Private College Student Loan
Lowest Student Loan Rates Knowledge Base
Can I use a student loan for non school expense? What is the lowest student loan rates were or r going to be? I noticed the interest rates are 3.4% to about 6.8% This seems like lower than any other loans. I do want to use it to buy a computer and for travel. But I also get Fin Aid which only covers school. PS- does anyone what the lowest student loan rates were or where they will be? Also, I intend to go to Med School and am 3 years from completing my undergrad. I want to use the lower 3.4% rate for grad school. Is this possible to hold on to the money in the bank or will it forfeit my fin aid?
Why are subsidies for the Billion Dollar Oil Industries more important than low student loan rates? Why should students have their rate changed overnight on current loans? Why should Tax Cuts for the extreme wealthy be the most important issue? They have those cuts now and most certainly are the Chinese job creators. Nothing is more important than tax cuts for the wealthy? Look at what the GOP did to us in the Bush years and they want to double down?
What's the lowest rate student loan available? I'm looking for a student loan with the lowest interest possible. Unsubsidized.
Question about student loan rates? I will have to consolidate student loans sometime in the summer. There is some speculation that the fed cuts will lower student loan interest rates by July. My stafford loans are at 6.8%. Will I be able to benefit from the lower interest rates or will they still only take the average rate of all my loans.
Why did the democrats fund parts of the health care bill by raising student loan rates? Senate Democratic leaders said Thursday they would reject a House Republican bill extending low student loan rates because it would defund an important part of the 2010 healthcare reform law. http://thehill.com/homenews/senate/224071-senate-democratic-leaders-vow-to-oppose-house-gop-student-loan-bill Added: Wind,,,,how about something that points out spin
Why did Nancy Pelosi and most Democrats vote against lower student loan rates? They were just complaining about this, too. http://politics.nytimes.com/congress/votes/112/house/2/195 Just did some research, and they voted against it because it's funding by closing a tax loophole for lucrative lawyers instead of raising income taxes.
Lowest Student Loan Interest Rate? i need a private loan to take classes over the summer and i was wondering if anyone knew which private lender/institution had the LOWEST interest rates as well as total deferment until i finish school. i used salliemae last year and i don't remember ever signing up for interest only payments (i thought i had deferred any payment until i was done with school with incurring intrest), but i was NOT happy to do that. i need total deferment and LOW rates. any suggestions of places to go through?
I need a student loan with the lowest interest rates? i am interested in attending a cal state school afeter i graduate high school in 2008. I know that the only way to pay through it would be through student loans, because im not an athlete nor am i a fantastic student with a 3.5 or higher im just a regular junior trying to do well so that rules out any scholarships so if your going to answer this question don't comment on scholarships. i want to know the company which give out the best student loans. i have no prior experience with the information about student loans so if anyone could give me information about federal student loans or what is sally mae nelly mae or subsidized loans which i have no idea what that means. an another question if apply for a student loan will that pay for the whole 4yrs tuition, books, and housing or do i have to apply for fafsa for the books and other expenses. thanks.
What student loan has the lowest interest rates? Is there one that isn't so usurious? Sallie Mae is a huge rip off!!!
Whats Wrong with the Republicans Lower Student Loan rates, why is Pelosi upset and Obama ready to Veto? Remember Obama also wanted cuts in Social Security
for people that dont have credit yet, what is the lowest interest rate student loan? a good one =] please list i cant get financial aid my mother wont give me the papers. so i just want a student loan.
whats the lowest interest rate student loan in florida? Any suggestions ?
Where can I find a student loan with low interest rates? I am entering my Sophomore year at a private, four year institution this year and still need to pay $7,649 before the beginning of the school year. This amount was determined after subtracting the total awards that the school awarded me from the total tuition for the school year. Today I applied for a $3,500 Federal Stafford Loan through Nellie Mae. Every road I take is a dead end in terms of finding a company with low interest rates. I am the first member of my family to attend a post-secondary institution, let alone full-time, and really have no idea what I'm doing. Last year, my parents applied for a Federal Direct Loan for $6,000 and we're currently paying on that amount. I'm really worried that my total loan amount is going to be enormous when I graduate and that I will have no way of paying it off without living at home. Any suggestions about a good company or other financial advice is greatly appreciated, so much that I will reward someone with ten points. Thanks. I was told that we're paying on the loan right now because it is in my parent's name. Thanks for your input, Joe.
