Private College Student Loan

Please help!? Can I still consolidate my student loans??? Is it too late!?

Hi all. I graduated in May. I feel so stupid. The 6 month grace period for the direct Ford Loan I took out just ended about a week and a half ago!!! There's no way I can pay the amounts of federal loans without consolidating the payments into smaller payments per month! The 9 month grace period for the non-direct Federal Perkins ends in March.

Public Comments

1. Here are some great tips on how to consolidate student loans.One good thing about government loans is that the interest rates are fixed when consolidating them, and so rest assured that the rates that the lending company will charge you are within the boundaries of the law. Albeit there is already a ceiling on the interest rates when consolidating government loans, it is always to your advantage if you will shop around for those with really low interest rates. http://www.worldbestloans.com/student-loans.htm Grace period of loan repayment means you are done with college and earn a degree but the part of repayment, you just have not started. The grace period is usually from the graduation day to 6 months after and is usually regarded as an excellent time to which you acquire college student loan consolidation.