Private College Student Loan
Loan Graduate Knowledge Base
What is the process for applying for a graduate loan? I am graduating this year and was wondering how to go about applying for a graduate loan (UK only). Am I able to apply as soon as I've finished my finals or does it have to be after my actual graduation ceremony? And what APR can I expect to pay?
Can international students get a US student loan for graduate school? Hello, I am an international student and will receive my bachelors degree from a US school in december. I want to go to graduate school in the US as well and might need a student loan for about $15,000. Does anybody know if foreigners can get a US student loan for going to US grad school?
Should I pay off undergraduate loans with graduate loan money? I have undergraduate student loans and have been paying on them for the last two years. Recently, I was accepted into graduate school and offered much more financial aid (federal loans) than I need. I am wondering if it is smart to accept the full amount of the aid and put the balance that is refunded to me down on the loans that I already have, since they are accruing interest?
Does anyone know how a graduate student can get a private student loan with bad credit? A loan for graduate school, not through the government. Any advice would help.
If I defaulted on undergraduate loans, can I still get a Graduate Stafford Loan? If I default on federal undergrad loans, will I still be able to get a Graduate stafford loan?
will getting a federal consolidation loan affect your chances of getting graduate school loans? I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go to graduate school. If I were to get a consolidation loan would that affect my eligibility for grad school loans in the future?
How hard is it to get a car loan as a graduate student? I am graduating from college this year but am planning on doing a 1-year graduate program. I had my own car that my parents bought me but it was totalled in a freak accident. They purchased a new car with the insurance money and I got my dad's old car. Technically, the car I have is supposed to go to my brother and since we won't be living together next year one car between the two of us won't work. Most car loans I have looked at have an immediate income requirement and unless someone "holds" a job for me while I'm in grad school the most I will have is $300 a month in income. I am thinking of trying to take out extra money via student loans since this will be a "necessary" expense for my schooling. Any ideas/suggestions? I would imagine that my credit score is rather high--I use credit cards wisely and always pay the bill in full & on time. Due to my parents' requirement that my car have ABS and side curtain airbags (they said they'd pay for insurance until after school), the car I would buy would have to be new or only a few years old (meaning that I would have to spend at least $10,000).
Do I have to make my student loan payments in graduate school? If I were to be accepted into a graduate MBA program and take out student loans to help me pay, do I have to continue making my normal student loan payments for my undergrad, or do they get deferred til I finish school?
Loan repayment what are the rules on part time graduate student? In the future I am thinking about getting a Masters. After the BA the financial aid stops paying for school. I already owe a small loan. If when I graduate and want to continue, can I go to school part time (for masters) without have to start to pay back my loan?
Is there any way to get a loan for graduate school without a co-signer (i am a nonresident of U.S)? I am a nonresident of U.S. I have been accepted to a graduate school, but this problem with the loan is what is stopping me. I don't know anyone who is willing to co-sign for me.
When you graduate, can your college federal loan totals go down based upon immaculate payment record ? If i'm paying my college loans when I graduate college, if I pay more then the minimum amount and always on time will my interest rates go down as well as my total ? I know my g/f told me her loans went from 12,000 to 9,000 because like when you owe money collection companies settle with you, how does this work and does my theory of paying immaculately apply to federal loans ?
12 Hours to Graduate, Need Private loan, Only cosigner has bad credit and low income? I have one semester left of college before i graduate but i need a private loan. I don't qualify on a stand-alone basis and my only cosigner has bad credit and a very low income. I need the loan as soon as possible or I will not be able to finish my degree. Does anybody have any suggestions?
How much was/is your monthly student loan repayment after you graduate? I will be attending college next year and will need financial aid and loans to get me through my schooling. I am just curious what the approximate amount people have to pay back monthly to the banks or whoever you got your loan from after you graduate from college? Like, $300-$500 monthly?? Thanks for you info
I accepted a federal subsidized loan for graduate school. How do I choose a lender? My school provides a list of 52 most commonly chosen lenders. Does it make a difference? Why are there so many choices? Do some have different interest rates etc?
