Private College Student Loan

Can I apply to multiple student loans and then choose the company with the best option?

Can I apply to multiple student loans and then choose the company with the best option? For example.. can I apply to sallie mae, boa, citibank, and then choose the company that gives me the best APR? or if i apply and get approved it is deal already done?

Public Comments

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2. You probably can, but going into debt for more than you need is a very bad idea. If you default on your student loans later on, you will have debt collectors calling you for each loan you took out, and maybe even more than one collector per loan. I used to collect debts for a living. It stinks. Instead of using credit cards, apply for a line of credit with a lower rate of interest. Or, y'know, live lean for a while and save up. The old fashioned way.
3. universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.