Private College Student Loan

fast poor credit loans direct deposit?

i am looking for a fast poor credit personal or payday loan with free application and direct deposit, anybody know where i can get it all done by only on the computer.

Public Comments

1. Im looking for the same.
2. I would not do a payday loan under any circumstances because because of the high interests, you will just become worse off. There are credit services and consumer finance companies that will give people with a poor credit rating credit. Try consumer finance companies first b/c of the lower interest, then do the credit services b/c they have higher interest, but not as bad as payday loan. In some states payday loans are even illegal. See a credit counseler for more questions or your local bank for some of these locations in your area.
3. Depending on what state you live in, you can try Check Into Cash. You can call their online division at 1(877)577-7977. I know what question is going through your brain. The answer is no, you don't have to "Tell 'em a friend sent ya!" (yes, I am making fun of the previous poster that spams that message). You can apply online if they do, and it may or may not request that you send any documents over. Most companies that do NOT require faxes for any and all loans are not reputable and charge higher fees and have crazy policies. By the way, the interest on a loan is usually 15%. Let's just go ahead and get your misleading interest out of the way. For a $100 loan, there is typically a $15 fee. So, that's 15%. Now, the APR would be $15 / $100 = .15 * 365 days = 54.75 / 14 days = 3.9107...change that to a percentage and you get 391%. However, what that is actually representing is this: You took out a $100 loan on June 10, 2008 and agreed to pay $115 back on June 24, 2008, but you paid $15 every two weeks after already paying the loan and the interest after 14 days. Makes sense? No...no one would ever do that...that's stupid. Now, IF you took out a $100 loan on June 10, 2008 and paid $115 back on June 24th, 2008 and continued to take out the loan, then you'd have the $390 ($15*26weeks)in fees for a whole year...but you borrowed $2600 for the whole year. Which, $390/$2600 is still...you can use a calculator, but you should be able to guess. Still 15%. You really can't compare a two week loan's APR to a student loan or a car loan. It makes no sense =/