Recent college graduate student with student loan files for bankruptcy? I am a recent college graduate student who just started working full time. I own 120K on my student loan. I own an old car and I share rent with couple other people. I am thinking about filing bankruptcy so I do not have to pay my 120K back. What will happen if I do file for bankruptcy?
How bad bankruptcy or foreclosure affects the changes of getting a sudent loan for graduate school? Can I still be able to have loans? which is better in this case?
how much loan do you graduate with in pharmacy school? i heard if u borrow loans for living expenses as well, u graduate around 300k, is it true? is that hard to repay as a pharmacist?
Can I get a second graduate loan? I got a loan for my first Masters over 10 years ago. I paid it off soon after graduating. Am I eligible for a second loan. I am unemployed and have good credit.
should i pay for my student loan or save for graduate school? i am planning on going back to graduate school in a few years. should i save my current income for grad school or use this income to pay off my undergraduate student loans instead? good point wow, but aren't student loans tax deductible? so i would be getting the interest rates back anyways. am i correct? so wouldnt i be better off investing my current income?
What is the best/ cheapest student loan company for graduate and undergraduate schools? I currently have SallieMae as a loan company but their interest is through the roof. Are there better companies and if so what are they? I need details!
Can I get a public loan for college? What are the best (cost effective for me after I graduate) loans to get? OK, so I have already used stafford loans for college and I have done the FAFSA but I still need more to meet the cost of my tuition. I need to borrow a lot more. I've heard that alot of these private loans can rip students off with the high interest rates. What are the best loans I can get that do not have exorbitant interest rates?
I need to take a personal loan out for living expenses while in graduate school - how do I do it? I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get my first paychecks (I'll also have a part time job). How do I go about getting this personal loan? Any warnings or tips? Thanks so much.
Has anyone ever received a Graduate Plus Loan with bad credit? How hard is it to get approved? I have 23 items in good standing and 9 that are not. Most of those are bad debts from more than 5 years ago and were sold to a collection company, who have tacked on fees.
Will the Army repay a GRADUATE (not undergrad) student Stafford loan of $20,500 if I enter as an army officer? I graduated this a B.A. in liberal studies which is a degree that can get you no where in the real world, but that's ok because I only got it so I can be an Army Officer. My recruiter didn't know if they repay graduate loans. He only knew that they re payed ungrad Stafford loans. Does anyone know if a GRADUATE LOAN counts and will they repay it?
where can i find the best student loan for my graduate school? which loan company has the lowest interest rates? which is the best?
How to find a best Graduate student federal loan? Whould like to know where can find the best loan and what is the best rate of the Federal loan now.
student loan and graduate loan in spanish? Hello what are some ways you can spell and say student loan and graduate loan in spanish?
What is a good strategy for budgeting undergrad loan payments while attending graduate school? I will be starting graduate school this fall and while I have a deferment on my undergrad loans, the interest ofcourse is building up. I've been making small monthly payments but it seems those just get swallowed up by growing interest. What is the best strategy for making payments on all my student loans? I've decided to make payments on my grad-school loans while I'm in school so I can manage the interest, but there sure is a lot building up! Any tips or information is greatly appreciated.
Will the interest on my Unsubsidized Graduate Stafford loan be counted against me for a debt/income ratio? I want to consider all factors before I apply for a mortgage. I plan to go back to school and understand that loans are deferred but I understand unsubsidized loans has interest that I must pay while in school. Will the interest be calculated in my debt/income ratio? or is interest something seperate?
How can i get a loan for a motorcycle. while im a student with no job. put payment off until i graduate? Im in need of transportation while im in school. its only a trade school and i'm graduating next november. I am wanting to know if there's anyway possible to get a loan while im still in school, and start to pay the loan off when i graduate school and get a job. any help would be appreciated. i have no credit yet but i will have a cosigner if that even matters..
