the unfortunate circumstances i am under i believe i already have federal Stafford loans and various grants but they do no cover my housing. Anyone got any ideas?

Is there a website where I can see how much interest I paid on college loans last year? For tax purposes, I'd like to find out how much interest I paid on my college loans in 2007. Is there a website where I can see how much interest I paid on college loans last year?

If the bank handling my college loans goes bankrupt, how will I be affected? I am a first year college student at Dartmouth College and have taken out a hefty amount of loans for my first year tuition. I know with the recent Wa Mu bankruptcy, that many other banks are in danger of following in Wa Mu's footsteps. If by chance Citibank were to collapse what would become of my loans. And with our recent recession, how will I be affected in my ability to attain loans and secure a job post graduation?

What type of legal advice can I receive in South Dakota to help me with my college loans? I'd like to get legal advice to help me pay off my college loans. Who can I contact?

Can you get college loans for just one academic quarter? Some of my financial aid will be running out my spring quarter of school and I'm going to be a little (well alot if you ask me) short. Are there any college loans that will let me borrow for just one quarter of school and possibly still not have to pay while I finish school. I'll also probably need loans for next year as well but won't know how much until the end of spring quarter.

Will Massachusetts help with college loans if you teach in the state? I was told Deval Patrick signed a bill into law that will pay off some or all of your college loans if you teach in MA for a few years after you graduate college. I would like more information, but I'm having a hard time finding any on the internet. I tried mass.gov and multiple search engines.

In lieu of job market, what can be done to assist college grads regarding overwhelming student loans? President Obama, upon graduation, within a six month period it is time to repay college loans. What can be done to assist us in regards to repayment since the opportunity has been removed to have some of it forgiven if we remain in education for a stipulated period of time? I have recently retired yet I'm still battling this enormous bill.

where can I find out who services my college loans? I have Stafford college loans in a few places, and I remember seeing a website that listed who owned those loans, the amount and interest rates. Can anyone remember or tell me what that site is?

Can you still defer college loans if you take 1 year off? Hi! I'm taking a year off from college (I just graduated in May 2010) and I want to go to grad school Fall 2011. So far I have to pay loans for undergraduate, but once I start graduate school, will I be able to temporarily stop payments and have loans deferred until after I graduate? Thanks!

Is it true that some police agencies will partly reimburse you for your college loans? I read some where, I cannot remember where, that some police agencies will actually help you pay back your student loans for college. I was wondering if this was true or not.

How hard is it to pay back $60,000 in college loans? I'm considering going to graduate school for engineering or my MBA. Is it just better to try to get a job and go back to school later in life? How hard is it to pay off hefty college loans?

Whats the age that you can claim yourself for college loans 23 or 24? Going to college is expense! I believe it is 23 or 24 years of age when you apply for college loans that you do not have to put you parents income on the application. whats the age?

Do you know of any help with paying off college loans? I went to college and graduated with a degree in elementary education. I am a single mom. My loan payments are way out of my financial range, and they are as low as they can be. Does anyone know of any grants or ways I can get help paying my loans off? My next step is to get a 2nd job, and I will hardly ever be able to see my son. Thanks!

What can i spend my college loans on? I'm 19 and am starting community college in Sept. I have been approved for Financial aid from FAFSA. And i was wondering if anyone can help me understand more about it in depth? I think it said I'm eligible for $14,000 in loans or something. Can i use it for gas? Food? Housing? my contribution is 0, my parents contribution is 0. And i don't have a job.

Does anyone else have a lot of college loans? My family cannot afford to send me to school whatsoever. I have to take out college loans for 4-5 years. It seems like everyone has a very small amount of student loans. I got pretty good grades in high school but didn't qualify for any scholarships. Is anyone else going to be in a lot of debt when they graduate and if so how much?

Could you pay your college loans off all at once? What if right after college someone magically won the lottery. And he's currently playing a certain amount of money every month on those loans. Would they be required to continue those payments or could the just pay off the loans all at once?

Do people need to pay on college loans after graduation? I went to state owned universities and never had to pay back a loan for school. I often wondered when people need to start repaying college loans. With the economy today it is possible to go to an expensive school and still end up at a minimum wage job. Is repaying college due right after graduation and is the payback the same for everyone or is it based on income?

How easy is it to receive college loans? I was wondering if it is easy to receive college loans or are there certain benchmarks and requirements people must meet. and when should I start applying for loans during my senior year?

Where is the best place to get college loans? Like many other people because of the economy crash, my family is a little tight for money, where is the best place to get college loans with out any catches?

Is it doable to pay for college just on loans themselves? Here's the deal...my bf's mom wants him to go to the college she wants him to go and won't let him go where he wants to go. He wants to move out and go where he wants. Is it very possible to do this by using college loans only, while attending full time with a part time job? He fears his mom will enroll him in the college of her choice, but he intends to enroll in the college of his choice, what is there to do?

is their a government fund that pays back for college loans if you go to college and then enlist? like if you finish all your college, and then enlist, do they help you pay your existing student loans? or are you just S*** out of luck and have to pay them back on your own?

