When I first got into college a couple years ago, I applied for a loan through Chase and was approved. Now that money's run out, and I need more money to pay for my education. I also get the Federal loans, but they're not that much and this year at my school tuition skyrocketed so I was left with no money to buy my books or anything after my tuition was paid with those loans. I also don't get grants and or scholarships (believe me, I've tried) and my parents are so broke they're THIS CLOSE to losing their house :(. I want to get another private loan from Chase, but since I already applied and was approved for one loan, do I have to re-apply again? Or can I just call them up and say I want to take out more money? They used to send me things in the mail all the time asking me if I wanted to borrow more money, but I haven't gotten one in a while...