Can I pay my subsidized loan all at once after I graduate? I would be borrowing $5000 in the next year. it is subsidized loan and the rate is 6%. I know I dont have to pay anything in the six months after I graduate. also, the rate started to become effective after six months I graduate. so my question is, If I work really hard, and if I saved $5000 by the time I graduate, Can I pay them all at once? That way I dont have to pay any interests. Right?
Does student loan repayment still begin if you are enrolled in a graduate program? I will be graduating from undergraduate studies by the end of the year. I know student loan repayments are supposed to begin 6 months after graduation, but are they still postponed if I'm enrolled at least half-time into a graduate program?
Is it possible to make payments on a Stafford Loan before you graduate? I know usually payments are deferred while you are in school but is it possible to make payments on it while you're still in school? How would this work?
Why is my subsidized stafford loan due in November when I graduate in 2011? Hi i got a $4000 citibank subsidized federal stafford loan in June of this year. I just got a letter my first monthly payment is due November 24 2009. Why is this? Why am i not getting the extra two years to graduate? On one sheet it says "subsidized federal stafford" and on the other it says "federal plus loan repayment". HELP PLEASE
Will the navy reimburse my loan once I graduate with an Associates Degree? I haven't joined up yet, but will they reimburse my tuition if I sign up? I was thinking of doing Cryptology Network Security with them.
If I'm a graduate student, can I get a car loan from Bank of America? I'm a graduate student, and since I live off of my loans, I do not have a job. Can I still get a car loan from Bank of America? I've been paying back my loans for 3 years on time with an inheritance I received from the passing of a loved one. Thanks What percentage of the down payment will make me look favorable?
Auto Loan for College Graduate with Job offer? I am graduating college in 2 weeks and have received a Job offer making $42,000 a year but I am in real need of a vehicle. I have enough to put 1,000 - 1,500 down....would I be approved for a loan for a 12,000 used vehicle before I start my job?
Perkins/Stafford loan repayment if going through graduate school? I want to take perkins and stafford loans for undergraduate school and graduate school. My question is whether or not I can start repaying the loans taken for undergraduate school once I've completed graduate school.
Can my graduate school limit the amount of my federal student loan? Hi. I was approved my full amount by my federal student loan people and I talked to my financial aid guy and they told me that I wouldn't be allowed to get the max because the loan people wouldn't let me. Well I found out that the loan people WILL but the school decides if I can get the amount I want. They decide if I need money or not. Can they do that? They have no right to tell me what I need and don't need. I pulled enough money out for graduate school and now I'm being shorted because they think I have a money tree in my back yard. Is there any way I can get the school to give me my full amount. I need that money for school and living expenses like it was taken out for.
Can I randomly pay chunks off my student loan even if I'm not expected to repay until I graduate? I have no choice but to receive an unsubsidized stafford loan. I was wondering if I randomly get a chunk of money during the school year can I use it to pay off a piece of my loan even though I'm expected to pay it off until after I graduate?
If I return to school in the fall, will my monthly student loan payments get put back on pause til' I graduate? I left college in May of 2010. The grace period on my student loans ended in November and I began making the monthly payments on them. If I were to return to school full time in the fall, would my loan payments be temporarily put back on pause until I graduate?
Can a student loan issuing company (private bank) force you to pay off the student loan before you graduate? Basically...I attended a 4 year university in California a few years ago and during that time I had a family emergency that caused me to stop attending school for awhile. I have since resumed attending school, but one of the former banks is insisting that I pay off the student loan even though I am still attending school. Is that legal? Can I take them to court to stop trying to collect since I'm still a full-time student? Can their actions disqualify me from obtaining any future financial aid. Please help me with your suggestions. (especially if you are familiar with Financial aid rules or have been in a similar situation). Thanks
Where can I get a student loan where I don't have to start paying it back until after I graduate? I need a student loan for about 15k-20k. I don't want to have to start paying it back until after I graduate. I also don't want the loan to have interest on it while I'm not paying. Any suggestions where I should apply for one?? (Also my credit is not the best either, it is probably good or fair)
Using all of Graduate Stafford Loan for Spring Semester? I am starting grad school this spring and I waned to know if it is possible to use all of my stafford loan that is allowed for the 2010-2011 yr for the spring semester? I know that they usually split the amount in half but would I be allowed to use he whole thing since Im starting in the spring?