I have $75,000 in College Loans, with 3 different companies.What do i do? I have $75,000 in College Loans, with 3 different companies. All have different rates. Some are private and some are federal. I just make enough to cover them and rent a month. Sinking fast. What do I do. They are all unconsolidated. How do i consolidate in this economy. Is there a company that can help me with all of this? What will Obama's college loan program do?

Should I borrow more in college loans than I actually need? I am eligible to borrow $5500 this year in college loans, although I technically only need to borrow around $2500-3000. Should I borrow the full amount anyway in case I need it for an emergency or need it for school down the line when my tuition will exceed the amount I'm able to borrow? Also, will they find out if you use some of the loan for a car?

Will the military pay for loans taken out by my parents that paid for my college? I'm considering joining the Army after I finish college. It looks like the G.I. Bill will pay for around $60K of college loans. Does the military only pay for loans that are in my name, or will they also pay for loans my parents took out to pay for my college education?

How long did it take you to pay off your college loans? What college did you go to? My parents are encouraging me to go somewhere very close to our house, but i have my heart set on going somewhere else. They are trying to sell me the idea that i may never pay off my college loans.

HOW to refinance my college loans for a better rate? I have 2 separate college loans one with Sallie Mae and the other with Wachovia Bank I have been out of college for a about 3 years. So how do I shop for a "best rate" consolidated student loan?

What is the best way to research college loans? I want to find the best college loan, one that has very low/no interest. How do I go about researching that?

Provide ideas on how to cut your college costs with regard to student loans? USA congressional bill HR5 is being discussed today, but it only lowers interest rates on "some" college loans, and only saves a person $6.42 per month over 6 months yet 225 representatives are in favor of that bill. Please suggest better ways of saving money with regard to college education since our reps don't seem to understand the situation. emails accepted so that I can submit those to congress. actually I was looking for answers like: schooling and working at the same time; going to community college for two years and then going to a senior college to finish your education; getting grants; like telling colleges to cut their bills and not charge so much......so what are YOUR ideas so we can submit them to congress.

What bank has the lowest qualifications on private college loans.? I'm in college with low income and one year of perfect credit. It's my second year and I need a loan.

How to pay off my college loans.? I have a good summer, make 250 a week and that goes in my savings. I have 2000 saved up so far and have three more years of college. When I get done I will have approximately 60000 is student loans. What is the best way for me to save my money. Is there any online jobs that could help me out. Should I just use my savings or get cds too. Any suggestions will help.

Do I have to pay my college loans if I am in law school? While enrolled in law school, must I pay back my college loans? Or can the payments be deferred until I graduate law school?

Are there any college loans that I can apply for that doesn't require credit checks? I am planning to attend Hawai'i Pacific University in the spring of 2007. My credit history is not so well and i'm more than positive that i won't be able to find a co-signer for my college loan. How can i go about this? I really want to attend HPU... HELP?

What is the best way to save my money so that i can pay back my college loans? I didnt even start college yet, but i was forced to take out a loan to help me out. what is the best way to save my money so that when im done with college, paying off the loan wont be so much of a hassle?

Whats the next step in college loans? I only got 10,000 in grant wise while each year costs about 44,000 for the school of my choice (currently I haven't started college, I just graduated from high school). The rest, apart from the grant, is all loans! Is this a wise step to take or am I just going to put myself in debt for the rest of my life? I will be majoring in Nursing and the school is University of Portland - Private and catholic.

Do teachers in Ohio have to pay back their college loans? Someone told me that if you become a teacher in Ohio and teach for at least 5 years, then you won't have to pay back your college loans...is this true? Or somewhat true?

How do subsidized college loans affects students? How do these subsidized college loans affect students from an economic standpoint?? Please help me out???

If I want to move out of the country, do I have to pay off my college loans first, or can I do that there? If I can work in a foreign country, what do I do about my college loans?

How can I get someone else to pay off my college loans without joining the army?? A teacher I met at a seminar told me that she got all her college loans payed off by joining some cause. I don't know exactly what it was but it sounded like, I don't know, something like Greenpeace or Habitat for Humanity. Do either of these places do that? Does anyone know of any place or any cause that you can join that will pay off your loans or at least decrease them? I know she worked for a year and she had to move to New York for it. And I know she did it right after she graduated from Notre Dame University with her undergraduate degree. The only thing is I don't even remember her name so I can't ask her myself!

How can I track my loans from College Loan Corporation.? I need to know exactly how much I have accumulated on my loans from the college Loan Corporation for some peace corps paperwork. How can I login somewhere to get this information?

what's the best way to qualiy for college loans for my kids? - Any tricks of the trade from experts will be great. - Want to find out ways to "reduce" income so I can qualify for kid's college loans. - What orgs to apply to? - What do colleges look for when you apply for financial aid?

how hard will it be for us to get college loans in the near future? im a sophmore in HS so college is definately in the horizon for me...my family depends on college loans...especially because within 5 years 2 of my brothers & myself are going to be in college... with the new economy at an all time low how hard will it be to get these college loans ?

