Private College Student Loan

How To Dispute A College Loan?

Hello I am in search of a serious answer, please no quick witted answers please? Here is the issue, I was attending this college for about 5 or 6 months and received loans through Salli Mae, after awhile the college classes went to online, which then I only had to report to the school once every two weeks. While this went on for about a month, I went to the school to check my mail box, see new bulletins etc... Well while I was at the school, one of the other students asked if I know that the school dropped the course? So I went to the advisers office and it was confirmed that the course that I was in was no longer being taught at the college. I advise them to refer me to another college, and they told me NO, and that I would have to take another class there like business, health, accounting, when I was taking Graphic Design. Long Story short, they advised another college, I went to the new college for about 3 months for graphic design, I also received Salli Mae, and neLnet loans. After the three months were over which was one semester, the told me they enrolled me in the wrong course, and i was going to have to start all back over, all but my reading class. After that I did not go to any more colleges, because I was kind of discouraged. So now the loans are on my credit of course, I put them in forbearance, but now that's done, and I want to dispute them because it was not on my behalf, it was due to the college's miss planning and miss communication. Does any one have any mature advise??? Please And Thank You

Public Comments

1. The only advice I can give is that you will need to get all the paperwork from the colleges you attended. Good luck with that. I worked for colleges, and they will fight you. You would have to file a Freedom Of Information Act petition in court to obtain the records, and even then that may not satisfy the loan office. I would contact your local bar association.
2. That is a sad case, unfortunately, it is not the lenders fault. Only option I can tell you is complain to your registrar office and see if they will refund your money or let you test out of your classes for free. Probalby not to be honest with you, and your only other option is to continue on, and MAKE SURE, your taking the right courses.
3. you can dispute the loan all you want, however you are the one who borrowed and the lender can not be held responsible for the schools actions. as you selected the college. you have a better chance of getting a refund for the college (a snowballs chance in hell) than you do of getting out of the loan. If you can prove all of this, you can repay the loan and take the schools to court for your damages. You need to pay back the loans, and consult an attorney if you think you might be able to beat the schools in court.
4. careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.