Why did Romney flip-flop last night on extending the low student loan rates for another year? ASTON, Pa. (AP) — Republican presidential candidate Mitt Romney on Monday embraced a student loan proposal that President Barack Obama is selling on the campaign trail and refused to endorse Sen. Marco Rubio's conservative immigration plan aimed at helping young illegal immigrants. The two policy positions signaled an effort by Romney to move to the political center as he works to court critical general election swing voters — including young voters and Hispanic voters — after a brutal primary fight. Romney's language on loans, for example, was distinctly different from the answer he gave when he was last asked about the issue. Prior to the Illinois primary on March 20, he told a young woman concerned about student debt to "get ready for President Obama's claim." "I know he's going to come up at some point and talk about how he's going to make it vanish. And that's another, 'Here, I'll give you something for free.' And I'm not g http://news.yahoo.com/romney-backs-student-loan-proposal-obama-supports-203402894.html Five years ago, rates for the popular student loan program were lowered to 3.4% from 6.8%. Without an extension, the lowered rates are set to expire on July 1 and return to 6.8%. http://www.cnn.com/2012/04/23/politics/campaign-wrap/index.html
If interest rates are so low, why are my student loan interest rates higher than ever? I just applied for my Student Signature loan with sallie mae for this semester, and the interest rate is 11.750%, whereas the last few semesters have been at about 8%.
How to lower student loan interest rate? I am 25 and have two student loans, one is 4% (with Key bank, $50K), the other one is 9% (with Government, $10K). Would appreciate your advise on how to lower the interest rate on the government student load piece. Thank you very much
Where can I find a good student loan with low interest rates? I don't want to have to apply for a loan every semester or every year. THANK YOU TO EVERYONE!! All of your answers are very useful so I can't pick a "Best Answer" I will leave it up to the voters to decide. Thanks again everyone!!! ;)
Help for student loans? Why aren't student loan interest rates going down? There's a bailout for all these financial companies and help for people struggling with their mortgage payment. What about help for people who are struggling with a big student loan payment? Or, at least, why can't my rate adjust lower? My interest rate on half my student loans is adjustable, how can the fed funds rate and other interest rates drop so low, but my student loans haven't dropped even 0.25%?
Where can i get student loan with low interest rates? I'm a college incoming freshmen and i need to borrow a loan about $5000 to pay off tuition.I don't have a credit card or anything. I don't want it under my parents' name or their involvement in this. I want to take full responsibility so i need a perfect place to borrow the loan.
How do I lower my student loan interest rate? I graduated in May '06 with 15k worth of student loans. My interest rate is just over 7%. I thought it was supposed to be lower! I've heard that student loans are the cheapest loan you'll ever get and that the rate is between 3%-4%. I've heard about consolidating to lower your rate, but I only have one loan!
Where can I find a good low intrest rate student loan, with low or no credit? Where can I find a good low intrest rate student loan, with low or no credit? I have this friend who is trying to go to school in LA california and she lives in New York. Also she has no credit and her parents have little creidt as well. Do any one have any bank or suggestion on where she can get a good student loan?
what is the lowest fixed rates for student loans? Im looking for student loanes and i was wondering what fixed rate i should expect.
What are some ways to lower my student loan interest rate? I consolidated my student loans a few years ago, and the rate is 4.75%. I believe it will be that rate for the rest of the repayment period, which is about 30 years. Is there any other way I can lower that rate, other than the usual 0.25% off using auto debit or 1% off after paying on time for 3 years??
Where can I find the lowest interest rates on student loans? I am planning to go to UCLA next fall......
Low finance rates for student loan? What is the best student loan company with low interest rates??? I dont want the loan to go to my school...I want them to mail me a check...Sallie Mae is wayyyy to high with their interest rates.
Is it possible to postpone student loan consolidation to wait for lower interest rates rates? I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?
Which student loan is the best (Lowest interest rates)? Okay here is the deal, I'm working and going to school, and I find it difficult to do both and I find it hard to be at my best in either area, so basically they're conflicting. My main problem is I have car payments to deal with, so I can't jump up and quit my job. I'm thinking about taking out a huge student loan like for $20,000.00- 40,000.00, but I want to find one with the lowest interest possible. I owe around $11,000.00 on my car, but I still need to think about school costs. If at all possible please help. Thank you.
Please let me know the best nursing or student loan i can receive with low interest rate! :)? I'm currently in the RN Nursing Program and having problems with money. Please let me know what is the best student loan i should apply for with the lowest student rates. Thank you!
What is the best private student loan for someone with good credit? Chase, Citibank,Bank of America, Wachovia? Please don't mention federal, I'm only interested in private student loans. Lowest interest rates, fees, etc. Thank you!