How do I get a personal loan for graduate school? I tried prosper.com but it does not seems to be working in my favor I am not eligible for Financial Aid. What should I do? My credit score is not the best. O
if you want to study graduate school and borrow student loan. do they look at how much money you have in your? if you want to study graduate school and borrow student loan. do they look at how much money you have in your bank account to determine whether they will lend you?
I am looking for graduate living expense loans (not gradplus loan) does anyone know of any? Already have federal financial aid and gradplus loan.
Can I get a school loan with bad credit & not have to pay until I graduate? I want to get a loan & I have bad credit. I wanted to find one that I could pay after I graduate or as long as I was in school. Is this possible, if so, where do I find one?
Im Engg graduate, how much i can get loan, to start an organistion? im engg graduate now in dubai. I think to start an fabrication comp in chennai. how much i can get the loan and mimmum how much I need to start small scale ? i also having 4 years experience in the field. pls guide me.
How can I pay for graduate school when I am only taking 3 credits per semester. The citi assist loan is too hi I have decided to back to college for a graduate degree. each course is $2000. It seems that when you take less that 2 classes per semester you pay through the nose in student loans. I borrowed $5000 for this year and th efinance charges on $5000 are over $8000. I will go absolutely broke this way. I am trying to thik of a more clever way to pay for my education. thanks
Where to apply for college loan for graduate program? I am planning to apply as an out-of-state student to a good university but I don't know where to apply for a college loan that will cover my 2-year tuition and living.
How much does financial aid's student loan for graduate school give you? Do they loan you the tuition for the school and your living expense such as rent and foods? or just the tuition for the school?
Can I get a graduate student loan if I have defaulted on a credit card debt? I'm thinking about attending grad school this year (or next). So, far my credit's okay. But if I'm in danger of defaulting beforehand on this one credit card debt, how will that affect my chances of getting a grad school loan? I understand that the federal ones don't do credit checks, but what about private loans? Thanks!
How do I get a loan for a car that is delayed until after I graduate from college? I'm an 18 yr old from ct attending community college full time right now. I'm wondering if there's a loan out there that will allow for me to buy a car now and delay loan payments until after I graduate from school in 4 yrs. I'm having a hard time finding rides to class and I obviously dont have the financial means neccesary in order to buy a car right now but I could seriously use one. can anybody help me!?!?!?
WHERE (websites?) can I find a private graduate school loan without a cosigner? I've already applied for government loans/grants, so I'm only asking about private loans to finish covering the cost. I have great credit, but am only working part time so I only make like 6,000 a year. I've gotten a loan before through Education Finance Partners, but they have gone out of business. Any other ideas? I'm desperate!
how do you apply for spring 2010 student loan to attend graduate school? The Fafsa application commence this year is for fall 2010 to spring 2011 semester.
best loan for US graduate student in Germany? Hi I am a US citizen set to go to a masters program in Berlin Germany that is not enrolled in the US Federal Aid program. I am looking for advice on the best way to get a student loan through a German bank.
Where is the best place to get a private student loan for getting a graduate degree in anoth country? ? I know about federal student loans but I am wondering about private loans if federal ones don't cover it all. I am from the US wanting to study somewhere else for my Graduate degree.
Can I pay my student loan during not attending next fall semester, or must I pay the loans after I graduate? I don't know how loans work... will I still require my parents' tax information on FAFSA if I turn 24 (will be in June)? I live in NJ. I was thinking about not attending fall semester so I can pay the loans then attend spring semester 2012 that will be completely covered by my financial aid.
what is the percentage of students that pay back their student loan after they graduate? or due most end up joining the military or suffer?
