Private College Student Loan

How can I get a private student loan ?

I have already tried with Sallie Mae and Chase bank and they didn't approve me. I dunno why,ecause my mom and I have good credit. We only make like 25000 a year or maybe a little more or less. My mom was my cosigner and the other person that I knew could help me get this because he earns good and has good credit doesnt want to be my cosigner. I need to borrow $21089. What companies are good for this? I really need the loan and I really wanna go to this school next month. If chase and Sallie Mae didn't accept me, should I expect the same response from other places? why can't I be my own cosigner r something? I'm not planning to rip off any company, I will be way more than happy to pay them back after I complete my education which is really important ffor me

Public Comments

1. Money is the prior requirement for education especially higher education. Today, education plays a vital role in the modern life so if you are interested for your further studies and eager to turn your directions; finance acts an obstacle then avail loans for students. Loans for students are designed keeping in mind student’s precious studies which entail lot of money to build the career of the person. Loans for students help the students from various age groups to support their education. Though, student belonging to various sections of society feels secure to opt for the student loan. Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more. Loans for students are opened for various courses like regular, part-time, distance education etc. Therefore, depending upon the cash need borrower can avail secured or unsecured options. In secured loans for students lender favors him lower interest rate and greater amount which is borrowed for larger repaying duration. Apart from that in unsecured loans for students borrower is accountable to smaller amount and it comes at higher interest rate. Therefore, if you are searching for the student loans then you can avail many options that are suitable to your requirement. Before raising loans for students borrower must look into the amount that a course require so that on basis of the amount borrower can raise the loan amount. This amount is depended upon the fees and other expenses that the borrowers want to cover under student loans. Student with bad credit can also avail loans for students as for that student have to take the loan along with a co-signer who has a good credit history. This way interest rate is also lowered otherwise they may charged little higher interest rate. Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. Some of the most crucial are computer expense, hostel charges, and books and so on. The best college student loans are one which comprises all such expenses. But, to qualify for any such one, you have to give it your best shot as far search is concerned. Such purpose can be accomplished by exploring World Wide Web. You will find an innumerable number of lenders offering college student loans. College student loans are the most lenient, as well as, flexible one. The interest rates of college student loans are nominal enough and above all, you will have ample time to carry out the repayment of the loan amount. It is usually after you have finished with your education and taken up some job.
2. In today's economy it is really hard to be approved for a private student loan. Many lenders have tightened up their eligibility requirements, while many others have got out of the business entirely. Eligibility guidelines vary from lender to lenders, so just because one denied you does not mean that all will deny you. You will just have to keep trying different lenders until you (hopefully) find one that will approve you. Have you applied for the federal student loans? They require no credit check or cosigner, low to no up-front fees, and the interest rate is fixed. If you haven't yet you should check out this option. If you complete the application on line at http://www.fafsa.ed.gov you should find out within a few weeks about your eligibility.
3. that sucks, I thought the government gave student loans to anyone who applied. You should apply for every grant you can find also. there should be some that are designed for low income minorities and you don't have to pay them back. If I was rich I would just pay your tuition like Charles Barkely did for this guy. http://deadspin.com/5027743/charles-barkley-pays-busboys-tuition-to-temple I would watch out for people like the guys above me. Don't give up. (((((((((((((((princess)))))))))))))))))))))