Private College Student Loan

When should I apply for private student loans?

I have scholarships and federal loans but I still need a little bit of private money to fill the gap for the 08-09 school year. When should I begin to apply for private loans.

Public Comments

1. Ugh don't do it. I know sometimes there is no way around it. I always seemed to come up short and I am a cheapskate. Now I am regretting taking out loans. My advice go to a community college. You'll get better education for half the cost.
2. Never apply for private! U apply when u want to go bankrupt!
3. The sooner the better, so that you know what all of your options are. Private student loans can be useful, but be aware that they can also vary widely. Two different banks can give two totally different loans. Shop around - and if none of them look good, keep looking for other options.