Private College Student Loan

Can i still get student loans or direct loans if i file for bankruptcy?

im filing for personal bankruptcy and my lawyer included my student loans. i currently am NOT paying the loans back since im still in school and therefore are not in default. my question is, if i file for bankruptcy, will i still be able to take out student loans from the government to finish school?

Public Comments

1. Your student loans will not be included in the bankruptcy unless they prove an extreme financial hardship (in which case you should not be taking any further loans out -- I'm talking hundreds of thousands of dollars). Your bankruptcy will not affect your ability to take out federal loans, as long as your student loans are not discharged for some insane reason because federal loans are not based on credit checks.
2. There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). A college student loan is a sum of money available to full time students, with a minimum level of interest required during the period in which they are registered as full time students. These types of loans rarely cover the entirecost of education, and most applicants refer to other financial aid options in order to meet their needs.In most instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs. http://www.worldbestloans.com/ Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
3. scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.
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