Private College Student Loan

Student loan help please?

I am an undergrad student in halfway through my sophomore year. I am responsible for paying my own way through college. I don't qualify for any financial aid from FAFSA, because of my parents' income. I have taken out an Unsubsidized Federal Direct Loan, however, I am looking to move out of my house, and this loan doesn't even fully pay my tuition each semseter. I have a part time job as well, and I work as much as I can with being a full time student, but I still would be coming up short. My parents aren't willing to co-sign a loan with me, so I am just unsure of what my options are at this point. I don't know where to go or how to go about taking out a second loan from another company, or even if I could GET one. ideas? help?

Public Comments

1. Without a cosigner you are stuck. If the folks aren't willing to cosign for you. It doesn't sound like you can afford to move out. The good news is as you progress in college, the amount you are able to borrow in Stafford loans goes up. I would suggest you spend some time applying for scholarships sponsored by your school. Visit the department of your major as well as the fin aid office and see what they have to offer.