Can you consolidate your already consolidated college loans with new graduate school loans? I already consolidated college loans last year and have graduated. I have taken out new loans for graduate school, can I consolidate all the loans together?

Is paying off college loans manageable? I just finished undergraduate school with no loans. I am very glad. However, my degree is such that I can't do much with it unless I get a Masters. So, I'm in graduate school right now. I have to take out loans, and I'm expecting to take out a considerable amount to pay for two years of grad school. Now, even when I get my Master's degree, I will likely get a job that only pays $35,000/year, if that. I'm planning on going into teaching, and at a Catholic school. So, my question is: should I be overly concerned about paying back my loans? Has anyone else here taken out college loans and was able or are able to pay them back, even though one wasn't in a big-bucks paying profession? I really appreciate the advice!

Can you get College Loans at all other than the ones you automatically qualify for? I am in my freshman year of College After this year my parents arent going to pay for my education any longer They told me this just the other day so I had completely no time to prepare financially I know as a sophomore I can get 6000 or something? in loans and I can't get anything else because of my parent's income. Is there any way to get loans from other sources to pay for college? like private or independent kind of things?

Do Professors Receive Money Towards College Loans? I am thinking about going into academics and becoming a college professor. A major concern for me is getting to that point and being close to $200,000 in debt and from what I understand, Liberal Art Professors don't make a huge wad of cash. I was wondering if colleges professors receive any assistance from their school in paying off their loans.

When a college says that it will eliminate loans for low-income students, does that include stafford loans? In other words, if a college eliminates loans for a student, does that mean the student will not have to take out stafford, perkins or other federally subsidized loans? Are they getting a free ride? Thanks!

Will the military help pay off my college loans? As of right now I am an ROTC cadet. I don't plan on contracting until my Jr. year of college so for the first two years I will be taking out college loans. After I graduate and become a 2nd Lt. is there anyway that the government will help pay off my college loans or will I have to pay them myself with my own salary?

Will the USAF pay my college loans back? I have two years remaining of a B.S. in Accounting. If I enlist as an O-1 in the USAF, what kind of programs will help me repay my college loans? Okay, I already have completed a little over two years of college. I have about 2 years left. Second, I am going to sign up for AFROTC. I just want to make sure they will be helping pay my schooling?

college loans and scholarships? I am looking into some college loans that are low interest and can be re-paid after graduation but I am not sure which type is the best. A specific bank ( Chase, Citibank..) or the well known Stafford loans? Also, what are some scholarships college freshman can apply to? I am planning to get an apartment near school and the cost of everything has turned out to be a little more than my parents can afford. Thanks!

What is a trusted finance company to use for college student loans? I'm filling out paper work for student loans for college and want to make sure I choose one that has the highest reputation. Any suggestions?

How do college loans work? I am currently looking for a college loan and have applied for an Education One Loan through Chase. The terms are full deferral with 4.5 Deferment Period Margin. 4.5 Repayment Period Margin and a 7.50 Loan Origination Fee Percentage. Interest is Accrual beginning on Disbursment date on each day divided by number of days at the Variable Rate. The Variable Rate is the Current Index plus a margin. Does this mean my interest is 7.95 (market) and 4.5 Margin..eg. 12.5% from the origination fee of 7.5%? I need help understanding how much this is going to cost after college. Regards, Bryan agreed. i dont want to get anally raped either. it seems like 12.5% yearly rate and a 7.5% charge on the front end. Seems high..although it is a private long term loan. I figure 14% a year in the stock market..with a trust fund building. I dont want to pay 200% in 5 years. That would be extremely high. I need this in a quick figure so I can figure out my best option. Not worrying about it...is why im getting the college loan. obiously...im looking for a private loan. i dont want to have the restrictions of a federal loan. im a rich kid. i dont live cheap.

Is it better to go away to school and pay off college loans. Or stay near and have no loans? There is a university in my home town that offers the same major that the university that I am in enrolled in now. But I would be saving about $8000 if I went back home. Is living away from home worth that much money in college loans?

can i still become a certified teacher if i "defaulted" in college student loans? Hello, I live in Texas. I defaulted in college stafford loans because of my carelessness. I do plan on paying back in payments. My question is i've graduated college and want to take a state content test to become a certified teacher. Can i still get certified as a teacher even though i am in default with student college loans? THANKS

Is it good consolidate your college loans? I recieved all my loans from one lender for 2 years. Do you think it is necessary or better to consolidate my loans?

Will I have to start back paying college loans if i take a break from college? i plan on taking a yr. break bc i need to work and save some cash. Will i have to start paying my loans back. I plan on enrolling back in school in a yrs. time?