Private College Student Loan

Student loans: Citi, Sallie Mae, Chase or Wells Fargo?

Which student loan is the best option? (I can't apply at all banks without being forced into a contact - all I can do at this point is guess) Please advise me which student loans I should choose... Federal is not an option! Thanks Chase: 3M LIBOR + 3.56~12.25% (min to max) no fees Citibank: 3M LIBOR + 4.75~11.50% 0~6% fees Sallie Mae: 1M LIBOR + 4~14% 0~5% fees Wells Fargo: PRIME + 0~4.5% no fees The UCLA finaancial aid counselors are SO busy/passive... Also they're not allowed to suggest any specific lenders - which means I have to do all the research on my own!

Public Comments

1. Wells Fargo due to the low interest rates...although I think that you will not be able to take out as much.
2. whoever has the lowest interest rate
3. Chase and Wells Fargo are horrible for jacking up rates at the slightest in-digression. Sallie Mae is one of the top lenders, and as long as you pay your bill on time, if you ever foresee a time you can't pay they will work with you, (but not if your in default), and you never have to worry about your interest rates increasing on you. my daughter has citi, the bad thing about her loan, they do not cover her books, (how absurd), so she has to get them on her own. Is your college financial adviser not going over this stuff with you? Are they not trying to obtain the loans themselves? If you answered no to any of these, I would seek another school. Good luck to you.