Private College Student Loan

Should I move my consolidated student loans from the fed government Direct Loan Prog to one run by privates?

Public Comments

1. If the payments end up being lower and if you can consolidate them with a lower interest rate.
2. if you want a rate reduction but look out.rate reduction's dont come off your rate but the give you up to 1.5% off your ballance each year you havt to make on time payments for like a 3 years if you do the math it ant realy worth it go to ISM.com they offer 1.5 in 24 months and you wont lose it when you are late or if they sell your loan thet company takes it off your real rate