Why did Romney need to be reminded to support extending lower student loan interest rates? Was it to try to fix Obama's 60% to his 34% of student/youth voter support? Yes. Doesn't this go against everything he has been saying and the specifics of the Ryan plan which he thinks is "Marvelous!"? Yes. Isn't this just another Romney PanderFlop to try to get votes from Obama? Yes. And yes, he and Rubio had said good-bye and were walking off the stage when someone shouted a reminder. The big smile left his face as he said something like, "Oh, Yes!" That where the video below starts. My thing is if he forgot and had to be reminded, then it wasn't important to him. He wasn't sincere but rather doing what he needed to do -- and planned to do beforehand but forgot -- to try to get votes. http://www.youtube.com/watch?v=jEwbDJOX7fc
who has the lowest int. rates on private student loan consol. ? n e one with fixed rates?only 1 u tried plz??? I know about sallie mae they r 2 high
Good student loan company with low rates for $1500? I want to take out a student loan for my summer school during my junior year of college. I don't have any student loans at this point and I don't know which companies offer low rates? I don't want to pay it off until after I graudate. Can someone recommend good sites? I only want like $1500. I'm taking out the loan without a cosigner.
Where can I get the lowest interest rates on student loans? Or just loans in general......
who has the best low rates for student loan consolidation ? need a A-B+ company...
do i just go to my bank to get a student loan, i want the lowest rates possiable? my dad has pretty much told me that i cant go to college unless i get a job and some loans to pay for college hes going to pay tuition i pay rent food gas and anything else first of all i already went to a community college for 2 years and i just got my associates degree, even though i had a full paid scholarship for this community college AND even though i had a FULL time job for 2 YEARS im still broke because i had to pay rent, gas, and food. and by the way yes you can get a student loan for food gas and rent because my sister got one when she went to college. anyways my question is where can i get one and what should i look for. also i applied for fafsa loans, etc... my parents make too much for any of that but there not willing to give me any money except that for tuition which is fine with me i just need to figure out how to get the money for rent. my sister wouldnt even remember shes gone through 100s of thousands of dollars worth of loans for her medical degree
Why are student loan interest rates so high? Student interest loan rates run 7-9%. Why? They are backed by the government, the banks pay next to nothing to get the money, you can't escape the loan even in bankruptcy, the default rate on not for profit schools is very low, Why shouldn't they be around 4-5% or less? When I was young student loans were 2-3% when mortgages were 5-8%, what changed? Every president claims higher eduction is the key to America's success so why are they pricing us out of it?
What student loan company has the lowest interest rate? I currently have a nelly mae loan(sallie mae) and they are way too high. Whats a good loan company for me to look at for next school year? PLEASE ONLY ANSWER IF YOU ACTUALLY HAVE TAKEN OUT A LOAN WITH THE PLACES YOU RECOMMEND.
Did the Senaste pass the LOWER STUDENT LOAN RATE bill this past January? Can someone give me a link if they did? Also, when would it go into affect?
are there undergraduate student loans with lower interest rates than the Direct PLUS Loan? the direct plus loan has an interest rate of 7.9%.
Where can i get a low fixed rate student loan from a well known company? Also I want the one that you don't have to pay until 6 months after college. im only taking out 9500 for the first 3 quarters. and i have to pay it by next month the 15th. school starts in the summer.
where can i get a student loan to study at a technical institue in Ireland? US citizen? I am an American citizen currently in Ireland and am wanting to take a course at a local technical institute. Specifically : Certified Network Professional course at HSI Limerick .. link is here: http://www.hsi.ie/index.php?ID=26&type=day&CID=131 The trouble for me is getting a student loan to pay for the course. Will I just have to break down and borrow from the bank? I was hoping I could find a lower interest rate student loan to help me out, but have been unsuccessful doing so. Most student loan places only let you borrow to attend universities. Anyone have a similar experience? Any help would be very appreciated! Thanks!
Who has the best PRIVATE student loan rates right now for someone with good credit.? I had a student loan with Wells Fargo a bit ago---the place to get a student loan period. Paid that off right away. Now, I'm looking for a student for $3,500---I'm 21 years old, make 32,500/yr and need a low interest student loan. Thanks, DO NOT MENTION ABOUT FEDERAL STUDENT LOANS---i'm well aware of them. My question is regarding PRIVATE student loans I'm in Los Angeles, CA
What is the best way to go about finding the safest and best rates to consolidate my student loans? I want to consolidate my student loans to the lowest rate possible before the July 1 deadline for rate increases on student loans. Where do I start in order to get the best information to help me make a safe decision?
Is the stafford federal loan the lowest interest student loan? If not what is? Also what is the best way to...? get a low interest rate? I am assuming having your parents cosign. Both of then have excellent credit. We are new to student loans.
