Private College Student Loan

Financial responsibility for student loans made before marriage?

Say you had $100,000 in debt from federal direct student loans. You account is current but it is current because you have been given a deferment that is set to expire in a year. During that time, you get married. When your student loan deferment expires, you are unable to pay & you default on your loans for some reason. Would they be able to come after your spouse for the amount you owe, even though you were not married when you signed the promissary note nor were you married when the account went into repayment or you requested the deferment that was granted?

Public Comments

1. When you are married you both take on all of each others debts. But this really just means that if you die she has to pay it. As long as you are around they will be coming after you. Since she did not co-sign her individual accounts cannot be docked, but your joint taxes can be and any joint bank account.