Where can I (US Citizen) get a student loan for a graduate program at the University of Heidelberg in Germany? I've searched everywhere and nobody seems to consider this an approved foreign school. FAFSA has no federal code on their website, but through a few searches I found that they have one.. G06703. I guess they don't participate in the federal student aid program anymore. Also, I can't take out a student loan in Germany because I'm not a citizen, nor are my parents. Any help would be great. Thanks
Can I apply for another loan for a new under graduate course? I started an undergraduate course last year (uk) and I received student finance. I now wish to leave the course that I am currently studying and start afresh. I have been told that I cannot transfer to the degree course that I have identified but to apply as a new student. Will I qualify for student finance considering I have already received finance for an unrelated degree.
I received a subsidized Stafford Loan from my school. Will I be charged interest before I graduate? I received a subsidized Stafford Loan from my school. Will I be charged interest before I graduate? How does this work? Will the government pay the interest while I'm in school? Thanks.
DO i have to pay for my school Loan right after i graduate for my Associates? what if i continue for bachlors? I was planning to get an Associates with Financial Aid, after i graduate for my Associates 1. can i still get a Loan for my Bachelors? 2.Do i have to start paying out my Loan that was used for my Associates?
spanish graduate student loan? Hello how do you say these words in spanish, or is there such a word in spanish? Graduate loan Graduate Loans Grad Loan Grad Loans
Stafford Loan: Do you start repaying after you graduate? when do you start repayment of a Stafford Loan? Also, I read the max. amount is 3500 for subsidized loans. Is it 3500 per semester or year?
Should I pay off my loan now or when I graduate and does that affect my financial aid? I took out a subsidized loan my first year of college (needed to) and over the years I have made enough money where I can comfortably pay the loan off right now if I wanted to, but I want to know if anyone knows how that would affect my financial aid. Does having that loan out make me look like I need more financial aid/ give me a better chance at receiving aid than if I didnt have a loan out? Hope this makes sense Thanks
What banks do you suggest for (graduate) Student Loan Lending? I have a list of fifteen lenders to choose from and they all seem the same to me. Has anyone had a good experience with a particular bank or lender? Is there a bank I should definitely avoid?
Loan for International Internship for post-college graduate? Hi! I'd love to do an international internship abroad after I graduate, but I was wondering if I wanted a loan, could I get one, or is that just for students who are actually still in college? And if I could get one, where could I find one? Thanks!
spanish graduate loan? Hello how do you say this in spanish? Graduate Loan Graduate Loans Is there such a term in spanish
What is a stipend when it relates to graduate school loans? I am getting my graduate loan money in and it says stipend next to it? I have never seen this before. Can someone help me? Thank you!!
If a graduate student files bankruptcy ch 7 or 13 how it will affect his ability to get a student loan for nex? If a graduate student files bankruptcy ch 7 or 13 how it will affect his ability to get a student loan for next year?
i got an unsubsidized and a subsidized student loan. im planning on going to graduate school.? i know i have six months after college. do i pay for the loans after undergraduate or can i wait and pay for them after graduate school?
how to get graduate loan? i am working full time my credit score isnt fantastic ive been declined by barclays cause i dont use the account much often, will anyone else give me a graduate loan, i graduated couple of years ago and want to do ACCA
How much student loan debt did you graduate with? was it easy to pay off?
I am a graduate student. If I am over awarded, do I need to pay back federal direct loan right away.? I am a graduate student. I received federal loan at the begining of the semester and then I received fellowships which make the total aid more than cost of attendance. Do I need to pay back direct loan amount I received in this semester right away.
Best choice for private loan for graduate school? Im about to apply for a private loan, im in graduate school and have a good cosigner (not eligible for federal) but im not sure how this works. Can I apply to more than one institution/bank and choose the one that offers me the best interest rate? or can I only apply to one ?? Any other feedback is appreciated!
Best Graduate school loan consolidation? I just graduated in 2009 with a loan of about $120000.I am currently looking for bank to consolidate my loan.What is the best company and interest out there.Thanks.
which is the best loan consolidation option after graduation from a graduate school/? I jsut graduated from grad school and i need to which is the best loan to consolidate. I am in atlanta. Please help guys.....