How is the interest rate for buying a car lower than getting student loan? Ok, the car has value and can be sold in default, but shouldn't the interest rates for a student loan be lower??
Who or which leandor has the lowest interest rates on student loans for college.? i need to borrow about $15,000.
what is the best choice for a student loan? i need a student loan im startin my freshman year and i recieve no help from parents...i need a student loan wit low interest rates. but i have no idea about stuff like that....what is a good place for a student loan with low interest rates?
Is student loan consolidation a scam and should one do it soon before rates go up? I am hearing that rates are going up considerably on student loans and that everyone should consolidate to lock in a lower rate. I am not sure though, because I get to deduct the interest on that loan every tax year and my rate is currently under 5%.
How can I get a lower interest rate on student loans? When I was ending my grace period after graduation college, I consolidated my student loans. I had most of them at 2.48% and a couple at the end that came in at 6.8%. When I did the consolidation, I ended up at 6.75%, then signed up for automatic payments, so now at 6.5%. Is there anyway to lower my student loan interest rate?
Where do I look for student loans with low interest rates? I Need to find a loan with low interest that process fast any suggestions?
Best ways to lower Student Loan interest rates? I have a about 6 loans through sallie mae and about 5 or so through federal. What would be the best way to lower my interest rates, most of the sallie mae ones are like 6.8% and the federal ones are around 6.5%. I have been out of college for about 2 years and have been paying them back myself for about 1 year now so any way to lower the interest rate would be great. All information relevant is welcome.
Which nationalize bank provide student loan at the lowest rate for further study in foreign country? My Son want to go Canada for further study and for the same student loan is required. I want to know from which nationalize bank in Ahmedabad City I can get student loan with easy procedure and lowest interest rate.
How can i get help lowering student loan rates? I have a balance of $60,000. I have been deferring them since i graduated 9 years ago. Haven't made a payment YET! My interest rate is ridiculous at 8.25% WITH THE GOVERNMENT!!!! How can i lower this? Is there a law out there?
Student Loans with low interest rates? I need to find a student loan with low interest rates. I have already submitted a FAFSA but I am still 20000 short. I have already applied for a Federal subsidized loan but I would still be 9500 short. So I need a low interest private loan to cover my first year. Any are welcomed and if they have reviews even better! thanks in advance!
What student loan company has the lowest interest rate? What student loan company has the lowest interest rate?
Is the stafford federal loan the lowest interest student loan? If not what is? Also what is the best way to...? get a low interest rate? I am assuming having your parents cosign. Both of then have excellent credit. We are new to student loans.
Where can I find the lowest rate to consolidate my student loans.? Hi I am graduating in August. Where can I find the lowest fixed rate to consolidate my Student loans. It seems like the lowest rate now a days is around 6.8%. That seems pretty high considering the low federal funds rate. Any suggestions? I've had student loans in the past where I was able to get them to be fixed. How do I do that? Where can I find the lowest rate for that?
Where is the best place to get quick, low-rate student loans on the web? I am a sopohomore in college and I need a $3000 loan.. I am looking for one that is low in interest rate or one that the government pays the interest while I am in school.. any ideas would be greatly appricaited..
Will interest rates for federal student loans raise or lower? I've been getting a lot of calls from random companies about consolidating my student loans, which would lock in an interest rate I think. Do you think student loan interest rates will go up or down in the next couple years? Thanks.
Looking for a low interest rate student loan, ASAP!!!? Hi!! I just got in a program, and need a student loan. Can anyone please direct my in a right path? I know nothing about this at all. Your help and advice is greatly appreciated.
What questions do I need to ask to get the best rates and terms on a Federal Student Loan consolidation? Interest rates (Sallie Mae) will most likely be going up on July 1. I have received many, many offers in the mail to consolidate my school loans (these are similar to credit card offers). I do want to lock in at a fixed lower rate before rates increase. Currently, rates vary from 2.75% to 4.75%. What do I need to know to not get screwed? Are some companies more reputable than others? How would I find out? Are there hidden fees to be worried about? I graduate this June.
Will student loan interest rates go up july 1, 2007? Student loan interest rates are apparently based on the 91 day t-bill for the end of may, does anyone know if this is going to make the rates go up on July 1, 2007? or will the decrease? I have been out of school for about 6 months and have been waiting to see if I could get a lower interest rate after july
Best place to get a $20-25,000 student loan? Any one who is going through school right now and got a student loan help me out. I'm trying to find the best place to get a student loan. Lowest interest rate and such.\ Thanks
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