Private College Student Loan

Are private student loans available to college students on demand that are deferrable until graduation?

Hi everyone, I have gotten myself into a very terrible situation. I am a 28 year old male loser who will be getting my associate's degree after this spring semester is over. The problem is the fact that I am currently living with my sister due to not being able to receive enough student loan money to live on my own due to attending a community college. My high school grades were terrible due to the fact that my parents were going thru a divorce and they wouldn't support me in any way with regards to going to college directly from high school. Long story short, I was stupid and joined the Marine Corps, got out, and have absolutely ZERO skills that I can put to use in the real world. I bought into the recruiters' bulls*** about the military supposedly providing you with valuable transferrable civilian work skills. I am currently living in Colorado Springs, Colorado and, for the sake of my mental well being, need to be able to transfer and move to Austin, TX so that I can attend UT. One of my goals upon getting out of the Marines was to be able to find someone to settle down with and it WILL NOT and HAS NOT happened for me due to living amongst the socially unfriendly and cold women here in Colorado. I desperately want and need to get down to TX where the people and single women are friendly and down to earth. The problem is the fact that I don't currently have the $3K to move down there and it is very hard to save money when most of my GI Bill goes towards bills. So, are there private student loans available to folks in my situation?

Public Comments

1. Be careful with private student loans. Their repayment options are NOT favorable. You will be expected to make payments on them as soon as you graduate OR drop enrollment from school. Private lenders do not CARE if you are unemployed or underemployed (not paid enough.) They will not work with you as far as deferment and forbearance. Having warned you about that, you probably can go to your college's financial aid office and ask if they can recommend any lenders for you. I'm not sure that moving to Texas will solve all your problems, though. The good thing about living with or nearby family members is that you have a support system. You will have to make one from scratch once you move. While dealing with the normal stress that goes with moving, starting at a new school, finding a place to live, etc.
2. colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.