Private College Student Loan

My student loans have already been consolidated, but I want to reduce my interest rate? Any options?

My student loan was consolidated in 1998-1999. They are stafford loans, used to pay for my law school education. My interest rate is at 8.25%, and apart from decreasing the interest rate by .25% with online payment, Sallie Mae/Bank One has offered me no other options, since my loans are already consolidated. Any options, other than to take out a new private loan for consolidation?

Public Comments

1. You could get a regular bank Loan to pay them off, However your student Loan Interest is deductible from your Federal Income taxes, and a Bank Loan would not be, also the default rules are better for a student loan, you can also postpone student loans.
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