Private College Student Loan

What are the best private loans?

I'm going to Art Center College of Design in September and I've learned that I will need to pay--AFTER all the financial aid I was given, about 48,000 dollars for tuition for one year (3 terms. 14 weeks=1term).If I go to school through out with no breaks...I can finish Art Center-my bachelors in fine arts in 2 and a half years. However, people often take longer than that to finish their education at Art Center. So let's say..by the time I graduate, I'll be 120,000 dollar in debt to private loans. Financial Aid Office has told me direct Plus Loans for parents OR private loans are my only other options to pay for this. I'm in a low-income family, and my parents cannot borrow that much money. So, I need to go get my private loan now and quick since payment for tuition is due very soon. NOW here's my questions, thanks for reading...what banks or institutions are the best places to get private loans. I'm gonna be borrowing a lot of money so I need a payment plan that can still be manageable since after college, I'm not guaranteed a six figure job or anything. I've thought about waiting for the Spring and applying for CalArts. If anyone knows, is CalArts cheaper or do they provide better financial aid? So there's that two options. Thanks.

Public Comments

1. From my research, CalArts is actually a little bit more expensive than Art Center and CalArts is much harder to get in becsue CalArts is the best art school in California. (CalArts Fine Arts acceptance rate is about 20 ~ 23 percent) (Art Center Fine Arts acceptance rate is about 60 ~ 70 percent) Moreover, I belive that CalArts doesn't accept students in spring term.
2. I would advise you not to do that because that is alot of money, but you already know that, but the easiest bank to get a loan from is sallie mae, but there not the best, i think citi bank is the best, then wells fargo, then discover