Private College Student Loan

Are private student loans relatively easy to get as long as you are enrolled/accepted at a college?

Since the repayment doesnt start till 6 months after graduation, I would assume it's easy to get the loan, am I right on this? My worst nightmare is to get accepted into a school and not have the private student loan accepted.

Public Comments

1. Having just gone through the loops, I'd have to say it wasn't that difficult - a bit of paperwork and you're set :o)
2. Private loans are credit based loans, so as long as you have good credit your good. Why do you need private loans though? I would recommend looking into different schools tuition costs, you do not want to be just starting out in your career owing $60,000 in student loans. Have you filled out your FAFSA? If not I would recommend doing that before a private loan, the interest rates are much lower.
3. No, atleast not for me..you have to have good credit and your parents have to co-sign. My parents refused to co-sign for mine and I finally found one that didnt require a co-signer but the interest level was ridiculous 12%