I really want to go to this school but my mom makes to much money for me to get anything from financial aid, makes sense but she isn't going to help me pay for any of my education so I'm looking at loans. I'm looking for a full time job also to help pay for stuff. I have been looking at direct federal loans, I'm still pretty fresh on the idea of loans so I still need to learn more. This is on their website: Loans Seattle Central Community College DOES NOT PARTICIPATE in Federal Student Loan Programs (Stafford Loan, PLUS Loan, Perkins Loan). We encourage students to do research on their own, contact several lenders, and compare the various terms and conditions of the loans they offer so you can select a non-Federal loan that best suits your needs. Please note that non-federal loans generally require students to have a steady source of income and good credit, or a co-borrower with a steady source of income and good credit. What does this mean? How can a school not accept loans?