Should I start making payments on a student loan that will possibly be paid when I graduate? I have SC teacher loans and perkins loans. They have given me the option to start making payments now. Will this look good on my credit and application for a job?
What are some ways to fianance graduate and a doctoral program without a loan? The areas I am thinking of going into is Higher education, sports psychology and/ or training and development. I work for an employer in which I will get adiscounted rate for my masters but they have to doctral programs.
If you're going to a CC and have a loan do you pay it after you transfer and graduate from a UC/CSU? Loans are to be paid off after you graduate, if i'm attending a Community College will i have to pay back till I recieve my degree at my transfered school? That's about 4 years from now. is that correct?
Can I get a graduate stafford loan if I am only taking 4 credits? I know I have to be a half time studen to get a stafford loan, but is 3 credits or 6 credits half time? Please no advertising thanks for any answers
Will I get a graduate loan? ? I have a good credit rating and a full time job with good wage but feel that my graduate bank may refuse me because of the credit crunch? Has anyone applied for a loan lately (especially graduate) and been accepted? If I get refused - will a meeting with the bank manager help???
Can my son get aid and loan in his 5th year in school if he does not graduate in 4 years.? If my son can not graduate in 4 years and have to stay in school to finish his 4 year degree. Can he apply for loan ?
I am starting graduate school this Fall. What are the better private student loan options? I have all the information about the Stafford and Plus loans. I was hoping someone can give me some advice on where it is best for me to take out a private student loan. What bank would you suggest? Bank of America, Citibank, etc? Other private loan options? Any advice appreciated...thanks!
Should I pay my graduate school loan off? I'm trying to decide if paying off my graduate school loan first should be my top priority? Or, if building a savings account up is more important.
Is there a type of student loan for people who have graduated from school and need pay back their parents? I recently graduated from College, and I need to pay back my parents the cost of tuition and Housing. Unfortunately it seems like most student loans require current enrollment, which is no longer possible. Is there a loaning institution that loans to graduates (not for Graduate School) or do I need to look for a different type of loan? If so what type? (I have no credit history yet or collateral)
Can you pay back the FEDERAL DIRECT SUBSIDIZED LOAN for college, the day you graduate, without interest? I just got a $5500 loan from the government...can i pay that back the day i graduate, w/o interest if i wanted to? or do you HAVE to choose a repayment plan with a certain amount of installments, which would include interest? Thanks in advance..
can you apply for a graduate loan? if you are a student but havent completed the final year yett.
In the UK, is a student loan available for post-graduate students? When I applied, I was told by my local council that a student loan would cover the duration of my five year course, so long as I supplied the correct details (on the appropriate forms) each year. My flatmates seem to think you can only apply for student loans in your undergraduate years (if your doing a masters degree). Any advice or knowledge from people please?
If you join the reserves, will they assist you in repaying graduate student loans? I am in a Phd program and will be graduating in the next two years. I have always wanted to serve in the reserves and want to join after I complete my coursework. Does anyone know if they will assist me in repaying some of my graduate loans?
How can I get money (not loans) for graduate school? I'm looking for scholarships, grants, etc but not loans (I already have some from undergrad). Is there any money for graduate students at all and if so what are the websites in which I can find them?
Are Graduate Student loan rates fixed? What about consolidating? Are graduate student loan rates fixed at 6.8%? I have my undergraduate loans (1999-2003) and they are under the variable rate that just dropped. I started graduate school in 2005 and just graduated in 2008. The fixed rates began for loans after 7/1/06. So it should be one year of variable...if graduate loans become fixed. It is hard to tell if the fixed status applies to graduate loans also. What do you think? Consolidate undergraduate loans with the one year of graduate.....and leave the other graduate ones alone (if they are fixed)?
In how much student loan debt will you be by the time you graduate? how much are you actually paying for your education (degree) and what is your major?
I have a Federal Unsubsidized Loan. Is there any way to pay it back before I graduate? I don't want that interest to keep piling up.
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